Ross E. Smith, Registered Representative with Nylife Securities LLC

07/22/2024

In a day when truth is difficult to discern, it's interesting to see the same thing happening hundreds of years ago. In 1795 George Washington was at his Mount Vernon home reflecting on the difficulty in getting a treaty passed, and he wrote this:

"The cry against the Treaty is like that against a mad dog. People are running it down with the most abominable mis-representations, working like bees to distill their poison - fighting for victory more than truth."

Sounds like TODAY!!!

06/27/2024

Do you like sending chunks of your money to the government?
Do you like paying more than you have to?
Do you want to keep paying even after you retire?
If you answered yes to any of these questions, keep scrolling.
Otherwise, let's talk!!

04/18/2024

Just the same way I like to see my client's money grow and thrive, I'm enjoying watching these baby herbs grow on my patio. That basil is the prettiest I've seen in a few years, and I'm excited to watch it grow this summer!

08/24/2023

Join us for NYL’s Power of Knowing webinar on Sep. 18th at 2 PM EST with Dr. Michael Finke, sharing his simple and effective framework for a goals-based retirement income plan.
Register now at: https://bit.ly/3P8Xc3g

08/24/2023

Retirement income from 401(k), pensions, and Social Security is generally taxable but there are notable caveats for Social Security and Roth IRA accounts. Here is what you need to know.

Retirement income from tax-deferred 401(k)s or Traditional IRAs is taxable, as is pension, annuity & Social Security income. Roth IRA income usually isn’t taxable.

08/24/2023

After age 72, you're required to start withdrawing from your retirement savings. While many retirees use their required minimum distributions to cover expenses, here are some other ways you can use RMDs to make your retirement A-OK.

Required minimum distributions are often overlooked by retirement plan owners. Learn from New York Life about RMD tables, rules and how RMDs can be used.

08/24/2023

If you’re interested in early retirement, you’ll want to take certain steps to make sure you have enough money to last you a lifetime. Here are some strategies you want to consider when planning for early retirement.

Many of us have the fantasy of retiring young, of having the financial freedom to choose when and for whom we work. To make this dream a reality, though, you’ll...

03/24/2023

With all the recent bank turmoil and market uncertainty, you may be looking for protection and guarantees. LOOK NO FURTHER

New York Life, America’s largest1 mutual life insurer, today announced strong financial results for 2022 that underscore the power of the company’s differentiated business model and its significant contributions to New York Life’s enduring financial strength.

02/27/2023

ith Employee’s Whole Life Insurance from New York Life, it’s never been easier to protect your family, their future, and the lifestyle you work so hard to provide. Ask your company’s New York Life Agent about how to get started.

02/20/2023

Help your employees prepare for whatever the future may bring. With Group Term Life insurance, your employees and their families receive valuable protection from undue financial hardship.

Find out how New York Life can help protect your family from the unexpected with Group Term Life Insurance.

02/13/2023

Right now, loaning money to your trust or children to pay life insurance premiums can be a good idea due to low interest rates. If you have questions about tax strategies and interest rates, I can help. Let’s talk about your future!