Yvondra Caprese Hayes Holistic Financial Service Professional

Debt-Free & Thriving: I Help Busy Professional Women, Federal Employees, Nurses, NP's, & Small Business Owners with Financial Solutions to Build Wealth & Financial Security Like a Pro!" With over a decade of dedicated experience in the financial industry, I’m a financial professional, a Federal Retirement Consultant, a Certified Financial Fiduciary and a member of Women in Insurance and Financial

Services (WIFS). My background is a fun mix: I'm a licensed Life & Health insurance professional with a degree in Insurance, an educator, a former moderator for the American College of Financial Services, and a former business owner of an oncology aesthetics practice, all of which were quite rewarding, not only for myself, but to the wonderful clientele I have helped during the years. So, you could say I'm all about helping people build a beautiful life, both financially and personally! Married for 22 years to my wonderful husband, I’m a caretaker for my 80+ yr old mom and a pet mom to our adopted Blue Russian fur babies Dora and Josie who are spoiled rotten might I add. I am an active member of my church and greatly enjoy serving my community through volunteering for various organizations. Being a native Cali-girl, I love the beaches (swimming is my cardio), good food and good company, spa days with the girls or alone for some “Me time”, shoes, shoes and more shoes, my petite community of close friends and travel (especially to Southern Italy) with a beautiful hotel room…I could just relax and luxuriate all day, and bypass the excursions. Who needs ziplining when you can enjoy room service all day and enjoy the view! My Approach
My time in the education field taught me the importance of clear communication, personalized attention, and, let's be honest, making learning engaging! Because who wants a spiritless financial lesson? I bring that same energy and enthusiasm to the world of financial education. My teaching degree isn't just hanging on the wall; I use it every day to make complex financial topics easier to grasp. I believe that understanding your finances should be graspable and stress-free. As a Certified Financial Fiduciary, I'm legally and ethically bound to always act in your best interest, ensuring unbiased advice and a transparent approach to your financial well-being. My expertise as a federal retirement consultant allows me to navigate the unique complexities of federal employee retirement systems and benefits, helping clients maximize their hard-earned entitlements. Let's Connect
My presentations are engaging and designed to help adults take control of their financial futures and build a secure foundation for their dreams. Think of me as your financial cheerleader, here to help you achieve your goals. Let's make financial literacy a promising and enjoyable journey together!