Kristi Olson - Mortgage Loan Officer

Kristi Olson - Mortgage Loan Officer Call us today to learn more!

Six months before you buy is where wins are made. Here’s the tune-up: build reserves, stabilize income docs, optimize cr...
06/11/2026

Six months before you buy is where wins are made. Here’s the tune-up: build reserves, stabilize income docs, optimize credit utilization, organize paperwork, and avoid new debt traps.

You don’t need all-cash to compete like a cash buyer. Swipe for structures that compress timelines, reduce perceived ris...
06/10/2026

You don’t need all-cash to compete like a cash buyer. Swipe for structures that compress timelines, reduce perceived risk, and package your offer’s strength without stretching too far.

06/09/2026

Moving up without draining savings is possible. I’ll map a plan using a short-term HELOC for the down payment, a rent-back on your sale to bridge timing, and offer + rate-lock tactics that protect cash flow—let’s talk through your numbers.

Price is only half the story. See how sellers actually pick winners—lender strength, appraisal risk, realistic timelines...
06/09/2026

Price is only half the story. See how sellers actually pick winners—lender strength, appraisal risk, realistic timelines, clean contingencies, and a net sheet that tells the truth.

Buying and selling at once doesn’t have to be chaos. Inside: how to decide buy first or sell first, secure liquidity, us...
06/08/2026

Buying and selling at once doesn’t have to be chaos. Inside: how to decide buy first or sell first, secure liquidity, use rent-backs, leverage delayed financing, and lock down calendars.

Grants and assistance can lower cash to close, but they come with real tradeoffs. Learn how to pre-qualify early, layer ...
06/06/2026

Grants and assistance can lower cash to close, but they come with real tradeoffs. Learn how to pre-qualify early, layer funds smartly, protect offer strength, and avoid recapture pitfalls.

06/05/2026

If you’re thinking about buying a home, selling your house, refinancing, or deciding whether to remodel or move — the uncertainty around mortgage rates can feel frustrating and exhausting. You’re not alone.

I’m breaking down what’s really happening with mortgage-backed securities and how recent announcements could impact mortgage rates, home affordability, and your next real estate decision.

If you’re wondering:
• how to qualify for a mortgage in today’s market
• whether to buy now or wait
• if refinancing or a cash-out refinance makes sense
• how to use home equity for renovations or investments
This is exactly the kind of scenario I help walk through every day.

👉 DM me “RATES” to get started, and we’ll go over your numbers, your goals, and your best next step — whether you’re buying, selling, or remodeling.

If you’re thinking about starting your wealth and real estate journey, check out Kristi Olson Loans and Homes!!

Wondering who does what—and when—between application and keys? This breakdown maps the closing timeline so you can antic...
06/04/2026

Wondering who does what—and when—between application and keys? This breakdown maps the closing timeline so you can anticipate each handoff and keep momentum to the finish line.

Lock strategy is risk management. Learn when to lock to milestones, how extensions and float-downs price out, which mark...
06/03/2026

Lock strategy is risk management. Learn when to lock to milestones, how extensions and float-downs price out, which market triggers to watch, and the eligibility steps that protect your quote.

Low appraisal is not the end of the deal. See how to file a reconsideration, negotiate price or credits, use gap coverag...
06/02/2026

Low appraisal is not the end of the deal. See how to file a reconsideration, negotiate price or credits, use gap coverage wisely, pivot to another panel, and adjust timelines without losing leverage.

Address

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Show Low, AZ
85901

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 3pm

Telephone

+19282431579

Website

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