Consumer Credit Counseling Service

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Consumer Credit Counseling Service At CCCS we believe financial stability is the cornerstone to a vibrant community. Your assets and debts will be examined and evaluated.

Our dedicated team works tirelessly to help individuals and families achieve financial security, improving their overall quality of life. Budget Counseling
You will meet with a certified credit counselor who will conduct a thorough and confidential analysis of your income and living expenses. A spending plan and possible solutions to your problems will be addressed. There is NO FEE for the counseling sessions. Debt Management
If you are unable to make your full payments to all your creditors, a debt management plan maybe for you. We will work with your creditors on your behalf to lower monthly paymments, lower the interest and stop over the limit and late fees. Each month you make only one convenient payment to CCCS for disbursal to your creditors. Education Programs and Seminars
We offer a wide selection of educational programs to the public. Presentations are made to schools, clubs and businesses about all aspects of money management and budgeting. These presentations are easily adapted to all ages, from teens to senior citizens. Checkwise Program
Checkwise is designed for people who have never had a relationship with a financial institution or for those individuals whose pasy problems are making if difficult to open a new account. Call for more information. Bankruptcy Counseling
The Federal Bankruptcy Guidelines require that an individual filing for bankruptcy receive credit counseling from an approved nonprofit budget and credit counseling during a 180 day period preceding the date of filing the bankruptcy petition. Bankruptcy Education
All fliers must complete an approved personal financial management course by an approved educational provider before they can be eligible ro receive a bankruptcy discharge. Housing Education and Counseling
We are approved by HUD and certified through the NFCC to provide housing counseling and education programs for first time home buyers, post purchase homeowners, and individuals facing difficulty with making their mortgage payments.

As the colder months approach, Family Service Association is coming together to help provide warmth, comfort, and essent...
10/12/2026

As the colder months approach, Family Service Association is coming together to help provide warmth, comfort, and essential necessities to individuals and families in need throughout our community.

We're currently collecting blankets, socks, and underwear to help support those who may be facing difficult circumstances.

We believe that even the smallest act of kindness can make a meaningful difference. By coming together, we can help provide comfort, dignity, and care to those who need it most.

Please consider donating or sharing this post to help us spread the word. We appreciate your generosity and continued support!

Drop-Off Location: 1930 N. 8th St., Sheboygan, WI 53081
Drop-Off Hours: 10:00 AM – 3:00 PM
For questions, call 920-458-3784.

Together, we can make our community a warmer and more compassionate place, one donation at a time!

A huge thank you to Raise-Rite!We want to give a special shoutout to Raise-Rite for doing a wonderful job on our sidewal...
10/09/2026

A huge thank you to Raise-Rite!

We want to give a special shoutout to Raise-Rite for doing a wonderful job on our sidewalk here at Family Service Association!

We truly appreciate the time and hard work they put into making our sidewalk safer and more accessible for our staff, clients, and everyone who visits us.

It's the dedication and hard work of local businesses like Raise-Rite that help make our community a better place. We're grateful to be part of a community where we can come together, support one another, and make a positive difference, no matter how big or small!

Thank you again, Raise-Rite, for a job well done and for helping us create a safer, more welcoming space for everyone!

A great day of learning and connection! Members of our team had the opportunity to attend the WGA 2026 Fall Educational ...
10/07/2026

A great day of learning and connection!

Members of our team had the opportunity to attend the WGA 2026 Fall Educational Conference in Amherst, WI! It was a wonderful opportunity to learn, connect with others in the field, and bring back new knowledge and ideas that will help us continue supporting the individuals and families we serve.
We’re grateful for opportunities like these that allow our staff to continue growing professionally while connecting with others who share a commitment to serving our communities.

Thank you to the Wisconsin Guardianship Association for putting together a great educational conference! 😊

Looking for a space for your next meeting, training, or event? Family Service Association has a spacious and welcoming m...
10/05/2026

Looking for a space for your next meeting, training, or event?

Family Service Association has a spacious and welcoming meeting space available for rent right here in Sheboygan!

Our space is perfect for corporate meetings, trainings, workshops, presentations, and other professional gatherings. With a private restroom, kitchenette, and bright, comfortable workspace, you’ll have everything you need to host your group.

- 1009 S. 10th St., Sheboygan, WI 53081
- [email protected]
- 920-458-3784

Contact us today to learn more about availability and renting our space. We’d love to host your next gathering!

We're excited to see our team represented in Leadership That Matters: From Vision to impact, sponsored by the University...
10/02/2026

We're excited to see our team represented in Leadership That Matters: From Vision to impact, sponsored by the University of Wisconsin-Green Bay and Schreiber Foods.
Opportunities like these provide valuable space to learn, connect with other community leaders, and bring new ideas and perspectives back to the work we do every day.
We're looking forward to seeing the growth, connections, and inspiration that come from this experience over the months ahead!

