Bob Webb - Mortgage Lender

Bob Webb - Mortgage Lender Homestar Mortgage, a Division of American Pacific Mortgage. NMLS #1850
Full-service mortgage lender featuring FHA, Conventional, USDA, and VA loan products.

NMLS #118218 Bob's Licensing

NMLS #118218 GA #64028 Copyright © 2022. Homestar Financial Corporation 332 Washington St. NW, Gainesville, GA 30501. NMLS #70864. For licensing info: NMLSconsumeraccess.org. This is not a commitment to lend and not all customers will qualify. All terms, information, conditions, rates, and programs are subject to credit and property approval and may change without no

tice. Not all products are available in all states. Certain other restrictions may apply. Homestar Financial Corporation is an equal housing lender and is not affiliated with any government entity. Equal Housing Opportunity

We pride ourselves on making home buying easy! Remember, finding the RIGHT mortgage lender is just as important as findi...
09/03/2026

We pride ourselves on making home buying easy! Remember, finding the RIGHT mortgage lender is just as important as finding the RIGHT home... find it with US!

Your credit is important—but it’s only one part of the overall picture. Different mortgage programs have different requi...
09/03/2026

Your credit is important—but it’s only one part of the overall picture. Different mortgage programs have different requirements, and you may have more options than you realize.

Bob Webb can help you explore:

✅ FHA loans
✅ VA loans for eligible borrowers
✅ USDA loans for eligible properties and borrowers
✅ Conventional financing
✅ Steps that may help you prepare for homeownership

Don’t count yourself out based on assumptions or something you heard years ago. Start with a conversation and find out where you truly stand.

📲 Connect with Bob Webb at Homestar Financial to explore your options!

All loans are subject to credit approval, program requirements and property eligibility.

When deciding how much house you can comfortably afford, it’s important to look beyond the listing price.Your estimated ...
09/02/2026

When deciding how much house you can comfortably afford, it’s important to look beyond the listing price.

Your estimated monthly payment may include:
🔑 Principal and interest
🔑 Property taxes
🔑 Homeowners insurance
🔑 Mortgage insurance, if applicable
🔑 HOA fees, depending on the property

That’s why getting pre-qualified before beginning your search is so helpful. Bob Webb can walk you through the numbers, explain your loan options and help you establish a budget that feels comfortable—not overwhelming.

📲 Ready to start planning? Connect with Bob today!

🏡 ARE YOU PRE-QUALIFIED? 🤔Before you start touring homes, knowing what you may be able to afford is an essential first s...
09/02/2026

🏡 ARE YOU PRE-QUALIFIED? 🤔

Before you start touring homes, knowing what you may be able to afford is an essential first step.

Getting pre-qualified can:
✅ Show sellers you’re serious about buying
✅ Help strengthen your offer
✅ Give you a clearer idea of your price range
✅ Help you choose a comfortable monthly payment

Don’t fall in love with a home before understanding your numbers! Connect with Bob Webb at Homestar Financial and take the first step toward buying with confidence. 🔑

Pre-qualification is based on preliminary financial information and is not a commitment to lend.

Happy Tuesday! You have to admit, at least it sounds better than happy Monday. 🤣
09/01/2026

Happy Tuesday! You have to admit, at least it sounds better than happy Monday. 🤣

If you’re thinking about buying a home in Cleveland County but you’ve been sitting on the sidelines waiting for a big dr...
09/01/2026

If you’re thinking about buying a home in Cleveland County but you’ve been sitting on the sidelines waiting for a big drop in interest rates, a new mortgage-rate forecast from Forbes Advisor is worth a look.

The takeaway? Experts aren’t expecting a dramatic decline anytime soon.

📊 Fannie Mae forecasts 30-year mortgage rates around 6.4% through the remainder of 2026.
📊 The Mortgage Bankers Association projects rates around 6.5% through the end of the year.
📊 A Reuters poll of housing experts forecasts some gradual improvement, potentially reaching around 6.3% by the fourth quarter.

Meanwhile, the latest Freddie Mac data shows the national average for a 30-year fixed mortgage at 6.66% as of August 27.

So what does that mean if you're hoping to buy a home here in Cleveland County?
👉 Waiting for the “perfect” rate may not necessarily be the best strategy.

Your decision should be based on much more than the headline interest rate — including the price of the home, your down payment, credit profile, loan program, monthly payment and how long you plan to stay in the home.

And remember: the national average you see in the news isn't necessarily yourrate.

Before you decide to buy now, wait or assume you can't afford the payment, let's run the numbers based on your actual situation.

You might have more options than you think.

📲 Bob Webb | Homestar Financial
Reach out and let's talk about what today's market looks like for YOU.

🔗 Read the full Forbes Advisor mortgage forecast below.
https://www.forbes.com/advisor/mortgages/mortgage-interest-rates-forecast/

A new week is a good reminder that change can open the door to something better.Maybe it’s buying your first home. Maybe...
08/31/2026

A new week is a good reminder that change can open the door to something better.

Maybe it’s buying your first home. Maybe your family has outgrown your current space. Maybe it’s time to explore refinancing or simply understand what options are available to you.

Whatever your next chapter looks like, don’t be afraid to explore the possibilities.

Ready to see what your next move could be? Let’s talk. 🔑

✅ Loan Process Tip: Work with an experienced mortgage professional to guide you every step of the way. It makes all the ...
08/28/2026

✅ Loan Process Tip: Work with an experienced mortgage professional to guide you every step of the way. It makes all the difference when it comes to securing the right loan for your needs.

“My credit isn’t perfect, so I probably can’t buy a house.”I hear versions of this more often than you might think.Here’...
08/27/2026

“My credit isn’t perfect, so I probably can’t buy a house.”

I hear versions of this more often than you might think.

Here’s what I want you to know: Don’t disqualify yourself before you’ve had the conversation.

There isn’t one magic credit score that applies to every buyer or every loan program. Your credit, income, debt, down payment and the type of loan you may qualify for all play a role.

Maybe you’re ready to buy now.

Maybe there are a few things we need to work on first.

Either way, knowing where you stand is a whole lot better than assuming homeownership isn’t possible.

Have questions about your credit or what it might take to qualify? Let’s talk. 🏡

📲 Bob Webb | HOMESTAR Financial

🏡 Found the perfect house? Great. But did you get pre-approved FIRST?It’s easy to get excited about scrolling through li...
08/27/2026

🏡 Found the perfect house? Great. But did you get pre-approved FIRST?

It’s easy to get excited about scrolling through listings, scheduling showings and imagining where the furniture will go.

But one of the smartest first steps happens before the house hunt begins: getting pre-approved.

A pre-approval can help you:
🔑 Understand your potential buying power
💰 Set a realistic price range
🏠 Focus your home search
📋 Get a clearer picture of your financing options
⭐ Be better prepared when the right home comes along

You don’t have to have everything figured out before you call me. That’s what I’m here for.

Let’s look at where you are financially and talk about what your next step toward homeownership could be.

📲 Bob Webb | HOMESTAR Financial

Address

824 S Dekalb Street
Shelby, NC
28150

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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