Rob Leiphart Financial Planner

10/17/2026

Learn the ins and outs of 529 plans before you or your student heads to college.

This article can be a helpful guide when beginning to prepare for education expenses.

10/14/2026

Social Security's 2027 raise is official: 3.6%. 📬

It's not a lottery win, but it's the biggest bump since 2023. SSA estimates the average retired worker will see about $75 more per month starting in January.

Two quick things to keep in mind:

1. The COLA looks backward. It reflects prices you've already been paying, so think of it as catching up, not getting ahead.
2. Medicare Part B premiums for 2027 haven't been announced yet, and for many people they come out of the same check. Your true take-home increase may be a bit smaller.

Want to see your exact new amount online? SSA says to set up your my Social Security account by November 18.

A raise in one part of your retirement income is a good excuse to look at the whole picture. If you'd like a second set of eyes, I offer a free 15-minute intro call: calendly.com/planwithrob/15min

Source: Social Security Administration (ssa.gov)

Rob Leiphart, CFP®, offers advisory services through RB Capital Management, LLC ("the Company"). The Company is a Registered Investment Advisor that is registered with the SEC. Neither this presentation nor anything in it shall form the basis of any contract or commitment. This presentation does not contain all information that a potential client should consider when making a decision about whether or not to engage RB Capital Management, LLC for investment management and/or financial planning services. A prospective client should perform additional due diligence on the Company. If you wish to check the background of the Company, please check FINRA's BrokerCheck at www.brokercheck.finra.org.

10/14/2026

What does it actually cost to raise a child? You might be surprised.

The true cost of raising a child may be far more than you expect.

10/11/2026

The sooner you begin investing, the longer your money can work for you.

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

10/10/2026

Should gold be a part of your diversified portfolio?

Learning more about gold and its history may help you decide whether it has a place in your portfolio.

10/08/2026

Every year since 1947, the U.S. President pens an economics textbook.

The Economic Report of the President can help identify the forces driving — or dragging — the economy.

10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Quarterly Market Insights | October 2026 U.S. and Canadian Markets Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials. The Standard & Poor’s 500 Index gained 2.03 percent, while the Nasd...

10/07/2026

Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often overlooked points?

Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article.

10/06/2026

Chris Rock once remarked, “You don’t pay taxes – they take taxes.” That applies not only to income, but also to capital gains.

Understanding how capital gains are taxed may help you refine your investment strategies.

10/04/2026

Not all inflation numbers measure the same thing. From CPI to PCE, each index tracks different spending patterns—and none of them may reflect yours.

Different inflation indexes may tell different stories. Here's what that could mean for you.