Fairway Home Mortgage, The Heartland Branch

09/08/2026

Told no by your bank? That doesn't mean you don't qualify for a home loan.

Jeff Buum explains why mortgage lenders often have more loan options, more flexible credit requirements, and faster closings than traditional banks, and why that matters for buyers in Sioux Falls. Full video link in the comments.

09/08/2026

09/07/2026

Please join us in wishing Troy Lage a happy birthday!

Troy's experience and dedication have helped so many families across South Dakota find the right mortgage for their needs. We hope your birthday is a great one!

09/04/2026

Our precious Fairway Cares bear is sharing our mission - touching o...

09/04/2026

Big fan, HUGE!

09/04/2026

Saving 20% for a down payment feels out of reach for a lot of buyers.

Many first-time buyers assume they cannot qualify for a mortgage without a large down payment or excellent credit.

Questions often come up:

"Can I buy a home with less than perfect credit?"
"How small of a down payment can I actually get away with?"
"What is mortgage insurance going to cost me?"

For eligible buyers, an FHA loan may be one solution worth understanding, with down payments as low as 3.5% and more flexible credit requirements.

Comment FHA and let's talk through your options.

Call / text (605) 906-1020

📍Serving Sioux Falls, Brookings, Harrisburg, Tea, Brandon, and the greater Sioux Empire area.

09/04/2026

Told no by your bank? That's not always the end of the story.

Mortgage lenders often offer more loan options, more flexible credit requirements, and faster closings than traditional banks. We laid out exactly why that matters for buyers in Sioux Falls in our latest blog.

Read the full article; link in the comments.

09/01/2026

Down payment assistance. Rates better than the traditional market.

South Dakota Housing's first-time homebuyer program is one of the most underused tools available to buyers in Sioux Falls.

Join Fairway Heartland loan officers Jeff Buum CRMS, NMLS 400290 Fairway Independent Mortgage Corp , and Nick Kiesow NMLS # 404680 - Fairway Independent Mortgage, Corp. , as they break down exactly how it works, who qualifies, and which loan programs pair with it. Full video linked in the comments.

08/31/2026

Before you fall in love with a house, get pre-approved. It's not paperwork; it's leverage.

Troy Lage, NMLS #400287
Mortgage Lender | Fairway Heartland | Equal Housing Opportunity
Sioux Falls, SD
📞 605-310-4645
📨 [email protected]

Fairway Heartland Brookings, Fairway Home Mortgage

08/31/2026

Meet Johnny-on-the-Spot. Watch how fast Jeff Buum CRMS, NMLS 400290 Fairway Independent Mortgage Corp can turn a casual moment into a pre-approval. 🤩⚡💨 When you're ready to move on a home, so is Fairway Hearland.