Bob Webb - Mortgage Lender

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Bob Webb - Mortgage Lender Homestar Mortgage, a Division of American Pacific Mortgage. NMLS #1850
Full-service mortgage lender featuring FHA, Conventional, USDA, and VA loan products.

NMLS #118218 Bob's Licensing

NMLS #118218 GA #64028 Copyright © 2022. Homestar Financial Corporation 332 Washington St. NW, Gainesville, GA 30501. NMLS #70864. For licensing info: NMLSconsumeraccess.org. This is not a commitment to lend and not all customers will qualify. All terms, information, conditions, rates, and programs are subject to credit and property approval and may change without notice. Not all products are available in all states. Certain other restrictions may apply. Homestar Financial Corporation is an equal housing lender and is not affiliated with any government entity. Equal Housing Opportunity

💡 Fixed vs. Adjustable Rate Mortgages — What’s the Difference?When it comes to buying a home or refinancing, understandi...
10/21/2026

💡 Fixed vs. Adjustable Rate Mortgages — What’s the Difference?

When it comes to buying a home or refinancing, understanding your mortgage type can save you thousands over the life of your loan.

🏠 Fixed-Rate Mortgage:
Your interest rate stays the same for the entire term — whether that’s 10, 20, or 40 years. Predictable payments make budgeting easier and offer long-term stability.

📈 Adjustable-Rate Mortgage (ARM):
Your rate can change periodically, usually after an initial fixed period. This option can offer lower starting rates but may rise (or fall) with market conditions.

No matter your situation, the right loan depends on your goals — short-term savings or long-term peace of mind.

Let’s find the one that’s right for you.

💬 Client Appreciation | Testimonial Tuesday“Bob was cordial, thorough, expedient, effective, and accommodating. When we ...
10/20/2026

💬 Client Appreciation | Testimonial Tuesday

“Bob was cordial, thorough, expedient, effective, and accommodating. When we had many questions, he was patient and professional. We highly recommend Bob and Homestar to anyone seeking to purchase or refinance a home.”
— Tanzy W.

Refinancing can feel complicated, but it doesn’t have to be.
Thank you, Tanzy, for the kind words and for trusting me with your home financing journey!

Mortgage Myth Busters 🔍MYTH: You have to put 20% down to buy a home.TRUTH: Not necessarily! Many loan programs offer opt...
10/20/2026

Mortgage Myth Busters 🔍

MYTH: You have to put 20% down to buy a home.

TRUTH: Not necessarily! Many loan programs offer options as low as 3% down — and some even require zero down for qualified buyers. ✨

Don’t let this myth keep you from your new front door — let’s find the right fit for you and your budget.

🏡 Ready to see what’s possible?
📲 Message me today to get started.

Stop thinking about how much more you can sleep and start thinking about how much more you can do.
10/19/2026

Stop thinking about how much more you can sleep and start thinking about how much more you can do.

🏡 Your first home starts with a conversation.How much do you need for a down payment? Which loan options could fit your ...
10/16/2026

🏡 Your first home starts with a conversation.

How much do you need for a down payment? Which loan options could fit your budget? Where do you even begin?

You don’t have to have all the answers—that’s what I’m here for. We’ll explore your options, including any down-payment assistance programs you may qualify for, and take it one step at a time.

📲 Send me a message, and let’s put a plan behind your homeownership goals.

Life changes—and your mortgage needs can, too. 🏡Looking to explore a lower monthly payment, consolidate debt, or tackle ...
10/16/2026

Life changes—and your mortgage needs can, too. 🏡

Looking to explore a lower monthly payment, consolidate debt, or tackle that home renovation? Let’s review whether refinancing makes sense for you.

I’ll walk you through the numbers, costs, and options so you can make an informed decision that fits your goals.

📲 Reach out to schedule your mortgage review.

Dreaming of a new address? Start smart with a fast pre-approval so you know exactly what you can afford before you shop....
10/16/2026

Dreaming of a new address? Start smart with a fast pre-approval so you know exactly what you can afford before you shop. I’ll walk you through your options (Conventional, FHA, VA, USDA), answer every question, and keep the process smooth from application to closing.

Call/text today and let’s map out your plan to homeownership.

Get started on your dream home today! 🏠Conventional mortgages offer flexibility with either fixed or adjustable rates—mo...
10/15/2026

Get started on your dream home today! 🏠

Conventional mortgages offer flexibility with either fixed or adjustable rates—most commonly in 15- or 30-year terms. Shorter terms often mean lower interest rates!

✅ Up to 97% financing
✅ Fixed or adjustable rate options
✅ HARP loans available
✅ Financing for 2nd homes & investment properties

Let’s talk about what’s possible for you!

We love helping families make memories. Call our office today and let's get start on your loan.
10/15/2026

We love helping families make memories. Call our office today and let's get start on your loan.

We all know rental properties provide extra income. With 95% financing for 2-4 primary resident units, purchasing or ref...
10/14/2026

We all know rental properties provide extra income. With 95% financing for 2-4 primary resident units, purchasing or refinancing just became easier. Another reason why homeownership increases your personal wealth...and we make it easy!

Address

824 S Dekalb Street
Shelby, NC
28150

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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