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Monday 8am - 4pm Tuesday 8am - 4pm Wednesday 8am - 4pm Thursday 8am - 4pm Friday 8am - 12pm

Consumer Credit Counseling Service

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United States
Sheboygan, WI
Consumer Credit Counseling Service

At CCCS we believe financial stability is the cornerstone to a vibrant community. Your assets and debts will be examined and evaluated.

Our dedicated team works tirelessly to help individuals and families achieve financial security, improving their overall quality of life. Budget Counseling
You will meet with a certified credit counselor who will conduct a thorough and confidential analysis of your income and living expenses. A spending plan and possible solutions to your problems will be addressed. There is NO FEE for the counse

ling sessions. Debt Management
If you are unable to make your full payments to all your creditors, a debt management plan maybe for you. We will work with your creditors on your behalf to lower monthly paymments, lower the interest and stop over the limit and late fees. Each month you make only one convenient payment to CCCS for disbursal to your creditors. Education Programs and Seminars
We offer a wide selection of educational programs to the public. Presentations are made to schools, clubs and businesses about all aspects of money management and budgeting. These presentations are easily adapted to all ages, from teens to senior citizens. Checkwise Program
Checkwise is designed for people who have never had a relationship with a financial institution or for those individuals whose pasy problems are making if difficult to open a new account. Call for more information. Bankruptcy Counseling
The Federal Bankruptcy Guidelines require that an individual filing for bankruptcy receive credit counseling from an approved nonprofit budget and credit counseling during a 180 day period preceding the date of filing the bankruptcy petition. Bankruptcy Education
All fliers must complete an approved personal financial management course by an approved educational provider before they can be eligible ro receive a bankruptcy discharge. Housing Education and Counseling
We are approved by HUD and certified through the NFCC to provide housing counseling and education programs for first time home buyers, post purchase homeowners, and individuals facing difficulty with making their mortgage payments.

09/02/2026

🌟 Wednesday Spotlight: Safe Harbor of Sheboygan County 🌟

This week, we’re proud to spotlight Safe Harbor of Sheboygan County, an organization dedicated to supporting and empowering individuals impacted by domestic violence and sexual assault.

Safe Harbor’s mission centers on providing compassionate support and comprehensive services while helping build a community rooted in safety, equity, dignity, and healthy relationships.

Their vision is a safe, inclusive community free from interpersonal violence, where every individual is treated with dignity and respect.

Beyond supporting survivors, Safe Harbor also works to prevent future violence through education, awareness, and challenging societal norms that perpetuate abuse.

We are grateful to have organizations like Safe Harbor in our community, providing critical resources, advocacy, education, and hope to individuals and families throughout Sheboygan County.

08/26/2026

Thank you to everyone who joined us for today's Bank Lunch & Learn.

We enjoyed the opportunity to connect with our local banking partners, share more about Family Service Association - Consumer Credit Counseling and the work we do, while continuing to build relationships within our community.

A special thank you to all of the bank representatives who took the time to attend, learn, ask questions, and connect with us.

We appreciate your continued partnership and support! 💙

08/25/2026

🎨🍕 Join us for a fun-filled Paint & Prime Pizza event! 🍕🎨

The Refuge, a nonprofit transitional living facility in our community, is in need of some extra hands! The building is in need of window scraping and painting at the request of the city, and we’re inviting community members to come together and help make a difference.

Saturday, August 29, 2026
10:00 AM–4:00 PM
The Refuge at Home Inc.
1428 N 9th St.

Come help paint and prime windows, enjoy some pizza, and connect with others who care about building a stronger community.

- All ages and skill levels are welcome!

For more additional information, please refer to the flyer below.

Share this post with anyone who may be interested in lending a helping hand. Together, we can make a meaningful difference! 💪💜

08/18/2026

🏦 Bank & Lender Lunch & Learn is coming up!

We’re excited to bring local banking and lending professionals together to learn more about the financial services and resources available through Consumer Credit Counseling Service, and how we can work together to better serve our community.

Are you a lender or community bank or credit union interested in joining us? We’d love to have you there!

Reach out to our Senior Community Engagement Specialist, Charlotte Mueller, to learn more and reserve your spot!

We’re looking forward to a great afternoon of learning, connection, and collaboration! 🤝

08/14/2026

💸📚 Financial Friday: Back-to-School Budgeting

Back-to-school season is exciting, but it can also come with a whole new set of expenses!

Whether you’re a college student trying to make student loans, a part-time paycheck, and living expenses stretch while navigating life on your own for the first time, or a parent budgeting for school supplies, fees, lunches, sports, and extracurricular activities, we’ve got you covered!

