Qmulate Capital

Qmulate Capital We are a next-generation financial planning firm leveraging the latest technology and efficiency to deliver comprehensive financial advice to everyone.

01/16/2026

Hello 2026 👋
JANUARY is the perfect time to RESET and REFOCUS. This month, prioritize your financial wellness by setting clear goals, creating a budget that works for you, and taking a closer look at your retirement plan. Small steps now, like reviewing contributions or updating beneficiaries, can make a big difference for your future. 💰✨ YOU GOT THIS! 🙌

12/23/2025

💡Year-End Reminder!
There’s still time to boost your 401(k) before the year ends. Have you maxed out for 2025? Increasing your contribution now can lower your taxable income and help set you up for a stronger retirement.
⏳ Don’t miss the deadline—your future self will thank you!

✨If you don’t have a plan advisor, feel free to contact me to discuss your options.

If you’re a business owner in California and pay yourself on payroll — you’re now legally required to offer a retirement...
09/09/2025

If you’re a business owner in California and pay yourself on payroll — you’re now legally required to offer a retirement plan by December 31, 2025.

If you fail to do so, you’ll be automatically enrolled in the state-run CalSavers program and face penalties of $250 to $500 per employee.

What if I only have one employee — myself — I'm exempt right?
NOT TRUE — if you're an S-Corp or C-Corp owner who receives a W-2 salary, you’re considered an employee under the law.

DON'T SETTLE FOR A GOVERNMENT DEFAULT PLAN: CalSavers is designed for the masses — not business owners like you.

You have better options. With Qmulate, we help you:
* Avoid penalties
* Retain control
* Reduce taxes
* Build long-term wealth — for you and your team

CONTACT US TODAY - Take Control and Avoid Costly Fines!

07/23/2025

🔔 Attention California Business Owners! 🔔

Did you know, starting December 31, 2025, if you have just 1 employee (including yourself!), you’re required by law to offer a retirement plan or enroll in CalSavers? 📈

This mandate means businesses must either:

- Offer a private retirement plan (like a 401(k)), or
- Enroll employees in the state-run CalSavers program.

Why does this matter to you?
✔️ Avoid penalties and stay compliant.
✔️ Provide employees with a valuable benefit.
✔️ Help your team save for the future and improve retention.

As an investment advisor, we can help you explore affordable retirement plan options that benefit your team and your bottom line—while keeping you compliant. Let’s talk about turning a legal obligation into a smart business advantage.

💬 Message me today to learn more about your retirement plan options!

02/02/2025

We're Hiring!

Independent Sales Representatives – (Independent Contractor)

Qmulate Capital – Registered Investment Advisor Specializing in Small Business 401(k) Plans

Are you a motivated self-starter with strong communication skills? Qmulate Capital is looking for independent Sales Representatives to engage with small business owners in your local area. This role is ideal for individuals who enjoy face-to-face interactions and are confident in presenting valuable financial solutions.

About Us

Qmulate Capital is a registered investment advisor that specializes in 401(k) retirement plans for small businesses. We help business owners provide competitive retirement benefits to their employees with cost-effective and well-structured solutions. Learn more at qmulate401k.com.

Role Overview

As an Independent Sales Representative, you will be responsible for introducing our 401(k) services to local businesses using company-provided leads and marketing materials. Your primary focus will be initiating conversations, distributing brochures, and ultimately encouraging business owners to schedule an appointment with us to learn more.

This is an independent contractor role with compensation structured as a flat rate per successfully closed business. The more businesses you help bring on board, the more you earn—there is no cap on your potential! Also includes monthly and quarterly bonuses based on the number and size of deals.

Responsibilities

Conduct in-person outreach to small business owners within a 25-mile radius of your location. We will provide you with leads in your territory.
Professionally represent Qmulate Capital while engaging with potential clients.
Distribute flyers and marketing materials to businesses provided in your leads list.
Wear professional attire appropriate for client interactions.
Build rapport and trust with prospective clients to generate leads and close business opportunities.
Communicate with business owners about the benefits of 401(k) plans and schedule follow-ups for meetings.
Report outreach progress and client interest daily to our team via a CRM app.

Requirements

One-time training provided via Zoom to understand our business and services.
Must have reliable transportation to visit business locations.
A working smartphone for communication and follow-ups.
Comfortable speaking with business owners and presenting our services confidently.
Ability to work independently with a results-driven mindset.

Compensation

This is a flat-rate fee-based role with a flat-rate payout per successfully closed business. Your earnings are based on performance, and the more businesses you engage successfully, the higher your potential income.

This is a great opportunity for those looking for flexible, high-reward independent work with uncapped earning potential. If you’re ready to take on a role that allows you to work on your own schedule while making a direct impact on local businesses.

Why Join Us?

• Flexible Schedule: Work on your own terms as an independent contractor. 20 hours/week minimum recommended for ultimate success.

• Lucrative Earnings: Earn based on your results, with a flat rate paid for every successfully closed deal.

• Skill Development: Gain valuable experience in sales, communication, and client engagement.

This is an excellent opportunity for individuals with experience in door-to-door sales, field marketing, or those seeking a dynamic and flexible role with uncapped earning potential.

If you’re ready to take control of your income and thrive in a role where your effort directly impacts your success, we’d love to hear from you!

Apply now at: https://zfrmz.com/KTDCrHZMVrTZRHpJdmtp and start building meaningful connections that lead to success!

Are you paying too much for your 401k? I'd venture a guess that you are.  Find out here:  https://qmulatecapital.com/401...
01/30/2025

Are you paying too much for your 401k? I'd venture a guess that you are. Find out here: https://qmulatecapital.com/401k/meet-vk

You can't control the market, but you can control how much you are paying your provider... paying less means you will have more money when you retire, or you could even retire earlier - Imagine That!

We're reimagining the 401(k) plan for small and medium size businesses. Give employees the 401(k) they deserve, simple and affordable. A modern 401(k) built for every business owner.

11/13/2024

Holiday Giving (don’t forget yourself): Financial security is the best gift you could ever give yourself! Don’t forget to max out those 401ks/IRAs; and if you can’t max, add what you can - $100, $500, $1000…. It all adds up with time.

What does financial freedom look like to you? Being proactive and having a plan allows you to make choices from Control ...
10/08/2024

What does financial freedom look like to you? Being proactive and having a plan allows you to make choices from Control not Panic... to me, that means a last minute wine tasting trip. If you don't have a retirement plan in place, TAKE THE STEP, give me a call!

Maxing Out x Time Invested = Big Impact. Time is the most important factor for growth. So many clients state they wish t...
09/05/2024

Maxing Out x Time Invested = Big Impact. Time is the most important factor for growth. So many clients state they wish they'd started sooner; if you haven't started, TODAY IS THE DAY! And if you haven't reviewed your account in 6 months or more, TODAY IS THE DAY. Reach out to Jennifer Warner for help, or if you have questions.

Address

Simi Valley, CA
93065

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