ASG Insurance School

ASG Insurance School ASG insurance school was licensed an incorporated in the year 2022 and is owned and operated by
Shamus Henderson-Germany.

Seeing the need for a more affordable option for one who desired to
become a licensed insurance producer, Mrs. Germany decided to move forward with not only opening a
school that will walk you from the beginning of your dream to the realization of it being completed. ASG
Insurance School goal is to show the potential producer that their dreams are possible, you to can
become an insurance producer

not only in the state of Louisiana but across this nation. Here at ASG
walking you through your mission to help you to get to your vision is our priority.

Please note that ASG Group Insurance Agency will be closed on Friday, September 4, and Monday, September 7, 2026, for La...
09/07/2026

Please note that ASG Group Insurance Agency will be closed on Friday, September 4, and Monday, September 7, 2026, for Labor Day weekend.

We will resume normal business hours on Tuesday, September 8, 2026, at our new location:

726 Edgemont St.
Shreveport, LA 71106

We look forward to serving you at our new location!

We’re moving! ASG Group Insurance Agency is excited to welcome you to our new location:726 Edgemont StShreveport, LA 711...
09/07/2026

We’re moving! ASG Group Insurance Agency is excited to welcome you to our new location:

726 Edgemont St
Shreveport, LA 71106

Hours of Operation:
Monday–Thursday: 9:00 AM–5:00 PM
Friday: 9:00 AM–3:00 PM

Have questions or need assistance? Contact us at [email protected] or 318-459-6446.

We look forward to serving you at our new location!

Please note that ASG Insurance School will be closed Friday, September 4, and Monday, September 7, 2026, for Labor Day w...
09/07/2026

Please note that ASG Insurance School will be closed Friday, September 4, and Monday, September 7, 2026, for Labor Day weekend.

Normal business hours will resume Tuesday, September 8, 2026, at our new location:

726 Edgemont St
Shreveport, LA 71106

We wish our students, partners, and community a safe and enjoyable Labor Day weekend!

Your life insurance policy may do more than provide a death benefit. Optional riders can add valuable protection for spe...
09/05/2026

Your life insurance policy may do more than provide a death benefit. Optional riders can add valuable protection for specific situations: but it’s important to understand what each one covers.

• Accelerated Death Benefit: May allow access to part of the death benefit if you experience a qualifying terminal, chronic, or critical illness.

• Waiver of Premium: May waive your premiums if you become totally disabled and meet the policy’s requirements.

• Accidental Death: May provide an additional benefit if death results from a covered accident.

• Child Term Rider: May provide term life insurance coverage for eligible children under your policy.

Before adding a rider, ask:
• What event triggers the benefit?
• Are there exclusions or waiting periods?
• Is there an additional cost?
• How could using the rider affect the policy’s future death benefit or cash value?

Riders can be helpful, but they aren’t one-size-fits-all. Review your options carefully and choose coverage that fits your needs and budget.

Contact ASG Group Insurance Agency to discuss your life insurance options.

Who receives your life insurance benefit if something happens to you? Your beneficiary designation helps answer that que...
09/05/2026

Who receives your life insurance benefit if something happens to you? Your beneficiary designation helps answer that question.

A primary beneficiary is first in line to receive the policy benefit. A contingent beneficiary is the backup recipient if the primary beneficiary has passed away or cannot receive the benefit.

Keeping these designations updated is important. Review them after marriage, divorce, the birth or adoption of a child, or the death of a beneficiary.

Common mistakes include naming an ex-spouse unintentionally, forgetting to add a contingent beneficiary, failing to specify percentages, or naming a minor without considering the appropriate planning requirements.

Take a few minutes to review your policy and make sure your beneficiary designations still reflect your wishes. Policy terms and applicable laws may affect how benefits are paid.

Have questions about life insurance? Contact ASG Group Insurance Agency for guidance with your coverage review.

