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Tuesday 8:30am - 4:30pm Wednesday 8:30am - 4:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 4:30pm Saturday 8:30am - 12pm

Central One Federal Credit Union

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Shrewsbury, MA
Central One Federal Credit Union

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We're here to guide, support, and empower our members with financial guidance every step of the way.

It's our mission to help our members thrive financially and give back to the communities we call home.💚 💙 Central One Federal Credit Union is a not-for-profit financial institution dedicated to providing personalized service and financial solutions for individuals and businesses. We offer checking and savings accounts, money markets, CDs, IRAs, mortgages, home equity loans and lines, auto loans, credit cards, personal loans, student loans, RV, boat and motorcycle loans, plus business accounts and commercial lending. Services include mobile and online banking, financial education programs, credit-building resources, local decision-making, and community-focused support. Proudly serving Worcester County and parts of Middlesex and Norfolk counties throughout Central Massachusetts.

10/08/2026

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗮 𝗖𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗲 𝗼𝗳 𝗗𝗲𝗽𝗼𝘀𝗶𝘁 (𝗖𝗗), 𝗮𝗻𝗱 𝗵𝗼𝘄 𝗰𝗮𝗻 𝗶𝘁 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗴𝗿𝗼𝘄 𝘆𝗼𝘂𝗿 𝘀𝗮𝘃𝗶𝗻𝗴𝘀? 💰

Got a minute? In this edition of Rapid Fire Finance, Heather, our Shrewsbury Branch Manager, answers some common questions about Certificates, including:

✅ How often is interest paid on a CD?

✅ What makes a CD one of the safest ways to grow your savings?

✅ How does a CD work?

If you're looking for a predictable way to grow money you don't need right away, a Certificate may be worth considering.

Our 15-month Certificate is currently earning 4.45% APY*, with just $500 needed to open. Your rate is locked in for the full term, giving you a predictable return while your savings grows.

A Certificate can be a fit for money you're setting aside for a future goal, whether that's a major purchase, building your savings, or planning for what's next.

Have a financial question you'd like us to answer in a future Rapid Fire Finance? Drop it in the comments!

*APY = *APY = Annual Percentage Yield. APY is accurate as of 10/5/2026. Minimum balance to earn APY is $500. Fees may affect earnings. Penalty may be imposed for early withdrawal. Federally insured by NCUA.

10/07/2026

Spirit of Shrewsbury 2026 was epic! 🎉

We loved spending the day with members of the community we're proud to call home. From great conversations to our Pick-a-Pop game, there was plenty of excitement, especially for those who uncovered prizes ranging from $1 all the way up to $100!

Watching Shrewsbury come together each year is one of our favorite traditions, and we're already counting down to 2027. 💙

10/05/2026

The Kenneth F. Burns Memorial Bridge connecting Shrewsbury to Worcester catches some incredible sunsets this time of year.

We see this community every day. But every once in a while, it’s nice to see it from a different perspective.

Wicked Local Banking® starts with appreciating the place we call home. 💙

10/01/2026

October is Breast Cancer Awareness Month. 🎀

This month, we honor those currently fighting breast cancer, celebrate survivors, and remember those we have lost.

As a show of support, pink ribbon awareness pins will be available at all Central One branches throughout October, while supplies last.

09/30/2026

Shred your old files!🗂️🗑️

Join us for Northborough’s Community Shred Day, a safe and secure way to dispose of your confidential paperwork.

This event is FREE and open to the public.

📅 Saturday, October 3rd
🕘 9:00 AM – 12:00 PM
📍148 Main Street, Northborough, MA

You can bring up to five grocery-sized paper bags containing documents only (no books, binders, magazines, or anything with large metal binding clips).

We’ll see you there!

09/28/2026

Community happens when people have places to come together.

That’s why libraries matter.

Libraries are often referred to as a “third space”, which is one of the most valuable places a community can have.

Third spaces are social or cultural zones that exist outside of work or home. They give people a place to gather, learn, share ideas, and build relationships beyond their daily routines.

In our increasingly digital world, these spaces are more important than ever, and Shrewsbury Public Library is a great example of how important these spaces are.

More than just a hub for learning, the library brings people together through shared interests, experiences, and opportunities for growth.

As a strong advocate for community and third spaces, we’re proud to support the Shrewsbury Public Library with a $5,000 donation in honor of the 10-year anniversary of its historic expansion.

When communities have spaces to gather, they thrive. That’s what Central One is all about.

09/25/2026

🌧️ WEATHER UPDATE

Due to inclement weather, the UMass Cancer Walk has been canceled. For more information, please visit their website.

The Spirit of Shrewsbury Festival and Parade has been postponed to October 3 & 4.

The Out of the Darkness Walk will still take place but will be held indoors at Polar Park.

Northborough Applefest's Street Fair has also been moved indoors and will be held at Algonquin Regional High School.

Please use caution if you're heading out this weekend and stay safe! ☔️🌧️

09/22/2026

WEATHER UPDATE: Due to inclement weather, the UMass Cancer Walk has been canceled. For more information, please visit their website.

We are honored to share that Debra Paciello, our Westborough Branch Manager, will be leading the UMASS Chan Cancer Walk survivors lap this Sunday, September 27, at Polar Park.

The UMass Cancer Walk is a large-scale fundraising event where thousands of people gather to fight cancer and show their support for healthcare providers, researchers, patients, and survivors.

For Debra, the walk has been a meaningful part of her life for more than two decades, first as someone supporting loved ones affected by cancer and later as a survivor herself.

In 2022, she brought that commitment to Central One by starting the “Central One-ders" Cancer Walk team. This year marks the fourth year that team will participate, coming together to show their support for those affected by cancer.

Along with having a Central One team member lead the Survivors Lap, we’re proud to support this year’s Cancer Walk as a $5,000 Fighter Sponsor. Our employees have also raised $2,500 in support of cancer research at UMass Chan.

For Debra, leading this year’s walk is another meaningful chapter in a journey that has spanned more than two decades. Her story is one of resilience, strength, and a commitment to showing up for others. To read more about Debra’s story, read our full blog post, linked in the comments below.

If you or a loved one has been affected by cancer, or you want to show your support, we encourage you to join the UMASS Cancer Walk.

09/21/2026

Fall is a great time of year to connect with your community. 🍂

Whether you’re walking at Polar Park, enjoying family fun at the Spirit of Shrewsbury Fall Festival, or spending the day at Northborough Applefest, there are plenty of great events happening this weekend.

We’ll be at both Spirit of Shrewsbury and Applefest, so be sure to drop by our booth, say hello, and play some games!

We hope to see you there. 💙

Address

714 Main Street
Shrewsbury, MA
01545

Opening Hours

Tuesday	8:30am - 4:30pm
Wednesday	8:30am - 4:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 4:30pm
Saturday	8:30am - 12pm

Telephone

+15088427400

Website

http://www.centralfcu.com/

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