Eric Oke - Insurance Agent

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Eric Oke - Insurance Agent Branch Partner - Licensed Independent Insurance Producer @ Michigan Insurance and Financial Services

Michigan Insurance and Financial Services (MIAFS) is an independent insurance agency that represents multiple companies, giving you choice and value at a competitive price. We offer all lines of insurance providing you piece of mind for your vehicles, your home, your business, your toys, protecting your family and the assets that matter most to you. We value your business, and when you become a client of MIAFS, you are eligible to access our full complement of services including but not limited to 24/7 customer service with our insurance carriers, travel and vacation services, financial and retirement planning, and much more.

Another fantastic event proudly sponsored by Michigan Insurance and Financial Services! We love supporting local organi...
06/04/2026



Another fantastic event proudly sponsored by Michigan Insurance and Financial Services! We love supporting local organizations, bringing people together, and investing in the communities we serve. 🎉💙

The RESCUE CHALLENGE 911-Everyday Heroes Needed! Race 2 Rescue 5K Color Run & Walk is on Saturday June 13, 2026.

I can help! 🤝☎️📲 Call or Text 586-710-7613
05/16/2026

I can help! 🤝

☎️📲 Call or Text 586-710-7613

🚨 Insurance rates are getting out of control.

If your renewal shocked you lately… you’re not alone.

The good news? You may have better options than you think. 👊

📩 Message “HELP” for a no-obligation review and let’s see if we can save you money without sacrificing coverage.

Recognition from one of our top carrier partners — truly an awesome honor. 🏆None of it happens without our rock-solid te...
02/26/2026

Recognition from one of our top carrier partners — truly an awesome honor. 🏆

None of it happens without our rock-solid team and the fantastic clients who trust us every day. Grateful for all of you. 🙏🙏

Thank you to our incredible clients for putting your trust in us every single day — your support is the reason we’re able to achieve honors like this. We also want to thank Fremont Insurance for the continued partnership and acknowledgment.

We’re proud of what we’ve built together and excited to keep delivering the service you deserve!

Happy New Year! 🥂 To health and prosperity. 🙏
01/01/2026

Happy New Year! 🥂 To health and prosperity. 🙏

✨ Cheers to a New Year! Wishing you continued growth, new opportunities, and success in the year ahead.

🔍🔍 A quick policy review could uncover real savings 💵 and better protection without cutting corners.
12/19/2025

🔍🔍 A quick policy review could uncover real savings 💵 and better protection without cutting corners.

You might be paying more for home and auto insurance than you need to—and it often comes down to small details that get missed.

🚗 Auto insurance:
• Outdated mileage or commute information
• Missing safe driver, multi-car, or good student discounts
• Vehicles you no longer own still listed on your policy

🏡 Home insurance:
• Incorrect home value or square footage
• Safety features not listed (alarm systems, new roof, updated wiring)
• Bundling opportunities with auto or other policies

A quick policy review can uncover savings, improve your coverage, and make sure you’re not leaving money on the table. Let’s take a few minutes to review your home and auto insurance and see where you could save—without sacrificing protection. 💬

Before the surprise hits — read this. 👇Most people think they’re covered… until a claim proves otherwise.“Full coverage”...
12/09/2025

Before the surprise hits — read this. 👇

Most people think they’re covered… until a claim proves otherwise.

“Full coverage” isn’t always full.

Too many homeowners and drivers find out after a claim that their policy didn’t cover what they thought it would. Most regrets come from a few common misunderstandings:

🚫 “All policies cover the same things.”
Coverage can vary widely between carriers and plans. What’s excluded matters just as much as what’s included.

🚫 “My home value equals my home coverage.”
Your home should be insured based on rebuild cost, not market price—big difference, big risk.

🚫 “Full coverage means I’m fully protected.”
It doesn’t! Gaps for rental cars, liability limits, and deductibles can still leave you paying out of pocket.

