Progressive Payment Solutions

Progressive Payment Solutions Progressive Payment Solutions offers a variety of products and services to assist businesses at the

Progressive Payment Solutions was founded in 2004 with a simple mission: To provide a full range of electronic payment merchant services that help our clients run their businesses more efficiently and cut costs. From our headquarters in New Jersey, we provide solutions across America, as well as specializing in helping foreign entities establish merchant accounts here in the U.S. Progressive Payme

nt Solutions has, from the start, emphasized cost reduction and customer service in offering merchant services to B2B, professional services and retail verticals. We strive to understand our clients’ expectations and recommend individualized solutions to exceed them. As an industry leader, we offer our clients the latest credit card processing technology to enhance cash flow.

What does Groundhog Day have to do with credit card processing?Nothing.But Punxsutawney Phil did see his shadow—meaning ...
02/02/2026

What does Groundhog Day have to do with credit card processing?
Nothing.

But Punxsutawney Phil did see his shadow—meaning six more weeks of winter. ❄️ And here in the Northeast, it’s been an unusually cold start to the year.

Winter has a way of slowing things down, giving us time to reflect and refocus. For us, that reflection turned into clarity around our biggest goal for the year: software integration.

We’re excited to share that our newest product, Biller Genie, now fully integrates with QuickBooks. This allows our clients to continue using the accounting software they already know and love—without absorbing excessive credit card processing fees.

Fewer headaches. Smarter workflows. Better margins.
That’s what we’re building in 2026.

Tax season reminder: For many business owners, the biggest sting isn't just writing the check to the IRS—it's all the hi...
01/21/2026

Tax season reminder: For many business owners, the biggest sting isn't just writing the check to the IRS—it's all the hidden costs eating profits year-round, like credit card processing fees that quietly take 2–4% off every sale.

What if you could redirect those thousands back to your bottom line (or straight toward covering tax bills)?

At Progressive Payment Solutions, our compliant Zero-Fee Processing program eliminates up to 100% of those fees for your business—not by magic, but by smartly passing the cost to card users only (via transparent cash discount or surcharge options, fully allowed under card network rules). Clients often see $1,600+ added to their monthly cash flow—no catch, just more money staying in your pocket.

Tax time doesn't have to hurt as much. Want a quick, no-obligation savings estimate for your business?

Comment 'SAVE' below or DM me 'TAXES'—happy to run the numbers in under 5 minutes.

Let's turn processing pain into profit this season.

Did you know that when you walk into a restaurant and see a sign saying there’s an additional percentage added for using...
01/12/2026

Did you know that when you walk into a restaurant and see a sign saying there’s an additional percentage added for using a credit card, it may not be set up correctly?

While it is perfectly acceptable for businesses to charge a credit card fee, there are very specific guidelines they must follow to stay compliant. If those rules aren’t followed properly, a business could face fines—or even lose the ability to accept credit cards altogether.

At Progressive Payment Solutions, we spend a lot of time helping businesses understand these rules and make sure they’re set up correctly, so they remain compliant and protected from issues with card networks.

If you ever notice signage like this at a business, it might be worth letting them know there’s a right (and wrong) way to do it.

Wishing you a joyful and prosperous New Year! 🎉As we step into 2026 with renewed energy and ambition, we want to extend ...
01/05/2026

Wishing you a joyful and prosperous New Year! 🎉

As we step into 2026 with renewed energy and ambition, we want to extend our deepest gratitude to our valued clients and partners. Your trust, collaboration, and shared vision have been instrumental in our success this past year.

Thank you for being part of our journey. We’re excited to continue building together and achieving even greater milestones in the year ahead.

Here’s to new opportunities, stronger partnerships, and continued growth!

🕎 Happy Chanukah!This season is a reminder that even a small light can make a big impact.Wishing our clients, partners, ...
12/15/2025

🕎 Happy Chanukah!
This season is a reminder that even a small light can make a big impact.
Wishing our clients, partners, and community eight nights filled with light, peace, and prosperity.

08/27/2025

The Hidden Risks of Free Trials in Credit Card Processing

Offering free trials might seem like a great way to attract customers, but it can backfire. Learn how free trials can lead to increased chargebacks due to forgotten cancellations, and why some high-risk payment processors even restrict such offers.

Protect your business by understanding the risks involved.

06/17/2025

Think You Know What You’re Paying in Credit Card Fees? Think Again.

You’re told your rate is X… but when you look closely, your actual cost is Y. In this video, I expose the hidden fees that credit card processors bury in your statements — fees that most business owners never even see coming. If you're accepting cards, you NEED to see this. It could be costing you thousands.

💳 Stop overpaying. Start understanding.

06/04/2025

"Just because it's a big company, doesn't mean it's telling the truth."

Yesterday, a long-time client of mine forwarded a quote from a competitor—a major name in the credit card processing industry—claiming they could save them $1,000/month.

I was skeptical. Why? Because my client already has excellent pricing.

They sent me the proposal, and sure enough… the numbers didn’t add up. The new quote actually had higher rates than what the client currently pays.

So how were they claiming a $1,000/month savings?

They weren’t. They were lying.

This video breaks down how big companies can use their brand size and slick proposals to mislead—even outright deceive—clients.

It’s a reminder that trust isn’t about the size of the logo, it’s about transparency, honesty, and doing what’s right.

👉 Watch the video.
👉 Let me know if you've seen similar tactics.
👉 And if you ever want a second set of eyes on a proposal—I'm happy to help.

05/22/2025

🎥 Understanding Merchant Account Limits 💳

If you're accepting credit cards, you need to understand how your merchant account works — especially when it comes to your monthly processing limit and per-transaction high-ticket amount.

I hear it all the time:

"My processor held my funds — what's going on?"

Chances are, you went over your approved limits.

📌 In this short video, I break down:

Why these limits exist

What happens when you exceed them

Why this process is normal — not personal

How to avoid frustration by knowing your numbers

Merchant account rules can feel frustrating, but with the right knowledge, you’ll stay one step ahead and keep your business running smoothly.

👉 Watch, learn, and stay in control of your payments.

05/06/2025

⚠️ AI Service Providers: Your Payment Processor Might Shut You Down

💳 A PSA from Progressive Payment Solutions, Inc.

If you're offering AI-generated services, there's something you need to know:

Many merchant service providers are now refusing to support businesses offering AI as a service—and some are even shutting down existing accounts.

Why? One word: chargebacks.

Because AI services often deliver intangible or unpredictable results, providers view them as high risk. Customers disputing charges (“this wasn’t what I expected”) can leave processors on the hook for major losses. As a result, even legitimate AI businesses are being denied or dropped.

This isn’t about fear—it’s about policy. And it’s happening now.

💡 What You Should Do

✔️ Read the fine print with your processor

✔️ Be transparent about your services

✔️ Have a contingency plan

This isn’t legal advice or a sales pitch—just a heads-up from someone in the industry who wants you to stay informed.

Address

748 Morris Turnpike, Suite 204
Short Hills, NJ
07078

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19739210770

Website

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