Alan Ben-Porat - Lower Mortgage

Alan Ben-Porat - Lower Mortgage Your local home loan resource. NMLS #39341
Equal Housing Opportunity Not an offer of credit or a commitment to lend.

Alan Ben - Porat | Loan Officer
NMLS # 39341
Cell 818-262-1511
[email protected]

Lower LLC | NMLS # 1124061
5950 Symphony Woods Rd Ste 312
Columbia MD 21044
Branch NMLS #1124061

Licensed in CA -DOC39341, CO #100513672, NV #53378, OR, TX, WA -39341
For Licensing Information, go to: https://nmlsconsumeraccess.org

Privacy Policy - https://www.lower.com/legal/privacy-policy
https://www.low

er.com/legal/license-information

All loans are subject to underwriting or investor approval. Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act Equal Housing Opportunity

06/29/2026

Click to see all 73 reviews of Alan Ben-Porat, Loan Officer

The condo market is tricky right now and here's why.HOA reserve funding requirements have gotten stricter over the lastf...
04/27/2026

The condo market is tricky right now and here's why.

HOA reserve funding requirements have gotten stricter over the last
few years. A lot of buildings haven't kept up. That creates real
financing problems for buyers trying to get approved and for owners
who want to refinance.

Banks require condo associations to have adequate reserves before
they'll fund a loan. If the building doesn't meet those requirements,
the deal can fall apart even when the buyer is perfectly qualified.

It's not a dealbreaker if you know what to look for before you get too
far down the road.

That's what I'm here for, 40+ years in this business. I've seen this
situation more times than I can count, and I know how to navigate it.

Thinking about buying a condo or refinancing one you already own?
Let's talk before you hit a wall.

Address

14140 Ventura Boulevard Suite 302
Sherman Oaks, CA
91423

Telephone

+18189714224

Website

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