Mark Insurance

06/15/2023

05/14/2023

Wonderful church service today. Photo of all Mother's , our children's choir and Shawndel about to leave for church. Happy Mother's day to all the mothers in my life. Especially my mother Norma Aileen Garraway ! May God continue to bless you all.

09/24/2022

𝐍𝐞𝐯𝐞𝐫 𝐬𝐭𝐚𝐲 𝐢𝐧 𝐚 𝐩𝐥𝐚𝐜𝐞 𝐰𝐡𝐞𝐫𝐞 𝐧𝐨 𝐨𝐧𝐞 𝐬𝐞𝐞 𝐲𝐨𝐮𝐫 𝐯𝐚𝐥𝐮𝐞.
A father said to his daughter “You have graduated with honors, here is a car I bought many years ago.
It is a bit older now but before I give it to you, take it to the used car lot downtown and tell them you want to sell it and see how much they offer you for it.

The daughter went to the used car lot, returned to her father and said, “They offered me $1,000 because they said it looks pretty worn out.”

The father said, now “Take it to the pawn shop.” The daughter went to the pawn shop, returned to her father and said,”The pawn shop offered only $100 because it is an old car.”

The father asked his daughter to go to a car club now and show them the car. The daughter then took the car to the club, returned and told her father,” Some people in the club offered $100,000 for it because it’s a Holden Torana and it's an iconic car and sought by many collectors”

Now the father said this to his daughter, “The right place values you the right way,” If you are not valued, do not be angry, it means you are in the wrong place. Those who know your value are those who appreciate you. Never stay in a place where no one sees your value.

04/14/2022

Mark Adams

04/13/2022

Do you think you can have too much insurance for your family?

04/12/2022

Why Buy Life Insurance?

Protect our Family

There are several reasons why we should buy life insurance. In this post I want to identify and discuss what I think is the main reason for purchasing life insurance, that is, to protect our family.

We do not purchase life insurance for ourselves as we would not benefit from it … our family’s will. Okay, we get peace of mind knowing our loved ones will be able to maintain the same lifestyle after we pass. That is the beauty of life insurance, it creates an immediate estate. From the moment the premium is paid and contract signed your estate is ready for distribution if you pass too soon.

While we are alive, we work every day to make sure we provide for our families. So, to me, it is a natural progression to think what would happen to your family, God forbid, you die too soon. How would your family survive without your income? Most financial analyst advise that we leave our families an estate of ten to fifteen times our annual income.

Most people I meet say they have insurance through work. What they do not realize is that most employers provide two to five times your annual income, way less than your family needs. So general advice is that you have your own personal insurance to protect your family. Also, there is the challenge of portability of your employer’s life insurance policy. What happens if you lose your job? In these crazy times we have to look out for ourselves! It is recommended that you meet with your insurance agent at least every other year to review your insurance needs and compare it with what you have. Very often we find clients not having the insurance coverage they think they have or that they need more life insurance to protect their loved ones.

I am often struck with the biblical instructions we get from 1 Timothy 5:8 where it is very blunt, as the Old Testament tend to be “Anyone who does not provide for their relatives and especially for their own household has denied the faith and is worse than an unbeliever.” Very harsh words indeed … I will be especially grateful for your feedback on this biblical instruction. Are the words to be taken literally?

So let’s protect our loved ones God forbid we die too soon…

Mark Adams
2139 Pacific Street
Brooklyn
New York 11233
United States Of America
Cell: (347)345-9282