StoneTapert Insurance Services

StoneTapert Insurance Services Stone Tapert Insurance Services is a premier benefits consulting firm located in Sierra Madre, California.

Important Group Health Insurance Update: Health Net is exiting the Large and Small Group Health Benefits market in Calif...
09/02/2026

Important Group Health Insurance Update: Health Net is exiting the Large and Small Group Health Benefits market in California effective March 1, 2027.

Employers with group health coverage through Health Net will need to secure replacement coverage.

Notices are beginning to reach employers, and this is not something to wait on.

For many groups, Health Net has been a cost-effective option. Transitioning to another carrier may bring a meaningful increase depending on the plan, workforce, contribution strategy and available alternatives.

Employers need time to understand the impact before decisions become rushed.

At StoneTapert, we have been working on strategies and alternatives for our clients since we became aware of the situation. That includes assessing current plans, reviewing employee needs, modeling cost impacts, evaluating carrier options and helping employers understand what decisions need to be made before timelines get tight.

If your company has Health Net, now is the time to assess your options.

If StoneTapert is not your health benefits broker, this may be the right time to talk with us. We can review your current plan, cost considerations and alternatives so you have time to make an informed decision.

Happy Birthday to Don Tapert, our founder!StoneTapert’s story began with Don’s vision, values and commitment to serving ...
09/02/2026

Happy Birthday to Don Tapert, our founder!

StoneTapert’s story began with Don’s vision, values and commitment to serving clients the right way. That foundation continues to shape who we are today - from the relationships we build to the standards we uphold and the care we bring to our work.

We are grateful for the legacy Don created and the example he continues to set.

Join us in wishing Don a very happy birthday.

September is Healthy Aging Month - a good reminder that healthy aging starts long before retirement.Preventive care, rou...
09/02/2026

September is Healthy Aging Month - a good reminder that healthy aging starts long before retirement.

Preventive care, routine checkups, movement, vision care, mental health support, nutrition, sleep and social connection all play a role in long-term well-being. For employers, this is also a reminder that benefits support employees at different life stages - and may also support employees caring for aging parents or family members.

A strong benefits program helps people access resources before a small concern becomes a bigger issue.

Use Healthy Aging Month to remind employees which preventive care, wellness and caregiving resources are available through their benefits.

Section 125 “cafeteria” plans can be valuable for employers and employees - but they also come with rules that need to b...
09/01/2026

Section 125 “cafeteria” plans can be valuable for employers and employees - but they also come with rules that need to be understood and administered carefully.

Join us on September 9, 2026 for Overview of Section 125 Cafeteria Plans, presented by Stacy H. Barrow, Esq.

This informative webinar will cover which benefits can and cannot be offered under a cafeteria plan, nondiscrimination rules that apply to cafeteria plans and FSAs, how to correct mistakes and administrative errors and certain mid year election changes that can be difficult to administer.

Key takeaways include:
• Understanding what benefits can and cannot be offered under a cafeteria plan
• Knowing when pre-tax elections can be changed during the year
• Learning how cafeteria plan nondiscrimination rules work

Register for the September 9 webinar and strengthen your understanding of Section 125 Cafeteria Plans.

Registration: https://bit.ly/4xcpVYA

Culture matters because it connects everyday work to the company’s mission, goals and values and each StoneTapert Cultur...
08/31/2026

Culture matters because it connects everyday work to the company’s mission, goals and values and each StoneTapert Culture Fundamental is part of who we are.

Making quality personal means taking ownership of the work, the details, the follow-through and the experience we create for clients and employees.

In benefits, quality is not abstract. It shows up in accurate information, clear communication, timely responses and fewer surprises for HR.

When people take quality personally, service improves.

What Makes StoneTapert Different? We bring perspective from working with a wide range of employers.Different organizatio...
08/28/2026

What Makes StoneTapert Different? We bring perspective from working with a wide range of employers.

Different organizations have different goals, workforce needs, budgets, industries and administrative realities. A benefits strategy that works for one employer may not be the right fit for another.

StoneTapert’s experience across employer sizes and structures helps us ask better questions, evaluate options more thoughtfully and guide clients toward benefits strategies that fit their workforce - not just the market.

Before choosing a benefits strategy, ask whether it fits your organization’s size, workforce, goals and capacity.

Health plan funding is one of the most important parts of benefits strategy and one of the easiest areas to oversimplify...
08/27/2026

Health plan funding is one of the most important parts of benefits strategy and one of the easiest areas to oversimplify.

The StoneTapert Knowledge Center includes a Health Plan Funding & Account Options FAQ to help employers better understand common approaches and terms, including fully insured plans, level funding, self-funded plans, stop-loss insurance, ICHRAs, QSEHRAs, HRAs, MERPs, HSAs and more.

There is no one-size-fits-all answer. The right option depends on the organization, workforce, goals, risk tolerance and administrative capacity.

Understanding the options is the first step toward making a more informed decision.

Visit the StoneTapert Knowledge Center https://www.stonetapert.com/benefits-compliance-faq-aca-cobra-erisa-hipaa-more/ to explore Health Plan Funding & Account Options. Then give us a call to dig further.

Culture matters because it gives people a shared understanding of how decisions should be made - and each StoneTapert Cu...
08/24/2026

Culture matters because it gives people a shared understanding of how decisions should be made - and each StoneTapert Culture Fundamental is part of who we are.

Doing the right thing, always, is especially important in employee benefits because employers and employees are trusting us with decisions that affect people’s lives, families, healthcare and peace of mind.

The right thing is not always the fastest or simplest option. But it is the standard that protects trust.

Choose the path that protects trust, even when it takes more time.

What Makes StoneTapert Different? We support more than the benefits plan.A successful benefits program requires attentio...
08/21/2026

What Makes StoneTapert Different? We support more than the benefits plan.

A successful benefits program requires attention to HR, compliance, communication, enrollment, administration and employee education. That is why StoneTapert surrounds clients with resources, tools and guidance designed to support the day-to-day work that comes with managing benefits well.

From HR expert resources to compliance support and workforce education, our goal is to help employers stay informed, prepared and supported.

Look beyond the plan design and determine what resources you need to help manage benefits year-round. Do you have them?

Open enrollment can be confusing when employees are trying to make decisions using terms they may only hear once a year....
08/20/2026

Open enrollment can be confusing when employees are trying to make decisions using terms they may only hear once a year.

That’s why the StoneTapert Knowledge Center includes an Open Enrollment Glossary: Key Benefits Terms Explained.

Coinsurance. Deductible. Copay. HSA. HRA. FSA. Out-of-pocket maximum. Plan types. Networks.

When employees understand the language, they are better prepared to compare options, ask good questions, and choose benefits that fit their needs.

Clear benefits communication supports better decisions.

Visit the StoneTapert Knowledge Center https://www.stonetapert.com/open-enrollment-glossary-key-benefits-terms-explained/ and use the Open Enrollment Glossary as a practical resource for employee education.

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14 N. Baldwin Avenue
Sierra Madre, CA
91024

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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