Wendy Yoskovich - Rate - NMLS 406509

Wendy Yoskovich - Rate - NMLS 406509 VP of Mortgage Lending at Rate. Personal NMLS # 406509. Rate #2611.

With 35+ yrs of experience, I can provide you with personalized guidance & expert advice to help you find the best mortgage solution tailored to your needs.

Could Moving a Bit Further Out Change Everything About Your Budget?Affordability is a real challenge, but it's not an un...
06/10/2026

Could Moving a Bit Further Out Change Everything About Your Budget?

Affordability is a real challenge, but it's not an unsolvable one. The key is being open to places you might not have considered before. A local real estate agent can help you find them.

Ready to find out which areas have the best affordability right now? Reach out today.

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind.

06/10/2026

Whether you’re renovating your home, consolidating finances or planning a big life event, your equity could help make your dreams blossom. Explore your Home Equity Line of Credit (HELOC)* options.

https://myoc.io/hZEZ0C8rh47/l3DQs

NMLS #406509

06/09/2026

There’s so much to love about the NEW Rate App we can’t just pick one. From finding your dream home to personal wellness videos. Download it for FREE.

https://myoc.io/hZEZ0C8rh47/kHySU

NMLS #406509

Knowing the numbers could give you an edge in a competitive market. With home sales reaching a peak in May, more America...
06/09/2026

Knowing the numbers could give you an edge in a competitive market. With home sales reaching a peak in May, more Americans are on the move. Increases in existing-home sales across the Northeast, Midwest and South suggest more homeowners are on solid financial footing.

Understanding the full housing breakdown could help you win your dream home.
https://myoc.io/hZEZ0C8rh47/USYQZ



NMLS #406509

06/09/2026

Say goodbye to subscriptions and ad-filled apps. Say hello to the NEW Rate App. It’s got personal and financial wellness in one place. And it’s FREE.

https://myoc.io/hZEZ0C8rh47/GYVt5

NMLS #406509

06/09/2026

My Top 5 Horror Stories as a Loan Officer

1. “I’m just waiting for rates to get back to 3%.”
Meanwhile, home prices keep rising and the perfect home keeps getting more expensive.
2. Buyer opens a new airplane loan two weeks before closing.
Yes, this actually happens. New debt before closing can change everything.
3. Paying credit card interest while sitting on six figures of home equity.
Sometimes the money you need is already sitting inside your house.
4. “Well, Zillow says my payment will only be $1,800.”
Zillow is not your lender, your tax bill, your insurance quote, or your final payment.
5. “We found the perfect house. Now we should probably get pre-approved.”
At that point, you may already be behind the buyers who came prepared.

NMLS #406509

06/09/2026

Summer Guides for Buying or Selling a Home

Moving this Summer, and not sure where to start? The new Summer Guides for buying or selling a home have your answers. For your free digital copy, let’s connect.

Smaller homes are having a moment.That’s because affordability is tight and, for many buyers, smaller is what fits the b...
06/08/2026

Smaller homes are having a moment.

That’s because affordability is tight and, for many buyers, smaller is what fits the budget. And builders are listening.

Newly built homes have been trending smaller since 2014 – and that’s on purpose.

They're more affordable than larger homes. And many come with built-in community amenities like walking trails, fitness centers, and even co-working spaces, so less space still delivers.

If you've been feeling priced out of bigger homes, a smaller one could fit your budget and your lifestyle. And with brand-new everything, it may not feel like as much of a compromise as you think.

DM me to walk through what's available in our area.

What Rising Inflation Means for Your MoveInflation is still above where the Fed wants it, and that means mortgage rates ...
06/07/2026

What Rising Inflation Means for Your Move

Inflation is still above where the Fed wants it, and that means mortgage rates are likely to stay elevated for a while. But for people who need to move, strategy matters far more than trying to perfectly time the market.

Wondering what this means for your specific situation? Reach out today. Let's cut through the noise together and make a plan that actually works for you.

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.

Because even though you want rates to come down, experts say this latest inflation data could actually set the stage for...
06/06/2026

Because even though you want rates to come down, experts say this latest inflation data could actually set the stage for rates to stay “higher for longer.”

So, what can you do about it? Should you just wait?

My advice is simple. Focus on what you can control.

Even in a market like this, there are things you can do to get the best mortgage rate possible. Because sometimes you need to move no matter what’s happening – and that’s okay.

You just need the right strategy.

Let's talk about what this means for your situation and your timing. Drop a comment below or send over a message.

Because you don’t have to figure it out alone. And there are still ways to move forward.

Address

Shelby Township, MI
48316

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