Prairie View Mortgage

Prairie View Mortgage Specializing in Conventional, FHA, VA and USDA, and Non-QM Loans. NMLS ID # 2459111
nmlsconsumeraccess.org
(1)

Missouri Office:
107 W 9th St Suite 200
2nd Floor
Kansas City, MO 64105

State Licenses
FL: MBR6334 KS: MC.0026328

💬 Ask a Loan Officer 🛑 “Why does underwriting ask for things I already submitted?”This question comes up often, and it’s...
08/28/2026

💬 Ask a Loan Officer 🛑 “Why does underwriting ask for things I already submitted?”

This question comes up often, and it’s a fair one.

Underwriting isn’t about distrust. It’s about verification and consistency. Sometimes documents are re-requested because:

🔍 Details need clarification
📄 Information must match across multiple sources
🧩 Regulations require updated or specific formats

While it can feel repetitive, these steps are designed to protect the loan and ensure everything is accurate before closing.

Asking questions during this phase is always encouraged.

Contact us: https://pvmtg.com/

🏡 Nationwide Expertise, Midwest Values, Local Heart
📞 (913) 706-8837 | ✉️ [email protected] | 🌐 pvmtg.com
NMLS ID # 2459111 (nmlsconsumeraccess.org)

🌾 The Farmer’s House 🤝 We believe part of our responsibility as a local business is to use our platform to elevate organ...
08/27/2026

🌾 The Farmer’s House 🤝 We believe part of our responsibility as a local business is to use our platform to elevate organizations that help individuals and families move toward stability and independence.
That’s why we want to tell you about The Farmer’s House.

The Farmer’s House is a dynamic non-profit organization with a mission to empower youth and adults with intellectual and developmental disabilities. The Farmer's House provides resources, guidance, and transitional support to help people take meaningful steps toward long-term self-sufficiency.

🌱 Their approach includes:

Meeting immediate needs
Creating pathways forward
Supporting growth with dignity

🏠 We believe empowering solutions like this are worth sharing with our community.

🔗 Learn more: https://thefarmershouse.org

🏡 Nationwide Expertise, Midwest Values, Local Heart
📞 (913) 706-8837 | ✉️ [email protected] | 🌐 pvmtg.com
NMLS ID # 2459111 (nmlsconsumeraccess.org)

There is nothing better than helping people find their way home — and these clients made that possible by trusting Prair...
08/26/2026

There is nothing better than helping people find their way home — and these clients made that possible by trusting Prairie View Mortgage every step of the way.

Closings with Loan Officer Ismael Solis:

🏡 Rodolfo | Purchase | Hurst, TX
🏡 John & Jennifer | Purchase | Terrell, TX

Every closing represents more than a transaction — it's a family finding their place to call home. We are honored to be part of that journey.

Thinking about buying a home? Reach out to our team today and let's start the conversation. 🏡

LINK IN BIO: linktr.ee/prairieviewmortgage

🏡 Nationwide Expertise, Midwest Values, Local Heart
📞 (913) 706-8837 | ✉️ [email protected] | 🌐 pvmtg.com
NMLS ID # 2459111 (nmlsconsumeraccess.org)

08/25/2026

🔎 Got questions about fixed-rate mortgages? Let’s break them down:

➡️ What are mortgage points?
Mortgage points let you prepay interest to lower your rate. For example, paying 1 point (1% of your loan) upfront reduces your monthly payment and saves you money over time 💵.

➡️ How can I improve my credit score to qualify for a better mortgage?
Boost your score by paying bills on time ⏰, reducing credit card balances 💳, and avoiding new credit applications 🚫.

➡️ What’s the difference between pre-qualified and pre-approved?
Pre-qualification gives a rough idea of how much you can borrow. Pre-approval is more thorough, giving you an edge when making offers 🏷️.

💬 Have more questions? Drop them in the comments or reach out directly—We're here to help!

FIXED-RATE HOME LOANS: pvmtg.com/fixed-rate-mortgage/

🏡 Nationwide Expertise, Midwest Values, Local Heart
📞 (913) 706-8837 | ✉️ [email protected] | 🌐 pvmtg.com
NMLS ID # 2459111 (nmlsconsumeraccess.org)

🏡 At Prairie View Mortgage, our mission is all about genuine care for our clients. From the first inquiry to the final s...
08/24/2026

🏡 At Prairie View Mortgage, our mission is all about genuine care for our clients. From the first inquiry to the final signature on closing day, we are here to empower you with education, support, and service that goes above and beyond.

🔹 We believe in building trust through clear communication, leveraging our expertise, and keeping the human connection at the center of everything we do.

📝 Whether you're a first-time buyer or a seasoned homeowner, we're committed to being more than just a mortgage lender—we’re your trusted partner on the homebuying journey.

Contact us: https://pvmtg.com/

🏡 Nationwide Expertise, Midwest Values, Local Heart
📞 (913) 706-8837 | ✉️ [email protected] | 🌐 pvmtg.com
NMLS ID # 2459111 (nmlsconsumeraccess.org)

🏡 The mortgage process doesn’t have to feel overwhelming.At Prairie View Mortgage, we believe clear communication, prepa...
08/22/2026

🏡 The mortgage process doesn’t have to feel overwhelming.

At Prairie View Mortgage, we believe clear communication, preparation, and responsiveness can make the experience feel far more manageable from start to finish.

