03/12/2026
What does your current insurance policy actually cover?
Many homeowners don’t realize that some important protections aren’t always included in a standard policy. One example is Ordinance or Law Coverage — which helps cover the extra cost of rebuilding your home to meet current building codes after a loss.
Building codes change over time. If your home needs repairs after a claim, you may be required to upgrade parts of the structure to meet today’s standards. Without the right coverage, those costs could come out of pocket.
If you’re not sure whether your policy includes Building Ordinance or Law Coverage, it might be time for a quick review.
We’re always happy to help you understand what your policy really covers.
📞 (586) 326-7700
Farmers Insurance – DePue Agency LLC