Naudiua Harris NMLS #2277597 Jr. Mortgage Loan Officer

11/28/2023

A GREAT loan officer must be able to listen to their client’s concerns AND be able to assist them in any way possible‼️

‼️You all have spoken and I’ve listened‼️

Going Forward, if you need YOUR credit repair
(Drum roll please) 🥁🥁🥁

I WILL BE ABLE TO HELP REPAIR YOUR CREDIT 💃

10/28/2023

10/24/2023

💥Buyer Tip of the Week: Very important to Know the Do's and Don'ts When Purchasing a Home (Applies not only to first-time buyers, but even to those buyers who have purchased before!) 🏡 🏡

Here are four important things to remember during the home buying process:

✅Make sure your employment, asset, and personal information is correct on your loan application

✅ Be prepared to source all non-payroll deposits into each account you plan to use towards your transaction

✅ Respond to any requests from your loan officer properly and timely

✅ Continue to make payments on time. One late payment can set you back or cancel your plan.

And here are four things to avoid during the home buying process:

❌ Don't Apply for any new credit or financing of any kind. Don't co-sign on a loan either. (Will bring on new debt and liabilities)

❌ Don't have any inquiries made on your credit report

❌ Don't make sudden changes to your name, address, job, or income

❌ Don't spend your closings costs (very important in today’s seller market)

Have questions? Never hesitate to call, text, email or DM our team! We are here to help and assist you every step of the way.

10/24/2023

Mortgage Monday

Here's a golden mortgage tip for you: When it comes to home loans, your credit score is your trusty side kick. 💳✨ Maintain it, nurture it, and watch it open doors to better rates and more savings on your homeownership journey. Need more tips? Feel free to ask! 🏡💰

10/13/2023

Congrats Mr & Mrs. Fanning on the purchase of your home!!

10/09/2023

Just received the CLEAR TO CLOSE!!!

Thank you to the borrowers and realtor for choosing Naudiua Harris NMLS #2277597 Jr. Mortgage Loan Officer

What are you waiting for ?? Home is where you want to be!! Who's next?

10/04/2023

Did you know that around 10% of mortgage loans fall through before closing?

🏠💔 Hold onto your keys, folks! Did you know around 10% of mortgage loans fall through before closing? Say whaaat? 😱 Here’s why:

1️⃣ Credit surprises: Keep those finances in check to avoid any last-minute hiccups!
2️⃣ Appraisal issues: A low appraisal can put the brakes on the deal, so let’s hope for a fair market value!
3️⃣ Inspection shocks: Nobody likes a house full of hidden surprises, so keep an eye on those inspections!

Let’s swipe right on solid deals and avoid those heartbreaks! 💸💪🔑

10/02/2023

🍂🏡 Welcome October! 🏡🍂

As the leaves change and the air gets crisper, and we begin to enjoy our favorite lattes, October is also the perfect time to make new real estate dreams come true! Whether you're looking to buy your dream home, investment properties, or open a home equity line of credit to renovate your home I got some tips to help you make the most of this wonderful month:

For Buyers:
1️⃣ **Start Your Search**: Now is the ideal time to begin your home search. Explore listings, drive around neighborhoods, and get a sense of what you're looking for.

2️⃣ **Get Pre-Approved**: Connect with a lender (ME lol) to get pre-approved for a mortgage. Knowing your budget will make the buying process smoother.

3️⃣ **Fall in Love with Homes**: Fall home tours can be magical! Keep an eye out for open houses and schedule visits to potential dream homes.

📆 October is is here‼️ Let me guide you every step of the way.

📩 DM or give me a call at 318-540-9838 to discuss your mortgage options and let's make this October unforgettable!