10/05/2026
One thing we’ve never understood is how comfortable people are buying life insurance without really knowing what they own.
They know the monthly payment. They know they “have coverage.” But ask how long it lasts, whether the price can change, whether it has a waiting period, or what actually gets paid when they die, and a surprising number of people have no idea.
That’s not a knock on the customer either. A lot of this stuff is sold in a way that makes it very easy to focus on the payment and ignore the policy.
If you’re paying for life insurance every month, you should be able to explain in plain English exactly what you bought.