What are the opening hours?

Monday 8:30am - 4:30pm Tuesday 8:30am - 4:30pm Wednesday 8:30am - 4:30pm Thursday 8:30am - 5:30pm Friday 8:30am - 4:30pm Saturday 8:30am - 12pm

Central One Federal Credit Union

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Shrewsbury, MA
Central One Federal Credit Union

We're here to guide, support, and empower our members with financial guidance every step of the way. IOLTA, RV Loans.

It's our mission to help our members thrive financially and give back to the communities we call home.💚 💙 Central One Federal Credit Union is a not-for-profit financial institution that provides members with excellent, personalized service. Central One offers a wide range of savings, deposit, and loan products designed for the local community and has branches in Auburn, Shrewsbury, Milford, Northb

orough, Westborough and Worcester, as well as school branches in both Shrewsbury and Westborough High Schools. Products include Free Checking Accounts, Money Market Accounts, CDs, IRA's, Student Loans, No annual fee Credit Cards, Cashback Credit Card, Auto Loans, Mortgages, Home Equity Loans and Line of Credit, Personal Loan, Business Checking Accounts, Business Loans, Commercial Loans. Motorcycle Loans, Boat Loans, First Time Home Buyer program,

Services: Extended hours, Notary, Financial Literacy, Mobile and Online Banking, Complimentary Seminars, Credit Building. Local Decisions Learn more about Central One and why we are one of the top credit unions in Central Mass. Drive-up hours: Monday, Tuesday, Wednesday, and Friday 8 am - 5 pm, Thursday 8 am - 6 pm, Saturday 8:30 - 12 pm
Member Support Call Center: Monday - Friday 8 am - 6 pm, Saturday 8:30-1 pm. Serving residents and businesses in Worcester County and parts of Middlesex and Norfolk counties including Shrewsbury, Northborough, Southborough Westborough, Upton, Hopkinton, Milford, West Boylston, Boylston, Paxton, Sterling, Harvard, Grafton, North Grafton, Millbury, Lancaster, Bolton, Berlin, Clinton, Auburn. Worcester, Framingham, Fitchburg, Franklin, Natick, Hudson, Ashland, Holliston, Sudbury, Waltham, Mendon, Millis, Northbridge, Southbridge, Hopedale, and more.

06/03/2026

💳 You make the payment.

Your balance barely moves.

Sound familiar?

For many people, the challenge isn't making the payment. It's the interest.

When credit card balances carry over from month to month, interest charges can take a significant portion of every payment before it reduces the balance itself.

Over time, that can make progress feel like an uphill battle.

Understanding how interest works is one of the most important steps toward paying down debt and making informed financial decisions.

In our latest blog, we explore:

✔ Why credit card balances can be difficult to pay down
✔ How interest impacts your progress
✔ How a lower rate can help more of your payment go toward reducing debt

Read the full blog for the full picture 📸 (Link in the comments below)

06/01/2026

𝗛𝗮𝗽𝗽𝘆 𝗣𝗿𝗶𝗱𝗲 𝗠𝗼𝗻𝘁𝗵!

We’re proud to support the LGBTQIA+ community all year long. 🌈

05/27/2026

𝗖𝗲𝗻𝘁𝗿𝗮𝗹 𝗢𝗻𝗲 𝗪𝗼𝗿𝗸𝘀 𝗳𝗼𝗿 𝗲𝗻𝘁𝗿𝗲𝗽𝗿𝗲𝗻𝗲𝘂𝗿𝘀 𝗼𝗻 𝘁𝗵𝗲 𝗺𝗼𝘃𝗲 🚲⚡

Meet Killian, owner of Wicked Wheels in Worcester, MA.

Her business is a little different than most… it’s constantly in motion.

After spending 9 years at Tesla in the solar and battery division, Killian set out to build a business focused on electric bikes and changing the way people move in Worcester ⚡

As a Chicago native living in Central Massachusetts without a car, navigating Worcester’s hills wasn’t always easy. That changed when she discovered electric bikes 🚲

Now, through Wicked Wheels, she’s helping more people experience a fun, accessible, and practical way to get around.

When it came time to choose a financial partner, finding one that felt connected to the community mattered.

She wanted real people she could count on 🤝 A team she could reach out to when she needed support.

🚀 We’re proud to support entrepreneurs like Killian, who bring innovation to everyday challenges and help shape a new way forward for Worcester.

This month, we’ve highlighted three other local businesses through our Central One Works series for National Small Business Month.

We’ve loved sharing their stories and celebrating what it looks like to build something of their own.

👇 Learn more about their journeys on our blog and see how we can help support and uplift your business too!

05/25/2026

In observance of Memorial Day, all branches and the Member Support Center will be closed today, May 25th.

