American IRA LLC

10/09/2026

Think you can handle the repairs yourself on a property owned by your Self-Directed IRA? Not so fast.

Kyle Moody explains why sweat equity can create a prohibited transaction and why work on IRA-owned property needs to stay separate from you personally.

Understanding the rules before you renovate can help protect the tax-advantaged status of your account.

10/09/2026

Missed Wednesday’s IRA Café webinar? The full discussion is now available to watch on YouTube.

We recently hosted an engaging IRA Café webinar featuring Rob Stanley of Shining Rock Equity on how professional investors evaluate private real estate credit opportunities. Drawing from the underwriting process used within a $50 million fund, Rob shared real-world examples of how deals are assessed for risk, return potential, sponsor strength, and downside protection.

Watch here:

Private real estate due diligence, the way a professional lender ap...

10/08/2026

Can your IRA invest through an LLC? Yes, but the IRA rules still apply. 

A Self-Directed IRA can own an LLC, but both the LLC and its investments must continue following IRA rules. The structure doesn’t give you a pass around prohibited transactions.

10/07/2026

Learn how real estate credit underwriting works inside a $50 million fund and what professional investors look for before committing capital to a private real estate deal. Rob Stanley of Shining Rock Equity will walk through real-world investment examples to show how deals are evaluated for risk, return potential, sponsor strength, and downside protection.

For every $100 million of potential investments reviewed by the fund, only $3.72 million ultimately gets funded. Rob will explain why so many opportunities fail the underwriting process, where credit investments may sit within the capital stack, and the protections investors should understand. Attendees will also learn practical due diligence questions they can apply when evaluating private real estate opportunities on their own.

10/07/2026

What makes a real estate deal worth funding, and what makes professionals walk away?

Join us today at 12:00 PM ET for an IRA Café webinar featuring Rob Stanley of Shining Rock Equity on how professional investors evaluate private real estate credit opportunities. Drawing from the underwriting process used within a $50 million fund, Rob will share real-world examples of how deals are assessed for risk, return potential, sponsor strength, and downside protection.

Reserve your seat: https://americanira.com/shiningrock/

10/06/2026

What makes an investment worth pursuing?

It starts with underwriting. Underwriting is the process of evaluating the risks, financial details, collateral, cash flow, and deal terms before deciding whether an investment or loan makes sense.

Want to see how professionals actually put that process into practice? Join us Wednesday, October 7 at 12:00 PM ET for an IRA Café webinar with Rob Stanley of Shining Rock Equity. Rob will break down how real estate credit opportunities are evaluated, including sponsor strength, risk factors, downside protection, and why some deals never make it through due diligence.

10/05/2026

What makes a real estate credit opportunity worth funding?

Tune in to the IRA Cafe this Wednesday, where we’ll be hosting Rob Stanley of Shining Rock Equity, for an inside look this Wednesday at how professional investors evaluate deals for risk, return potential, sponsor strength, and downside protection. You’ll also learn why many opportunities never make it through the underwriting process and what questions investors should be asking before committing capital.

10/05/2026

Looking to diversify your retirement portfolio beyond the stock market?

With a Self-Directed IRA, private lending may allow you to earn interest income while putting your retirement dollars to work in an asset class you understand. Learn how Self-Directed IRA lending works, the IRS rules to know, and why choosing the right borrower is key to long-term success.

Read the full article here: https://americanira.com/2026/10/05/self-directed-ira-private-lending-frequently-asked-questions/

10/04/2026

Real estate investing is about more than simply buying a property and waiting for it to appreciate.

Steve Kelly of MLG Capital explains why successful investors often focus on creating value through strong operations, disciplined underwriting, and a clear investment strategy. Rather than relying solely on market growth, the goal is to identify opportunities where thoughtful management and ex*****on can help improve an asset over time.

Listen to The IRA Café on Spotify or Apple Podcasts, or watch the full episode on YouTube.

10/03/2026

What if your IRA could act like the bank?

In this episode of The IRA Café, Kyle Moody breaks down how Self-Directed IRA investors can use retirement funds for private lending opportunities instead of being limited to traditional assets.

Listen on Spotify or Apple Podcasts, or watch the full episode on YouTube.

YouTube: https://www.youtube.com/watch?v=DyY7argzynw