Your business is more than a building, a balance sheet, or a daily operation: it represents years of hard work and dedic...
09/05/2026

Your business is more than a building, a balance sheet, or a daily operation: it represents years of hard work and dedication.

Life insurance can play an important role in protecting your business through:

• Key person coverage to help address the financial impact of losing a vital team member
• Buy-sell agreements to help fund the purchase of a departing owner’s interest
• Business succession planning to help support a smoother transition for the next generation

The right strategy can help protect your partners, employees, customers, and the future you’re building.

Ready to explore your options? Contact ASG Group Insurance Agency at (318) 459-6446.

Coverage availability and policy terms vary. Speak with a licensed insurance professional to discuss your specific needs.

A standard homeowners policy usually does not cover flood damage: and in Louisiana, that distinction matters.Flood insur...
09/04/2026

A standard homeowners policy usually does not cover flood damage: and in Louisiana, that distinction matters.

Flood insurance is designed to help protect your home and belongings from rising water caused by events such as heavy rain, storm surge, overflowing waterways, and drainage issues. Coverage may be available through the National Flood Insurance Program (NFIP) or through private insurers.

A few important points to remember:

• NFIP policies generally have a 30-day waiting period before coverage begins, with limited exceptions.
• Building coverage and personal property coverage are separate, so both should be reviewed carefully.
• Flood insurance may help cover qualifying damage to your home’s structure and belongings, subject to policy limits, deductibles, exclusions, and eligibility requirements.
• Flood risk is not limited to properties near the coast or a designated flood zone. Heavy rainfall can create serious flooding in many Louisiana communities.

Don’t wait until a storm is approaching to ask about coverage. Contact ASG Group Insurance Agency to review your flood insurance options and make an informed decision about protecting your home.

A named storm deductible can work differently than your standard homeowners deductible: especially in Louisiana.Here’s t...
09/04/2026

A named storm deductible can work differently than your standard homeowners deductible: especially in Louisiana.

Here’s the difference:

A standard deductible may apply to covered losses such as theft, fire, or certain accidental damage.

A wind or hail deductible may apply to damage caused by wind or hail, depending on your policy.

A named storm deductible may apply when a qualifying named tropical storm or hurricane causes covered damage. It is often calculated as a percentage of your home’s insured value rather than a fixed dollar amount.

Because policy language varies, ask your insurance professional:

What events trigger my named storm deductible?
Is my wind or hail deductible separate from my standard deductible?
Is the deductible a flat amount or a percentage?
When does the deductible begin and end?

Understanding your policy before storm season can help prevent surprises when you need coverage most.

Have questions about your homeowners insurance? Contact ASG Group Insurance Agency for guidance tailored to your situation.

Insurance coverage, terms, and deductibles vary by policy. Review your policy and consult a licensed insurance professional for specific advice.

Louisiana homeowners: hurricane preparation starts before the storm is in the forecast. 🌧️Take time to review your polic...
09/04/2026

Louisiana homeowners: hurricane preparation starts before the storm is in the forecast. 🌧️

Take time to review your policy and confirm:

• Your named storm deductible and how it applies
• Whether wind and hail damage are covered
• Your dwelling, personal property, and additional living expense limits
• That flood insurance is in place if needed: flood damage is generally not covered by a standard homeowners policy

Also, document your home and belongings, secure outdoor items, trim weak branches, and keep important policy information accessible.

Coverage details can vary by policy, so don’t wait until storm season is at its peak to ask questions. Call ASG Group Insurance Agency at (318) 459-6446 for a review of your homeowners coverage.

Stay prepared. Stay protected.

Address

4045 CURTIS Lane
Shreveport, LA
71109

Opening Hours

Monday 8:30am - 12pm
1pm - 5pm
Tuesday 8:30am - 12pm
1pm - 5pm
Wednesday 8:30am - 12pm
1pm - 5pm
Thursday 8:30am - 12pm
1pm - 5pm
Friday 8:30am - 12pm
1pm - 3pm

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