Understanding homelessness is an important step toward creating meaningful change in our community. Homelessness is a co...
09/30/2026

Understanding homelessness is an important step toward creating meaningful change in our community.
Homelessness is a complex issue that can affect individuals and families for many different reasons. By taking the time to learn, listen, and better understand the challenges people face, we can begin to identify ways to support our neighbors and strengthen our community.
We encourage our community to join the Sheboygan County Warming Center for a screening of Beyond the Bridge: A Solution to Homelessness on October 22 at 6:00 PM at the Stefanie H. Weill Center for the Performing Arts.
Change starts with awareness, conversation, and a willingness to work together. ❤️

Sheboygan - this one's for all of us.

Homelessness and housing instability are growing challenges in our community. While many dedicated people and organizations are already working together to support our neighbors, there’s an opportunity to strengthen that coordination and build an even more connected community response.

Because addressing these challenges takes a village - and with everyone’s support, collaboration, and shared commitment, we can do more together.

Join us on October 22nd for a free screening of Beyond the Bridge: A Solution to Homelessness - bringing together city and county government, local nonprofits, businesses, and neighbors to watch, talk, and start building a real, unified plan for Sheboygan.

This isn't just a movie. It's the start of something bigger - and we need YOU in the room.

📅 October 22nd | 📍 Weill Center | 🎟️ Free & open to all

👉 Register for your free seat: https://www.eventbrite.com/e/beyond-the-bridge-a-solution-to-homelessness-film-conversation-tickets-1996102170325?aff=oddtdtcreator

Tag someone who should be there.

🏡 Wednesday Spotlight: Habitat for Humanity Lakeside 🏡This week, we’re highlighting one of our closest nonprofit neighbo...
09/30/2026

🏡 Wednesday Spotlight: Habitat for Humanity Lakeside 🏡

This week, we’re highlighting one of our closest nonprofit neighbors, Habitat for Humanity Lakeside… and we mean literally close. Their office and ReStore are right across the street from us! 💚

Habitat for Humanity Lakeside does incredible work helping individuals and families build strength, stability, and self-reliance through affordable homeownership.

And here’s a fun connection you may not know: when individuals apply for Habitat’s homeownership program, they come through Family Service Association for HUD-approved housing counseling as part of their journey toward becoming successful homeowners.

We love being able to work alongside organizations like Habitat Lakeside that are investing in long-term stability and stronger communities, one household at a time.
Pretty cool neighbors to have, if you ask us! 🏠✨

We had such a great time at Fallooza in Plymouth this past Saturday!Family Service Association was happy to join the fes...
09/29/2026

We had such a great time at Fallooza in Plymouth this past Saturday!

Family Service Association was happy to join the festivities as a vendor and spend the day connecting with members of the Plymouth community. It was wonderful seeing so many families and local nonprofit organizations come together for such a fun fall event!

Thank you to everyone who stopped by our table to say hello, learn more about the services we offer, and spend some time with us. We’re always grateful for opportunities to get out into the community and connect with the people we serve.

Thank you, Plymouth, for having us! We had a wonderful time and look forward to more community events like this in the future.

What a fun and successful Staff Development Day! Our team had a day filled with learning, laughter, connection, and refl...
09/28/2026

What a fun and successful Staff Development Day!
Our team had a day filled with learning, laughter, connection, and reflection. We’re especially grateful to have had Ken King join us and share his time, stories, and the history behind Family Service Association. His humor, passion, and dedication to FSA made the experience even more meaningful and reminded us of the incredible foundation our organization continues to build upon.

Thank you, Ken, for spending the day with us, and thank you to our amazing staff for making Staff Development Day such a success! We left feeling inspired and excited to continue serving our community. ❤️

🎶 FSA at Fallooza! 💚We’re excited to be joining Fallooza Fall Festival & Country Music on Saturday, September 26!Stop by...
09/25/2026

🎶 FSA at Fallooza! 💚

We’re excited to be joining Fallooza Fall Festival & Country Music on Saturday, September 26!

Stop by and visit the Family Service Association team as we share resources and raise awareness about the important connection between mental health and financial wellness.

Financial stress can have a major impact on our emotional well-being, and mental health challenges can make managing money feel even more overwhelming. That’s why conversations around budgeting, credit, financial stability, and access to support are an important part of overall wellness.

We’re looking forward to connecting with our community, sharing resources, and being part of an event dedicated to mental health, addiction recovery, and hope.
Come say hello and learn more about how FSA can support you!

Address

1930 N 8th Street
Sheboygan, WI
53081

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 12pm

Telephone

+19204583784

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