Olson Home Group

Call Directions Website Contact the business

Olson Home Group Mortgage + real estate + property management for Arizona's White Mountains. Broker = we shop 100+ lenders for your best fit. NMLS #1459928

First-time, move-up, self-employed, investors.

One kind can. One kind can't. Here's how to tell which one you have.This week's full update is on my website, with this ...
11/03/2026

One kind can. One kind can't. Here's how to tell which one you have.

This week's full update is on my website, with this month's local market numbers inside.

Read it here 👉 olsonhomegroup.com/newsletter/2026-11-02

11/02/2026

Your house might be the easiest thing for a lender to say yes to right now.

A home equity loan and a HELOC aren't the same thing. One gives you a lump sum at a fixed payment. The other works more like a credit card with your house behind it, and the rate can move. Both put a second lien on your home, so missing payments puts the house itself at risk.

As a mortgage broker and a realtor, I get to compare offers from lots of lenders, and the terms on these loans can be very different from one lender to the next.

So why are these loans getting easier? Is it because people are stuck with their low rates and won't refinance? Because home values went up so much? Or because lenders just need something new to sell?

Tell me in the comments: would you ever borrow against your house? 🏡

Bigger isn't always the next move.I had clients sell a big, beautiful home they built, take their equity, and pay cash f...
10/30/2026

Bigger isn't always the next move.

I had clients sell a big, beautiful home they built, take their equity, and pay cash for a $300,000 fixer upper. They came back to me for a loan to fix it up, and it just appraised at $550,000.

Downsizing can be a power move. If you're curious what your equity could do, I'll run your numbers. Call or text 602-737-1045.

Their story, not a promise. Home values go down as well as up.

10/29/2026

My next listing didn't come from an ad. It came from a phone call at the golf simulator.

She is someone I helped buy a home four years ago. She is ready for her next move, and I was the first person she thought of.

That doesn't happen by accident. It happens when you stay in someone's life after the closing table. As a mortgage broker and a realtor, I get to help with the whole picture, the loan, the sale and the next home after that.

Who did you call the last time you needed help with your home? Was it someone you already knew, or someone you found online?

Tell me in the comments: would you call your old agent again? 🏡

"We'll buy when we can afford something nicer."I hear it all the time. Here's the thing: the nicer house is usually paid...
10/28/2026

"We'll buy when we can afford something nicer."

I hear it all the time. Here's the thing: the nicer house is usually paid for by the first house.

I had clients start with a $150,000 manufactured home they could barely afford. Three moves later they own a home that appraised at $550,000 and owe $150,000.

They didn't wait for perfect. They started where they could.

Their story, not a promise. Home values go down as well as up.

10/27/2026

The new mortgage insurance order skips the people who are paying it right now.

It was signed October 22. It asks Fannie and Freddie to test a program that uses computer home values to spot loans with enough equity. Your loan servicer would also have to tell you when your mortgage insurance might come off. But the housing agency still has to decide the test is worth doing, and an earlier draft that covered existing loans was cut down before it was signed.

One thing on FHA loans: if you put 10% or more down, your mortgage insurance drops off after 11 years. If you put less than 10% down, it stays for the life of the loan unless you refinance.

As a mortgage broker and a realtor, I see this all the time: people paying mortgage insurance for years after their home went up enough to drop it.

Why do so many people keep paying it? Nobody tells them? They think the appraisal costs more than it saves? They don't know their home's value went up?

Tell me in the comments: have you ever gotten mortgage insurance taken off your loan? 🏡

10/26/2026

The cheapest contractor can turn into the most expensive one before he ever picks up a tool.

Most states have a free license lookup online. It takes two minutes and shows whether the license is active and whether there are complaints on file. Ask to see the insurance certificate too, not just "yeah, we're insured."

As a mortgage broker and realtor who also flips and holds my own properties, I've let a lot of people into a lot of houses. These four questions are the ones I ask every single time.

Did you ever skip one because the price was good? Did a "trip fee" ever catch you off guard?

Tell me in the comments: which one of these do you check first? 🔨

A real story from my own clients, no names. They started with a home they could barely afford, and about 5 years later t...
10/23/2026

A real story from my own clients, no names. They started with a home they could barely afford, and about 5 years later they owe $150,000 on a home that just appraised at $550,000.

Want to know what yours could do for you? Send me a message 👇

Their story, not a promise. Home values go down as well as up.

You know how you keep thinking "I should probably look at my mortgage" but the bill looks the same every time... so you ...
10/22/2026

You know how you keep thinking "I should probably look at my mortgage" but the bill looks the same every time... so you never do?

If you have an adjustable loan, that bill won't stay the same forever.

Here's 4 steps you can knock out this week. Takes maybe an hour and one phone call.

Check your adjustment date. Ask your servicer what your new payment will be. Look at your options early, like a refinance into a fixed rate. And don't wait for the payment to jump.

Do these and you're ahead of most people with an adjustable loan. Most never even do step 1.

Picture opening that new bill and already knowing the number... because you planned for it months ago. 🏡

Want a second set of eyes on yours? Text me: 602-737-1045.

My clients bought a home they could barely afford. Today they have $400,000 in equity.It started with a $150,000 manufac...
10/21/2026

My clients bought a home they could barely afford. Today they have $400,000 in equity.

It started with a $150,000 manufactured home. Their parents gifted the down payment.

About 3 years later: sold for $150,000 more. Built a big, beautiful home.
About 2 years after that: sold with another $150,000 in equity.
Then: downsized, paid cash for a $300,000 fixer upper, and came back to me for a loan to fix it up.

It just appraised at $550,000. They owe $150,000.

Your first home doesn't have to be your forever home. It just has to get you in.

Their story, not a promise. Home values go down as well as up.

Address

-
Show Low, AZ
85901

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 3pm

Telephone

+19282431579

Alerts

Be the first to know and let us send you an email when Olson Home Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Olson Home Group:

Shortcuts

Share

Nearby finance companies