🚫 “Bundling doesn’t make a big difference.”
Often it’s the easiest way to save money and simplify your protection.

The truth? The right insurance isn’t just about price—it's about avoiding surprises when you need help the most.

📩 Message me today for a quick, no-pressure review of your home and auto coverage. Let’s make sure you’re protected the way you think you are.

Most families are leaving money on the table without even realizing it. 🏠🚗I just shared a quick breakdown on why bundlin...
12/04/2025

Most families are leaving money on the table without even realizing it. 🏠🚗

I just shared a quick breakdown on why bundling home + auto can unlock major savings, better protection, and way less hassle.

🏠🚗💡 The Power of Bundling: Why You Should Combine Your Insurance Policies

Bundling your home and auto insurance isn’t just convenient—it’s one of the smartest ways to save money and boost your coverage. This guide breaks down why combining your policies can make a big difference for your protection and your wallet:

✔️ Significant savings with multi-policy discounts
✔️ Simplified management—one company, one agent, one bill
✔️ Stronger protection options when policies work together
✔️ Faster claims support with everything handled under one roof
✔️ Customizable coverage built to fit your unique needs

Bundling gives you better value, less hassle, and more peace of mind—all without sacrificing quality coverage.

📩 Want to see how much you could save by bundling your policies? Message me today for a personalized quote!


I just shared a quick breakdown on how to pick the right auto insurance — you’ll want to read this one. ⬇️
12/02/2025

I just shared a quick breakdown on how to pick the right auto insurance — you’ll want to read this one. ⬇️

🚗🛡️ The Essential Guide to Choosing the Right Auto Insurance Coverage

Finding the right auto insurance shouldn’t feel confusing — this guide breaks it down so you can make confident, informed choices. Here’s what you’ll learn:

✔️ How to choose liability limits that truly protect you
✔️ When you need collision and comprehensive coverage
✔️ Why uninsured/underinsured motorist protection is crucial
✔️ How deductibles impact your premium and out-of-pocket costs
✔️ Ways to maximize discounts without reducing coverage

Understanding your options is the first step toward staying protected on every drive.

📩 Need help reviewing your current policy or getting a personalized quote? Message me anytime — I’m here to make insurance simple and stress-free.

“Minimum coverage” might be legal… but it’s rarely enough when real-life accidents happen.
11/21/2025

“Minimum coverage” might be legal… but it’s rarely enough when real-life accidents happen.

“Minimum coverage” might meet the legal requirements — but it rarely protects you when real-life accidents happen.

Many drivers and homeowners discover too late that minimum limits don’t cover medical bills, property damage, lawsuits, or the full cost of rebuilding after a loss.

The right coverage can protect your savings, your home, your vehicle, and your peace of mind.

👉 Let’s review your policy and make sure you’re covered beyond the bare minimum — before you need it.

“Your home 🏡 might cost more to rebuild than your policy is ready for.Worth a quick look 👇”
11/20/2025

“Your home 🏡 might cost more to rebuild than your policy is ready for.

Worth a quick look 👇”

🏠 Why Your Policy’s “Replacement Cost” Might Not Cover Your Home 🚨

Most homeowners assume their insurance will fully rebuild their home after a major loss — but that’s not always true.

Here’s why ⬇️

🔹 Construction costs have risen in recent years (materials, labor, supply shortages).
🔹 Your policy may be based on outdated values if it hasn’t been reviewed recently.
🔹 Market value ≠ replacement cost — your home might cost far more to rebuild than it’s “worth” on paper.
🔹 Additions or upgrades you’ve made may not be included in your current coverage limit.

A gap of even 10–20% could leave you paying tens of thousands out of pocket after a disaster.

💬 Not sure if your coverage is up to date?

I can review your home and auto policies and make sure you’re protected before something happens.

📲 Send me a message — peace of mind is just a quick policy check away.



Address

4501 24 Mile Road Suite C
Shelby Township, MI
48316

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15869138989

Website

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