Carly Saltzman West, Senior Loan Advisor at Premier Plus Lending

Carly Saltzman West, Senior Loan Advisor at Premier Plus Lending NMLS #1361197

My passion is to assist my clients in achieving their mortgage-related goals while empowering them with information and support so they are best equipped to make decisions about their home financing needs.

Celebrating the grand opening of Equity Union Westside was quite the event!Walking into this space, you can immediately ...
05/29/2026

Celebrating the grand opening of Equity Union Westside was quite the event!

Walking into this space, you can immediately feel the energy, collaboration, and culture that make this group of agents so special. Strong leadership, incredible talent, and a brand that truly puts relationships first — excited to be part of it all as the in-house lender supporting this amazing office and community.

Here’s to big goals, meaningful partnerships, and helping more clients turn dreams into keys + long-term financial success 🤍


Why I do what I do - biggest compliment I can ever ask for. Now how can I help YOU?! 🥰😉🥰
05/29/2026

Why I do what I do - biggest compliment I can ever ask for.

Now how can I help YOU?! 🥰😉🥰

Think you need 20% down to buy a home? Think again!There are some AMAZING low down payment loan options out there for bu...
05/27/2026

Think you need 20% down to buy a home? Think again!

There are some AMAZING low down payment loan options out there for buyers who are ready to stop waiting and start building equity.

✨ FHA → as low as 3.5% down
✨ HomeReady/Home Possible → as low as 3% down
✨ Conventional → options starting at just 5% down

The biggest mistake I see? Buyers assuming they need a massive down payment before even talking to a lender. And Realtors — don’t let your clients count themselves out too early!

Getting pre-approved upfront is KEY.

You might qualify for more than you think with less cash out of pocket than expected.

20% down is great if you have it… but it is definitely NOT the only path to homeownership.

Got questions? Happy to be your home financing resource!

05/20/2026

This was a special purchase that recently closed that I was really happy to be a part of.

My client has a first time homebuyer that didn't know it would be possible to not only close but to have such a simple, stream lined, and stress free process. It helps when you're working with professionals on all sides of the transaction. Shout out to and on a job well done for your respective clients.

The cherry on top is that we were able to close early... and that meant the buyer got keys with extra time to start moving in before the weekend + the seller was able to get their proceeds sooner than they expected to move on to their next chapter.

Who you work with truly matters. This one was truly a pleasure!

05/12/2026

🚨 PSA 🚨 Getting your offer accepted doesn’t mean you're stuck with the home!

It means you just earned the exclusive right to pop the hood and inspect the engine.

That’s why getting fully preapproved upfront is such a big deal — it gets you in the driver’s seat to make strong offers with confidence, focus on the property, and not worry about your financing at the eleventh hour.

And once your offer is accepted? You have contingencies there to protect you: inspections, disclosures, financing, insurance, and making sure there are no expensive surprises hiding in the fine print. If something doesn’t check out, you have options. This is why it is so important to have a great real estate agent in your corner to look out for you and help negotiate for you should things pop up.

An accepted offer = access, not obligation.

How do I know this? Not only do I see this scenario come up with clients from time to time, I personally backed out on the very first property I was in escrow on because there was an issue on the inspection I had to walk away from. Good news is the "walk away" teaches you what you're willing to work with or not and puts you in a better position the next go around!

Really grateful to help this client and his family out. They were patient, persistent, and cooperative which put them in...
05/07/2026

Really grateful to help this client and his family out. They were patient, persistent, and cooperative which put them in the perfect "star aligned" position to obtain their home, a multi unit property that will turn into a long term revenue machine.

This purchase took preparation and is an example of buying a home not being a short process. From getting pre-approved, figuring out and finding the right property, to getting an accepted offer, to closing... there is a lot to prepare for!

It pays off to start early as the buyer! Are you thinking of buying one day? Contact me 😊

05/01/2026

Another month and another three happy families! Grateful for the trust of my clients, referral partners, and the massive support of my team behind the scenes.

What you don't see on the backend is all the preapproval letters issued and people shopping as inventory becomes more available.

May is heating up...will you be next?

Refinancing can be a major play when looking at your financial strategy holistically. Did you know that we can do Intere...
04/15/2026

Refinancing can be a major play when looking at your financial strategy holistically. Did you know that we can do Interest Only FIXED rate loans? Typically the loan is interest only for the first ten years and then switched to fully amortized payments at the same fixed interest rate.

This client had an adjustable rate loan that was fully amortized (principal and interest) and it made sense for them to change into an interest only loan fixed rate loan to lower the monthly cost for this second home property and for the mortgage interest deduction, as advised by her financial advisor and CPA. By doing this, she is avoiding a higher monthly payment that could continue to increase since it was variable without the risk of the interest rate changing in the future.

04/15/2026

I do not get the luxury of meeting the majority of my clients face-to-face however this is what I look like when we successfully close a loan, one week before the close of escrow date! Everyone wins! 💃🏻 🎉 😃

‼️ Today is the day! ‼️Make sure to pay your property taxes in order to avoid late fees! You can easily pay online by e-...
04/10/2026

‼️ Today is the day! ‼️

Make sure to pay your property taxes in order to avoid late fees! You can easily pay online by e-check, debit card, or even credit card (card payments do have a cost FYI)

Address

13412 Ventura Boulevard #220
Sherman Oaks, CA
91423

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