American IRA LLC

09/04/2026

Could UBTI be taking a bigger bite out of your retirement investment returns than you realize?

When a Self-Directed IRA invests in private real estate that uses debt, a portion of the income or gains may be subject to tax inside the account. Understanding how UBTI works, and how investment structure can affect it, is an important part of evaluating the opportunity.

In this episode of The IRA Cafe, Steve Kelly of MLG Capital joins Kyle Moody to break down UBTI, private real estate investing, and what retirement investors should know before putting their capital to work.

Watch the full conversation and learn how a more tax-smart approach can change the way you evaluate private real estate.

Watch Here:

UBTI, unrelated business taxable income, is the tax most self-direc...

09/03/2026

What does success really look like if your business takes over your life?

On this episode of the IRA Café, Kyle Moody sits down with Jason Wojo CEO of Lifeonaire, to discuss building a business that supports the life you want instead of becoming the life you have. Jason shares lessons from his own journey as an entrepreneur and investor, including the importance of setting clear priorities, creating boundaries, and building wealth with intention.

They also explore passive investing, private lending, Self-Directed IRAs, and how investors can approach growth without sacrificing what matters most.

Listen to The IRA Cafe on Spotify or Apple Podcasts, or watch the full episode on YouTube.

Watch: https://www.youtube.com/watch?v=ilCHN6ve_fA

09/01/2026

UBTI (Unrelated Business Taxable Income) can be an important consideration when investing with a Self-Directed IRA, especially when certain business activities or leveraged investments are involved. Understanding when it may apply can help investors better evaluate how an opportunity is structured.

Want to learn how to invest in private real estate with your retirement account without letting UBTI and complicated tax filings eat into the opportunity? Make sure to watch this week's IRA Cafe webinar with Steve Kelly, Vice President of National Accounts at MLG Capital!

Comment "UBTI" and we'll send you the sign up link!

08/31/2026

Want exposure to private real estate in your retirement account without letting UBTI and complicated tax filings eat into the opportunity?

Join us Wednesday, September 2 at 12 PM ET for a new IRA Café webinar featuring Steve Kelly, Vice President of National Accounts at MLG Capital. Steve will break down how MLG approaches private real estate investing through its Dividend Fund, including a structure designed to target the elimination of UBTI and multi-state tax filings.

We’ll also explore how the fund invests across multifamily and industrial real estate, how opportunities are sourced, and the role diversification and active management can play in building a long-term real estate strategy.

Register here: https://americanira.com/mlgcapital/

08/31/2026

Looking beyond traditional investments? A Self-Directed Traditional IRA lets you invest in real estate, private lending, precious metals, and more while preserving valuable tax advantages. Discover how this retirement account can help you take greater control of your financial future. Read more: https://americanira.com/2026/08/31/the-benefits-of-self-directed-traditional-ira-investing/

08/29/2026

Private lending can open the door to a different side of real estate investing.

In this clip from the latest IRA Café Podcast, Jason Wojo shares how he approaches lending through a Self-Directed IRA, including the importance of due diligence, deal structure, collateral, and protecting the investment before capital is committed. He also explains why private lending can appeal to investors looking for a more hands-off way to participate in real estate.

Listen to the full episode on Spotify or Apple Podcasts
Watch on YouTube: https://www.youtube.com/watch?v=ilCHN6ve_fA

08/28/2026

Are apartments still a smart investment, or have oversupply, rising costs, and shifting market conditions changed the opportunity?

In our latest IRA Café, experienced real estate developer Victor Menasce examines what is happening across today’s multifamily market, including the challenges facing traditional Sunbelt markets, what investors should be watching when evaluating deals, and where opportunities may still exist.

Watch the full discussion now:

Are apartments still a smart investment, or have oversupply, rising...

08/27/2026

What’s the point of building a successful business if it takes over your life?

On this episode of the IRA Café Podcast, Kyle Moody sits down with Jason Wojo, CEO of Lifeonaire, to discuss how entrepreneurs and investors can build success without sacrificing the things that matter most.

They cover creating better boundaries, designing your ideal week, building a business around your life, and using strategies like passive investing and Self-Directed IRAs to work toward greater financial freedom.

Listen to The IRA Cafe on Spotify or Apple Podcasts, or watch the full episode on YouTube.

Click here to learn more about Self-Directed accounts with our FREE...

08/26/2026

Are apartments still a smart investment, or have oversupply, rising costs, and recent high-profile failures changed the opportunity? Join experienced real estate developer Victor Menasce as he examines what is happening across today’s multifamily market, including the challenges affecting traditional Sunbelt markets and the areas where opportunity may still exist. Self-Directed IRA investors will learn which questions to ask when evaluating apartment investments, market conditions, deal structures, and potential risk. Drawing from his experience developing real estate across nine states, Victor will share practical insights designed to help investors approach multifamily opportunities with greater clarity and confidence.