Zodiac Insurance Services LLC.

11/05/2026

Knowing how to use AI is quickly becoming an expectation. Knowing how to think critically still comes first.

World CIO Michael Corrigan recently spoke with TechTarget about what AI fluency really means, how expectations for IT talent are changing and why the fundamentals still matter.

Read the full conversation: https://hubs.la/Q04D5RnF0

11/05/2026

💙 This National Family Caregivers Month, it’s worth remembering that caregiving doesn’t stop when the workday starts.

About 1 in 4 U.S. adults were family caregivers in 2025.

In the workplace, caregiving can take many forms, from helping an aging parent to supporting a spouse undergoing treatment or caring for a child with a disability.

For employers, creating a supportive workplace starts with recognizing that employees may be balancing responsibilities we don’t always see.

This month, we recognize those balancing work, family and care.

11/04/2026

Product liability coverage and product recall coverage aren’t the same thing.

That distinction can matter for cannabis businesses.

If product testing identifies a compliance issue, the consequences could extend beyond compliance: a recall, lost inventory and an interruption to normal operations.

Beyond product recalls, other potential coverage gaps also deserve a closer look.

In our latest article, Edson Twal breaks down six potential cannabis insurance coverage gaps business owners should have on their radar.

🔗 Read more: https://hubs.la/Q04CPB1z0

11/03/2026

🏗️Your construction project may look very different today than it did when it started. Has your coverage kept pace with those changes?

A quick mid-project check can help uncover changes that may otherwise be easy to miss:

✓ Have project values changed?
✓ Do Builders’ Risk limits still reflect current replacement costs?
✓ Have change orders or delays changed the project’s financial profile?
✓ Does the contract address weather delays and material price increases?
✓ Is everyone clear on how risk is allocated if conditions change?

Projects evolve. Your risk-management strategy should keep pace.

11/02/2026

What do California’s changing insurance market and flying cars have in common?

Both show how a changing risk landscape can create new questions, and why informed guidance matters.

Shannon Stamps, Western Division Leader at World Insurance Associates, recently weighed in on both.

For InsuranceNewsNet, she discussed why clients navigating California’s challenging insurance market need more than information. They need clear advice, context and help understanding their options.

For Moneywise.com, she looked ahead to a very different challenge: how insurance could respond when a vehicle can both drive and fly, and where coverage could fall between traditional auto and aviation policies.

Different risks. Same need for informed guidance.

🔗 https://hubs.la/Q04CtQj70

🔗 https://hubs.la/Q04CtPQR0

11/02/2026

🌧️ Heavy rain has a way of revealing small problems quickly.

For California landscape contractors, clogged drainage, vulnerable slopes, unstable trees or equipment stored in low-lying areas can become much bigger concerns when severe weather arrives.

Preparing now can help protect crews, equipment, job sites and clients’ properties.

Natalie Balyasny shares steps landscape contractors can take before the rain arrives: https://hubs.la/Q04CjR4Z0

11/01/2026

⏰ Turning back the clocks changes more than the time.

Earlier sunsets can change the conditions employees encounter while driving, working outdoors or walking through parking areas.

As Daylight Saving Time ends, it’s a good time for businesses to take another look at:

🚗 Driving and vehicle safety
💡 Exterior and parking-area lighting
🔦 Visibility for employees working outdoors
❄️ Vehicle preparedness as colder weather approaches

A simple seasonal safety review can help identify risks that may be easier to overlook as daylight hours change.

10/31/2026

🎃 Top Halloween Risks According to Our Experts:

1️⃣ Eating all the candy before the trick-or-treaters arrive
2️⃣ Forgetting to save yourself your favorite candy
3️⃣ Letting your dog wear the costume longer than you planned

We're not sure insurance can help with those... but we're happy to help with the rest.

🎃 Happy Halloween from World!

10/30/2026

✅ How confident are you in your employee benefits compliance strategy?

From ACA affordability requirements and required notices to COBRA administration and employee data security, there are several areas employers should keep on their radar.

In our latest article, Patricia Cimmino highlights key compliance areas employers should consider reviewing.