A few places to start:

🎒 Make a list of expected school expenses before you start shopping
💰 Separate needs from wants and set spending limits
🎓 College students: budget monthly for rent, food, transportation, books, and loan funds
🏀 Parents: plan ahead for fees and extracurricular costs that may pop up throughout the year
🛍️ Shop what you already have before buying new

And if you could use a little extra help, stop into Family Service Association’s Consumer Credit Counseling Service for a budgeting session! We’ll sit down with you, look at your current finances, and help identify ways you may be able to free up some money for those upcoming back-to-school expenses.

We know summer isn’t over yet, but this is a great time to set yourself and your kids up for success before the school-year expenses start rolling in. 💚

📞 Call us at 920-458-3784
🌐 Visit cccsonline.org to get in touch with us!

08/13/2026

🏢 Looking for Meeting or Training Space in Sheboygan?

Calling all local nonprofits, businesses, community groups, and organizations!

Family Service Association has meeting space available for rent, a bright, welcoming setting for your next staff training, corporate event, workshop, team meeting, or community gathering.

Our rental space includes:

✨ Bright, welcoming workspaces
☕ A convenient kitchenette
🚻 Private restroom access
🤝 Flexible space for meetings, trainings, and events

Whether you need to get your team out of the office for a training day or are looking for a professional space to bring a group together, we’d love to host you!

Interested in learning more or checking out the space?

📧 [email protected]
📞 920-458-3784

Feel free to share with another local organization that may be looking for a space!

08/12/2026

🌟 Wednesday Spotlight: Sheboygan County Interfaith Organization (SCIO) 🌟

This week, we’re highlighting Sheboygan County Interfaith Organization (SCIO), a longtime local organization focused on dignity, advocacy, collaboration, and improving quality of life throughout Sheboygan County.

SCIO supports families in a variety of ways, including Bridgeway, a transitional living program for mothers with children experiencing homelessness or unstable housing, and Family Pathways, which provides safe, supervised visitation and exchange services for families navigating difficult transitions.

SCIO is also the organization behind the Sheboygan Farmers Market at Fountain Park! 🌽🥕🍅

And you’ll find Family Service Association & Consumer Credit Counseling Service there on Wednesday the 19th, helping start conversations about budgeting, student loans, credit building, homeownership, and overall financial wellness.

We’re grateful for organizations like SCIO that continue connecting people with the support and resources they need. 💚

08/11/2026

🚨 Cryptocurrency & Financial Scams Are on the Rise

Family Service Association and Consumer Credit Counseling Service are members of the FA$T Team (the Financial Abuse Specialist Team) hosted by the Sheboygan County ADRC.

Common scam warning signs include:

• Requests for payment through cryptocurrency, Bitcoin ATMs, gift cards, or wire transfers
• “Guaranteed” investment returns
• Pressure to act immediately or keep a transaction secret
• Someone you met online asking you to invest or send money
• Requests for passwords, verification codes, or banking information

FSA and CCCS work alongside the Sheboygan County ADRC, Sheboygan County Sheriff’s Department, and other community partners to help prevent financial exploitation.

If you believe you’ve been the victim of a scam, report it!

Financial literacy is one of the first steps toward protecting yourself. Know the warning signs, ask questions, and stay vigilant. 💙

08/07/2026

🐾 Tomorrow is International Cat Day! 🐾

Don’t let an impulse decision put your finances in a cat-astrophe! 🐱

With rising costs, even our furry friends have become more expensive to care for. Before bringing home a pet, remember to budget for more than the initial adoption fee. Food, litter, routine veterinary care, vaccinations, medications, supplies, grooming, and unexpected emergencies can all add up quickly.

If you’re thinking about adding a pet to your family, visit us at Consumer Credit Counseling Service for a free budget counseling session! Together, we can explore your options and help make sure your new furry friend has everything they need while keeping your finances on track.

Pets may be priceless, but responsible pet ownership still comes with a price tag. Plan ahead, and remember: adopt, don’t shop! 🐾💚

08/06/2026

We’re hiring!

Family Service Association is currently seeking a Financial Literacy Educator to join our team!

This position is a great fit for someone with a background in education, counseling, finance, or community services who enjoys helping others learn, grow, and feel more confident managing their day-to-day finances.

At FSA/CCCS, you can make a difference in your community, and still make it home for dinner! We offer flexibility, a supportive work environment, and the opportunity to be part of a team that truly cares about the people we serve.

Know someone who may be a great fit? Please share!

For questions or additional information, contact us at 920-783-6854 or email [email protected].

Address

1930 N 8th Street
Sheboygan, WI
53081

Opening Hours

Monday	8am - 4pm
Tuesday	8am - 4pm
Wednesday	8am - 4pm
Thursday	8am - 4pm
Friday	8am - 12pm

Telephone

+19204583784

Website

http://www.cccsonline.org/

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