Templeton & Associates Insurance

06/03/2025

With all the wildlife visiting Middle Tennessee, we wanted to take this opportunity to talk about a couple little things….

1st, welcome our newest associate, Z B Ra. He’s a great animal insurance expert, with 6 years experience with exotic pets, including things such as zebras, snakes, foxes, and others! Let’s give him a big welcome!!!

2nd, we all hear about comp and collision coverage, “full coverage”, and physical damage coverage. Did you know that hitting an animal, wild or domesticated, would go under your comprehensive coverage? This would be subject to a deductible, but it’s not weighted the same as if you hit a light pole or another vehicle. A Liability Only policy would not cover such damage. Comprehensive coverage is generally fairly inexpensive compared to Collision Coverage, which would cover hitting a light pole or other vehicle, and is independent in most policies. Ask your agent today if you have comprehensive coverage on your vehicles! The difference between paying a deductible and paying for full repair costs is always worth the conversation, at minimum.

02/19/2025

2/19/2025 - Due to the inclement weather conditions and the possibility of dangerous road conditions, Templeton & Associates is closed today. We will check tomorrow morning and likely open late. Please stay home if you can, and enjoy a snow day.

01/10/2025

Well, if you know who Jim Cantore is, you know what this means…. He’s in Nashville, and earlier, there may have been a sighting in Columbia….. hunker down and hope Cantore isn’t a sign of things to come!

1652 likes, 84 comments. “Watch out Nashville, it just got real!!! I hope everyone has their bread,milk and eggs!!!”

01/09/2025

Templeton & Associates has made the decision to close due to the weather tomorrow, January 10, 2025. We don’t want to miss you, but we’d rather see you safe and sound next week. If you need us, feel free to message us here and we can see how we can help you!

12/06/2024

Hi friends, Natalie here.
This is a Go Fund Me for my best friend of 31 years, April Hare. She was diagnosed with Stage 4 Breast Cancer in July 2024. You can click on the link below to read about her journey with cancer and the battle she is fighting. She has completed radiation and is on chemotherapy and will be for a year. Any amount of donation will help April in her time of need. And she needs us. She has been incredibly strong through this. I am so proud of her for keeping the faith and staying positive.
Thank you soo much for taking the time to read this post and please keep my friend in your thoughts and prayers.
https://gofund.me/d5cc7c2c

Dear friends, family, and anonymous donors, My name is Natalie. April & I have be… Natalie Morgan needs your support for Cancer Sucks...April is Amazing!!

11/05/2024

If you see one deer, there is probably at least one more behind it. Right now, keep one eye on the road and one on the shoulder. Never know what direction they’ll come from, but a deer can do major damage to a vehicle, and a vehicle can do major damage to a deer, potentially causing enough damage to total the vehicle out. We tell all of our customers that comprehensive coverage is a must in Bedford County, where there are deer across from Lowe’s.

We wanted to give a courtesy, heads up post! Deer are in rut and they are on the move! Those that do not know what that means, the boys are chasing the girls. Looking for a mate. With that being said, there have been several incidents with them being hit by cars. They do not stop and they do not have brakes. Please be on alert when you are traveling!! They are moving everywhere!

08/30/2024

The end of the 2024 Celebration is coming up! Did you get some of those delicious donuts? Did you get to go see the sights and sounds? Did you get to enjoy a ride around the Big Oval this year? Tell us your stories about such a great event full of so many amazing memories made!

08/29/2024

Good morning Shelbyville! Got a little bit of a scary post this morning, but it's got some great info for business owners, whether you're a retailer, service provider, or contractor. We all dread the nasty insurance word, AUDIT, but take a few minutes to look over why that insurance audit can really be a big help for you, and not scary at all.

The important things to know about premium audits for commercial accounts.

08/05/2024

Getting ready to start another semester at college? Ready for your first semester? Did you know that it's a good idea to have renters coverage in certain circumstances? Here's a quick read about a few situations that might benefit to have renters insurance for living on campus, plus when you may not need it...

As a college student, we know there’s a lot on your mind as the school year approaches. The last thing you want to worry about is insurance. Let's dive into how renters insurance works for college students.

08/02/2024

Jennifer was born and raised in Shelbyville, TN. She graduated from Cascade High School where she was a Cheerleader, a member of the Student Council, National Honor Society, and voted Ms. Cascade. She continued her education at Cumberland University where she received a Bachelor degree in Business Administration. At Cumberland she was a cheerleader, a member of the National Honor Society, the Baptist Student Union, and named “Who’s Who of American College Students.” Jennifer decided to pursue a graduate degree and earned her Masters in Business Administration.
Jennifer worked as an Accountant since graduating college. Most recently, she was the Division Accounting Manager of IKG Industries, a division of Harsco Corporation, in Houston, TX. After years of travel, she decided to come home and help her mother, Kay, run the insurance agency owned by her family.
Since returning to Shelbyville, Jennifer has been actively involved in the Chamber of Commerce as a Chamber Ambassador. She is a Leadership Bedford graduate and past board member. She has been involved in several community organizations. She currently is on the Board of Directors of the Shelbyville – Bedford County Library. In July of 2023, Jennifer officially took over the reins of Templeton & Associates as the owner, though she still enjoys working with her mother’s guidance.

08/01/2024

Ummm, excuse me, but I did not ask to be thrown into the convection oven today. Y’all, stay safe out there! It’s hot, it’s humid, drink lots of fluids, and if you can, stay inside!