We extend our heartfelt thanks and pay tribute to the heroes who have given their lives in service to our country and its freedom.

05/22/2026

𝗠𝗼𝗻𝗲𝘆 𝗺𝗶𝘀𝘁𝗮𝗸𝗲𝘀 𝗵𝗮𝗽𝗽𝗲𝗻, 𝗲𝘀𝗽𝗲𝗰𝗶𝗮𝗹𝗹𝘆 𝘄𝗵𝗲𝗻 𝗮𝗱𝘂𝗹𝘁𝗶𝗻𝗴 𝘀𝘁𝗮𝗿𝘁𝘀 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝗲𝘅𝗽𝗲𝗻𝘀𝗶𝘃𝗲.💸

Whether it is small purchases adding up, a subscription you forgot about, or spending more than you meant to during a stressful week, you are not alone.

What matters most is not the mistake. It is how you move forward.

⬇️ We shared a simple guide to help you reset without the guilt spiral.

🔗 Link in the comments below.

05/20/2026

🛞 𝗖𝗲𝗻𝘁𝗿𝗮𝗹 𝗢𝗻𝗲 𝗪𝗼𝗿𝗸𝘀 𝗳𝗼𝗿 𝗳𝗮𝗺𝗶𝗹𝘆 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀 𝗹𝗶𝗸𝗲 𝗟𝗶𝗮𝗻𝗶𝗲’𝘀 🛞

Meet Lianie, owner of Simply Tires by Harpins in Blackstone, MA.

Before opening her tire shop, Lianie worked in social services, helping families through difficult times.

That same drive to help people is what inspired her to start something new.

After seeing how often people were being taken advantage of with tire and vehicle repairs, Lianie and her husband set out to create something better. A business built on honesty, fairness, and genuine care for every customer.

With her husband’s passion for vehicle safety and Lianie’s heart for serving others, Simply Tires was born.

In late 2025, they took over the longtime Harpins Tire Shop, continuing a family-owned legacy that has served the community for generations.

As a family business rooted in community, finding the right financial partner mattered. When it came time to open their doors, they turned to Central One for support. 🤝

Since opening her business account with us, Lianie's felt supported in building a business rooted in faith, integrity, and trust for the people and communities they serve.

🚗 We’re proud to support business owners like Lianie as they continue keeping local families safe and moving forward, one car at a time.

05/18/2026

🏒 Proud sponsors of the Massachusetts Senior Games Ice Hockey Tournament.

The energy, camaraderie, and spirit from everyone involved made it unforgettable.

Thanks for letting us be part of such a meaning event. 💙

05/15/2026

Our Top 5 Horror Movies: Central One Edition 👻

05/15/2026

𝗝𝗼𝗶𝗻 𝘂𝘀 𝗳𝗼𝗿 𝗮𝗻 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗥𝗲𝘃𝗶𝗲𝘄 𝗗𝗮𝘆 𝗶𝗻 𝗪𝗲𝘀𝘁𝗯𝗼𝗿𝗼𝘂𝗴𝗵!

Oak Tree Insurance will be visiting our Westborough branch to review your coverage and make sure you’re properly protected at a fair price.

📅May 19
🕙 11 AM to 1 PM

There’s a reason Oak Tree Insurance has been voted the #1 Insurance Agency in the Worcester Telegram’s “Best of Central Mass” Community Choice Awards for the fourth consecutive year.

Can’t make it in person? No problem.

You can request a quote or schedule a convenient online appointment anytime on the Oak Tree website, linked in the comments below.

We look forward to helping you secure what matters most!

05/14/2026

What does it really take to build a new life in a new city?

📍 Worcester, Massachusetts, has long been a place where people come to build something better for themselves and their families.

It’s home to more than 25,000 African immigrants and refugees, each working toward a brighter future and new opportunities. 🌍

Organizations like African Community Education (ACE) uplift these families, helping them overcome barriers through education, support, and community connection.

To support this important work, Central One proudly committed $50,000 to ACE’s Living Together Campaign. This investment helps expand programming and provide financial education for both students and adults, creating stronger foundations for families across our community.

Supporting underserved communities with opportunity, stability, and access to resources means everything to us.

We’re honored to stand with ACE and the families they serve, today and every day. ❤️

🎥 Watch the video below to see this impact come to life.

Address

714 Main Street
Shrewsbury, MA
01545

Opening Hours

Monday	8:30am - 4:30pm
Tuesday	8:30am - 4:30pm
Wednesday	8:30am - 4:30pm
Thursday	8:30am - 5:30pm
Friday	8:30am - 4:30pm
Saturday	8:30am - 12pm

Telephone

+15088427400

Website

http://www.centralfcu.com/

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