The Kaetzel Agency

06/30/2026

If you own a small or medium-sized business, you’ve probably heard the term “Business Owner’s Policy” or BOP. It’s one of the most common types of commercial insurance, but many business owners aren’t sure exactly what it includes — or whether it’s the right fit for their needs. Here’s a clear breakdown.

https://www.kaetzelagency.com/article/what-is-a-business-owners-policy-bop-and-is-it-right-for-your-business/

05/06/2026

Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The roof’s condition can affect your insurance, including premium rates and whether a carrier will insure your home. Insurers consider your roof’s age, condition, material, and local weather when deciding coverage. https://www.kaetzelagency.com/article/does-your-roof-affect-homeowners-insurance-rates/?fbclid=IwY2xjawRoS09leHRuA2FlbQIxMABicmlkETFPWTNRUXZKZGJFNnZKMkhyc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHmUILRHRz7z__zkqPxlDXiEk1JBvseDdz2XlMue5Sk8IT3ogWWRicU06VTdi_aem_KmIbspu9qZN50p_inSONMQ

03/04/2026

Whether starting a new venture or reassessing your existing policies, the right insurance can provide peace of mind and financial security. If you would like to know more about protecting your business, our experienced insurance agents are ready to help. Call today at (301) 432-8616 to get started.
https://www.kaetzelagency.com/article/6-questions-to-ask-your-business-insurance-agent/

01/21/2026

https://www.kaetzelagency.com/article/how-to-prepare-your-home-for-winter-storms/

During the winter months, the weather can get pretty grim. Freezing icy conditions, blizzards, torrential rain, and wind events can test any structure...

11/24/2025

https://www.kaetzelagency.com/article/5-holiday-retail-risks-to-avoid/
How to protect yourself this holiday season.

11/18/2025

https://www.kaetzelagency.com/article/guide-to-llc-insurance-for-small-businesses/

Many small business owners choose to operate as limited liability companies (LLCs) for the liability protection they offer. While registering as an LL...

09/05/2025

https://www.tributearchive.com/obituaries/45071007/jerry-knipe-pap-kaetzel-sr

View Jerry Knipe "Pap" Kaetzel, Sr.'s complete obituary, share memories, and explore heartfelt tribute posts from the community.

08/27/2025

Call us for your farm coverage.

Did you know Brethren Mutual is recognized as a leader in farm insurance? In fact, the Company is the largest farm carrier in Maryland. We’re proud to protect farms across Maryland, Pennsylvania, Virginia, and Delaware with our comprehensive Farm Package Policy.

Visit bmic.com to find a Brethren agent near you for a quote!

08/13/2025

https://www.kaetzelagency.com/article/tips-for-getting-lower-personal-insurance-rates/

Insurance is vital to protecting the value of your home, car, and other personal assets. That doesn’t mean that the premiums should break the bank! Wh...

07/13/2025

Enjoying our co****le boards!