Lake Area Mortgage - A Division of Royal Credit Union

Lake Area Mortgage - A Division of Royal Credit Union Equal Housing Opportunity. NMLS # 543751 Whether you are buying or refinancing your home, Lake Area Mortgage gives you peace of mind.

We’re dedicated to making the entire process smooth and simple for you. If you’re buying, building, refinancing or remodeling, we can help. Our mortgage professionals will give you the best rates and appropriate program based on your specific situation. We’ll give you information on many options so you can choose which program is right for you. When you apply for a home loan, you can be assured th

at our staff will give you highly personalized attention. Because we have access to a number of mortgage programs, you’ll get the most competitive rates for your situation. And, this can save you thousands of dollars over the life of your mortgage!

Homeownership may be closer than you think!With the Federal Home Loan Bank Grant, you may be eligible to receive up to $...
03/26/2026

Homeownership may be closer than you think!

With the Federal Home Loan Bank Grant, you may be eligible to receive up to $5,000 to use for your down payment or closing costs.

Ask one of our loan officers if you qualify for the Downpayment Plus Program or visit lakeareamortgage.com/fhlb-grant/ to learn more!

Loans subject to credit and property approval. Equal Housing Opportunity. NMLS #: 543781

Qualified borrowers could lower their monthly payments by eliminating mortgage insurance through our Smart Start 97 prog...
03/24/2026

Qualified borrowers could lower their monthly payments by eliminating mortgage insurance through our Smart Start 97 program! Think this might be a good fit for you?
Learn more about this program and others at https://bit.ly/3TulftG

Loans subject to credit and property approval. Equal Housing Opportunity. NMLS #: 543781

Lake Area Mortgage’s single-close construction loan offers all-in-one financing for construction, lot purchase, and perm...
03/20/2026

Lake Area Mortgage’s single-close construction loan offers all-in-one financing for construction, lot purchase, and permanent mortgage funding with one closing. This reduces costs and makes the process quick and seamless. Head to bit.ly/3RZ534R and learn more today!

Loans subject to credit and property approval. Equal Housing Opportunity. NMLS #: 543781

Buying a home isn’t just about finding the right house, it’s about being financially ready when the right one shows up. ...
03/18/2026

Buying a home isn’t just about finding the right house, it’s about being financially ready when the right one shows up. Meet with a mortgage loan officer to understand your loan options, estimated payments, and next steps before you start house hunting.

Visit lakeareamortgage.com to learn more!

Loans subject to credit and property approval. Equal Housing Opportunity. NMLS #: 543781

If you’ve found your dream house but don’t have a down payment saved yet, you may still be able to purchase a home! The ...
03/16/2026

If you’ve found your dream house but don’t have a down payment saved yet, you may still be able to purchase a home! The Zero Down 10/6 ARM program could allow you to purchase a home with no down payment.

Learn more at https://bit.ly/3TulftG

Loans subject to credit and property approval. Equal Housing Opportunity. NMLS #: 543781

Lake Area Mortgage is here with some quick tips to ensure that your home is ready for spring! Looking to make a move th...
03/12/2026

Lake Area Mortgage is here with some quick tips to ensure that your home is ready for spring!

Looking to make a move this spring or enhance your current home? Lake Area Mortgage can offer expert guidance, and a variety of loan options tailored to meet your unique needs.

Ready to spring into action? Visit https://bit.ly/3TlC4H5 to learn more!

Loans subject to credit and property approval. Equal Housing Opportunity. NMLS #: 543781

We’re hiring! Take your career to the next level by leveraging our wide range of products and services while working alo...
03/10/2026

We’re hiring! Take your career to the next level by leveraging our wide range of products and services while working alongside our expert team at Lake Area Mortgage, a Division of Royal Credit Union!

Interested in a career with us? Apply today at rcu.org/Careers

Loans subject to credit and property approval. Equal Housing Opportunity. Equal Opportunity Employer. NMLS #: 543781

Thinking about buying a home in 2026? Knowing what to expect at each stage of the homebuying process can make the journe...
03/06/2026

Thinking about buying a home in 2026?

Knowing what to expect at each stage of the homebuying process can make the journey feel a lot less overwhelming. Our loan officers help simplify the journey from pre-qualification to closing!

Learn more at https://bit.ly/3ZQaCpF

Loans subject to credit and property approval. Equal Housing Opportunity. NMLS #: 543781

Lake Area Mortgage offers expert guidance, competitive rates, and personalized solutions for homebuyers and homeowners. Explore our services and mortgage options today!

This spring, reimagine your space with a renovation loan. By rolling renovation costs into one simple mortgage, renovati...
03/04/2026

This spring, reimagine your space with a renovation loan.

By rolling renovation costs into one simple mortgage, renovation loans help you focus on the possibilities, not the paperwork.

Learn more about renovation loan options at https://bit.ly/3Uvk6Ec

Loans subject to credit and property approval. Equal Housing Opportunity. NMLS #: 543781

Lake Area Mortgage offers expert guidance, competitive rates, and personalized solutions for homebuyers and homeowners. Explore our services and mortgage options today!

Your satisfaction is our #1 priority! We are proud to offer local expertise from award-winning loan officers and an in-...
03/02/2026

Your satisfaction is our #1 priority!

We are proud to offer local expertise from award-winning loan officers and an in-house team that handles every step of the process, from application to closing.

Discover the Lake Area Mortgage difference at https://bit.ly/3TlC4H5

Loans subject to credit and property approval. Equal Housing Opportunity. NMLS #: 543781

We're honored to help people achieve their dream of owning a home. Our clients’ testimonials truly reflect our dedicatio...
02/26/2026

We're honored to help people achieve their dream of owning a home. Our clients’ testimonials truly reflect our dedication to going above and beyond to help you purchase your dream home!

Ready to start your home loan journey? Visit https://bit.ly/3TlC4H5 to learn more!

Loans subject to credit and property approval. Equal Housing Opportunity. NMLS #: 543781

At Lake Area Mortgage, we pride ourselves on making the homebuying process a breeze for you. Our dedicated team is here ...
02/24/2026

At Lake Area Mortgage, we pride ourselves on making the homebuying process a breeze for you. Our dedicated team is here to provide expert mortgage support and personalized first-time home buyer assistance that perfectly fits your needs.

Ready to embark on your homeownership journey? Contact us at https://bit.ly/3TlC4H5

Loans subject to credit and property approval. Equal Housing Opportunity. NMLS #543781

Address

1200 West County Road E, #200
Shoreview, MN
55112

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 4:30pm

Telephone

+16512092900

Website

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