📖 Read the full article:

Consider this your ultimate checklist for employee benefits compliance to ensure your plan meets all federal, state, and local laws and regulations.

10/29/2026

Now that’s what we call a winning round. 💙

The trophies have been awarded, but the biggest win from this year’s World Invitational is the impact still to come.

Congratulations to our winning teams:

🥇 JR Fasy, CRC Group, and Chris Walling, World, will direct $20,000 to The Michael J. Fox Foundation for Parkinson's Research.

🥈 Dave McTernan, Norfolk & Dedham Group, and Frank Purdue, World, will direct $10,000 to Boys & Girls Clubs of Union County.

Great golf brought us together. Giving back makes the win mean even more.

06/28/2022

Summer festivals are heating up! Owning an axe-throwing business is exciting. However, there are inherent risks with blades being thrown around. We offer one of the industry's top policies with a $1,000,000 per person limit and are compliant with all state regulations. Our product for mobile units is designed and priced to be best of class. We have dedicated experts who can answer your questions and provide a quote for a quality axe-throwing insurance policy.

For your protection and peace of mind, speak to an expert today.
https://hubs.la/Q01f0qBX0

06/21/2022

You worked tirelessly to create the perfect experience. The only thing you are missing are friendly and engaging individuals to create lasting, memorable experiences. If your customers can connect to and enjoy the interaction with your staff, they will keep coming back! Hiring the right people who keep people safe and make them feel safe will ensure a once-in-a-lifetime experience for your customers.

Staffing is everyone’s biggest challenge right now, next to gasoline, fuel costs, and inflation. Still, it is always worth the effort to train and reward people who understand that safety matters, paperwork matters, appearances matter, and rules matter. So much to do in so little time, but staffing often stands between the owner problems that take over or get handed off before they happen. The right people are always worth keeping, and the wrong people are always worth letting go of.

05/10/2022

The entertainment industry has certainly had a rough couple of years, so much that some of their business partners even closed their doors. Zodiac has been fortunate to not only weather the storm, but to also come back stronger than ever.

In late 2021, we joined World Insurance Associates and as a result gained greater power in the marketplace and expanded our capabilities in property, workers' compensation, and vehicle coverage. While we may look a little different, we are the same company. We are recommitting ourselves to helping you, listening to your needs, and better serving you.
We welcome any questions you may have.

Thank you all for riding along on this journey with us. We will have more news to share in the coming weeks and months, so stay tuned!

05/13/2020

See what the hype is about and why people are signing up for the latest news in the entertainment industry! Zodiac Insurance combs for what’s relevant to you. Why? Because we understand the value of keeping you informed so in turn you can focus on resuming your business: http:/eepurl.com/gRZ7sL.

Zodiac Insurance Services LLC Email Forms

05/05/2020

As we prepare to re-open:
We are recommending an addition to waivers & rental agreements as well as possibly some signage per below:

“Participant/renter expressly agrees to abide by all temporary regulations issued by state, local or federal authorities relative Covid 19, social distancing and mandatory face covering. Use of any equipment in a manner and/or conduct that runs contrary to any regulation is forbidden by (name of your company) and disavowed by and their insurers”________(initial)

Feel free to run this past your lawyers or advisors, but please do act. This new compliance is critical to your survival and it is an area where insurance does not typically step in.

04/27/2020

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Zodiac Insurance Services LLC Email Forms

04/16/2020

ATTENTION Event Entertainment Owners- Zodiac Insurance President David Wash will be LIVE on FB Wednesday April 22nd at 3pm ET. We invite you to join us! Message me with any questions you may have (regardless of if you are our clients or not) and they will be answered in the Q & A. See you soon!

04/16/2020

''Many of you have called with questions about premium finance agreements during the crisis and when we are allowed to go back to work in various states. We are working hard to stay informed throughout this crisis. Please feel free to email Tom in our accounting department at [email protected] and ask for a call back. We will certainly reach out to try and help EVERYONE whether you are our clients or not, and provide you with the best information that we have. We do ask for your patience, but we will get back to everyone.’’-David Wash, President of Zodiac Insurance Services, LLC