Edwin Velasco at Prosperity Home Mortgage

Edwin Velasco at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage
NMLSR # 1583651
PHM, LLC NMLS #75164

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage

consultants throughout 47 jurisdictions including: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

06/16/2026

Thank you Alpha Hernández Realtor for the opportunity to work with you and your wonderful clients!

Mortgage rate movement isn’t unusual — it’s part of the market cycle.Since 1972, the average annual range in the 30-year...
06/16/2026

Mortgage rate movement isn’t unusual — it’s part of the market cycle.

Since 1972, the average annual range in the 30-year fixed mortgage rate has been 1.40 percentage points. Since 2001, that average range has been 1.08 percentage points.

For buyers, sellers, and real estate professionals, context matters. Rate changes can feel big in the moment, but history shows movement happens every year.

That’s why having the right mortgage guidance matters — especially in a market where timing, strategy, and perspective can make all the difference.

📊 Mortgage Mondays: One thing stands out in these forecasts: there's surprisingly little disagreement.Major housing and ...
06/15/2026

📊 Mortgage Mondays: One thing stands out in these forecasts: there's surprisingly little disagreement.

Major housing and mortgage economists all project mortgage rates near the 6.2%–6.5% range through 2027. For agents, that's a reminder that today's conversations should focus less on waiting for a magic number and more on helping clients understand their options in the market that's in front of them.

📊 Mortgage Mondays: One thing stands out in these forecasts: there's surprisingly little disagreement.Major housing and ...
06/15/2026

📊 Mortgage Mondays: One thing stands out in these forecasts: there's surprisingly little disagreement.

Major housing and mortgage economists all project mortgage rates near the 6.2%–6.5% range through 2027. For agents, that's a reminder that today's conversations should focus less on waiting for a magic number and more on helping clients understand their options in the market that's in front of them.

https://myoc.io/aViVch2cdbS

NMLSR ID #1583651
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

06/14/2026

Relentless in service. Focused on the goal. Homeownership is the win. ⚽🏡

https://myoc.io/aViVch2cdbS

NMLSR ID #1583651
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Honoring the flag, the freedoms it represents, and the communities we’re proud to call home!🏡Happy Flag Day! ❤️🤍💙       ...
06/14/2026

Honoring the flag, the freedoms it represents, and the communities we’re proud to call home!🏡

Happy Flag Day! ❤️🤍💙

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regiona...
06/11/2026

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regional inventory trends are shifting.

According to Realtor.com, median list prices were down 2.4% year over year, while pending listings rose 4.3%—a sign that buyers may be responding when homes are priced for today’s market.

Whether you’re planning to buy, sell, or simply watching the market, staying informed can help you make more confident decisions.

Source: www.realtor.com/research/may-2026-data/

https://myoc.io/aViVch2cdbS

NMLSR ID #1583651
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?One gives you hidden storage, the other gives you that styled...
06/10/2026

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?

One gives you hidden storage, the other gives you that styled, airy look.

Swipe through and tell us which one features in your dream kitchen! ⬇️

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regiona...
06/09/2026

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regional inventory trends are shifting.

According to Realtor.com, median list prices were down 2.4% year over year, while pending listings rose 4.3%—a sign that buyers may be responding when homes are priced for today’s market.

Whether you’re planning to buy, sell, or simply watching the market, staying informed can help you make more confident decisions.

Source: www.realtor.com/research/may-2026-data/

Address

16901 Melford Boulevard, Suite 332
Silver Spring, MD
20715

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