💬 “Andy made the process easy and pain-free!”
— Rapheal Prevot

🤝 Sometimes the simplest reviews say the most.

Great work, Andy, on creating a smooth experience, and thank you, Rapheal, for trusting Prairie View Mortgage.

Contact Us: https://pvmtg.com/

🏡 Nationwide Expertise, Midwest Values, Local Heart
📞 (913) 706-8837 | ✉️ [email protected] | 🌐 pvmtg.com
NMLS ID # 2459111 (nmlsconsumeraccess.org)

💬 Ask a Loan Officer 🛑 “What money do I need besides the down payment?”This is one of the most important questions buyer...
08/21/2026

💬 Ask a Loan Officer 🛑 “What money do I need besides the down payment?”

This is one of the most important questions buyers forget to ask.

The down payment is only one part of the picture. Buyers also need to plan for:

📄 Closing costs

🏦 Prepaid items like taxes and insurance

🧰 Moving costs or initial home expenses

Understanding these upfront prevents surprises and helps buyers feel prepared instead of stretched.

Clear expectations make for calmer closings.

Contact us: https://pvmtg.com/

🏡 Nationwide Expertise, Midwest Values, Local Heart
📞 (913) 706-8837 | ✉️ [email protected] | 🌐 pvmtg.com
NMLS ID # 2459111 (nmlsconsumeraccess.org)

At Prairie View Mortgage, communication isn't an afterthought — it's the foundation.Co-founder Payam Honargohar makes it...
08/19/2026

At Prairie View Mortgage, communication isn't an afterthought — it's the foundation.

Co-founder Payam Honargohar makes it a priority to keep everyone in the loop throughout every transaction — clients, partners, and listing agents alike. Because a smooth closing isn't just good for the buyer, it's good for everyone at the table.

That commitment recently earned some feedback that stopped him in his tracks:

"This has been excellent loan servicing and communication. I'm very impressed. I'm always a little bit worried when I've never heard of the lender — but now I'm going to be putting you on my approved lender favorite list."

That's the Prairie View Mortgage difference. Every file, every time.

If you're a real estate agent looking for a lending partner who will communicate, show up, and make your job easier — Payam and the team would love to connect. 🏡

Contact us: https://pvmtg.com/

🏡 Nationwide Expertise, Midwest Values, Local Heart
📞 (913) 706-8837 | ✉️ [email protected] | 🌐 pvmtg.com
NMLS ID # 2459111 (nmlsconsumeraccess.org)

08/18/2026

Is Now the Right Time to Refinance Your Mortgage?

If you've had your home loan for a few years — or even just a couple — refinancing may be worth a conversation. A lot changes over time. Your credit score improves. Your financial goals shift. Interest rates move. And what made sense when you first closed may not be the best fit for where you are today.

So what exactly is refinancing? Simply put, it's replacing your current mortgage with a new one — ideally with better terms.

Here's what refinancing can help you accomplish:

✅ Lower your interest rate — If rates have dropped since you closed, refinancing could reduce your monthly payment significantly.

✅ Reduce your loan term — Switching from a 30-year to a 15-year mortgage could save you thousands in interest over the life of the loan.

✅ Lower your monthly payment — Extending your term or securing a better rate can free up cash in your monthly budget.

✅ Tap into your home's equity — A cash-out refinance allows you to access the equity you've built and put it toward home improvements, debt consolidation, or other financial goals.

✅ Remove mortgage insurance — If your home's value has increased and you've built enough equity, refinancing may allow you to eliminate your mortgage insurance premium.

Refinancing isn't the right move for everyone — and the timing matters. That's why the conversation is just as important as the decision.

At Prairie View Mortgage, we walk you through the full picture: what you stand to gain, what it costs to get there, and whether the numbers actually make sense for your situation. No pressure. Just honest guidance.

Ready to explore your options? Start the conversation at pvmtg.com/refinance-mortgage/ 🏡

🏡 Nationwide Expertise, Midwest Values, Local Heart
📞 (913) 706-8837 | ✉️ [email protected] | 🌐 pvmtg.com
NMLS ID # 2459111 (nmlsconsumeraccess.org)

🏠 At Prairie View Mortgage, challenges don't slow us down—they motivate us to act! 💪 When issues arise, we don’t go dark...
08/17/2026

🏠 At Prairie View Mortgage, challenges don't slow us down—they motivate us to act! 💪 When issues arise, we don’t go dark. 🔹 Whether it's unexpected documentation needs, last-minute appraisal issues, or tight deadlines, our proactive approach ensures we tackle these challenges head-on.

🔑 Open communication is key—we work closely with our clients to find solutions, keeping them informed every step of the way.
🔹 With our TBD ("To be Determined") full underwriting approval, we can issue a Commitment Letter for greater certainty than standard pre-approval, giving clients a competitive edge in the market. (This is a step above Pre-Approval).
🔹 Our clients enjoy quicker closings, sometimes within 10 days! 💰

LINK IN BIO: linktr.ee/prairieviewmortgage

🏡 Nationwide Expertise, Midwest Values, Local Heart
📞 (913) 706-8837 | ✉️ [email protected] | 🌐 pvmtg.com
NMLS ID # 2459111 (nmlsconsumeraccess.org)

Address

11005 W 60th Street #360
Shawnee, KS
66203

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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