Maxwell Forsman Investments

04/02/2026

April is National FINANCIAL LITERACY Month!

WHAT does this mean and WHY is it important?

We all have choices on how to SPEND OR SAVE the money we earn.
Do you use credit credit cards as part of your spending?
What are the financial impacts for yourself now and into your future?

Don't just get by, WE WANT YOU TO THRIVE!
We are here to help, it is what we do!

WE ARE HERE TO HELP YOU PLAN AND PREPARE.
Your Financial Point of Light,
Danielle and Dave
856-582-3500
Danielle Forsman, CFP®
David Maxwell, CEBS®, AAMS®
https://www.maxwellforsman.com/

This material is for general information only and is not intended to provide specific advice or recommendations for any individual.

03/26/2026

Completing the FREE application for Federal Student Aid (FAFSA) form allows you to be considered for federal student aid.

The FAFSA Federal Deadlines:
The FAFSA form must be submitted by 11:59 p.m. Central time (CT) on June 30, 2026. Any corrections or updates must be submitted by 11:59 p.m. CT on Sept. 12, 2026. Each state has its own deadline.

For New Jersey Residents Deadlines:
2026–27 Tuition Aid Grant Recipients, Submit your application by April 15, 2026, by midnight Central time (CT).

All other applicants for the Fall and Spring Terms 2026-27, submit your application by Sept. 15, 2026, by midnight CT. All other applicants for Spring Term ONLY, submit your application by Feb. 15, 2026, by midnight CT.

What is financial aid?
Financial aid is money given by colleges and federal and state governments to help students pay for college or graduate school.

You can also estimate your federal student aid eligibility by completing the Expected Family Contribution (EFC).

For more information or to get started , visit:
https://studentaid.gov/h/apply-for-aid/fafsa

WE ARE HERE TO HELP YOU PLAN AND PREPARE.
Your Financial Point of Light,
Dave and Danielle
856-582-3500
https://www.maxwellforsman.com
David Maxwell, CEBS®, AAMS®
Danielle Forsman, CFP®

This material is for general information only and is not intended to provide specific advice or recommendations for any individual.

03/24/2026

Continuing Credit Education Month,
We would like to give you 7 STEPS to INCREASE Your CREDIT SCORE!
1.) REVIEW YOUR CREDIT REPORT (AT LEAST ANNUALLY)
2.) DISPUTE CREDIT REPORT ERRORS
3.) PROTECT CREDIT SCORE
4.) APPLY FOR NEW CREDIT SPARINGLY
5.) DO NOT CLOSE UNUSED CREDIT CARD ACCOUNTS
6.) MAKE PAYMENTS THROUGHOUT THE MONTH
7.) ASK FOR HIGHER CREDIT LIMITS

Check out our blog for more information: https://www.maxwellforsman.com/blog/credit-education-steps-improve-your-credit-score

We are always here as your financial point of light.
Give us a call and let us know how we can HELP YOU!
Danielle and Dave
856-582-3500
LPL Financial Advisors
Danielle Forsman, CFP®
David Maxwell, CEBS®, AAMS®
https://www.maxwellforsman.com

This material is for general information only and is not intended to provide specific advice or recommendations for any individual.

03/20/2026

Happy First Day of Spring!

Spring is here! The flowers are already starting to bloom and the trees are budding.

Are you already thinking about what you would like to do – the trips you could take, that new look for your yard or your garden, a day at the beach, or on a boat, or on a golf course.

We're here to help you save and plan for the small events too!

Spring is all about new possibilities!

Your Neighborhood Financial Point of Light,
Dave and Danielle
LPL Financial Advisors
David Maxwell, CEBS®, AAMS®
Danielle Forsman, CFP®
Give us a call (856) 582-3500
or contact us: https://www.maxwellforsman.com/contact

03/19/2026

A More Flexible Way to Think About Retirement

Many retirement plans are built on a quiet assumption: that spending stays roughly the same from year one to year thirty.It sounds reasonable. But research suggests it's not how retirement actually works — and planning around that assumption might create more anxiety than it prevents.

03/19/2026

We're Celebrating Our Clients TODAY!
Happy Client's Day!

Our clients mean the world to us and are the reason we do what we do!

To our current and future clients, THANK YOU!

Your Neighborhood Financial Point of Light,
Dave, Danielle, Lisa & Holly
Maxwell Forsman Investment Services Inc.
David Maxwell, CEBS®, AAMS®
Danielle Forsman, CFP®
Give us a call (856) 582-3500
or contact us: https://www.maxwellforsman.com/contact

03/17/2026

Happy St Patrick's Day from your friends at Maxwell Forsman Investments!

In our field, we don't consider "luck" to be part of planning for your future!
We go great lengths to help you plan and prepare for your future by doing the work today to get you there!

Your Neighborhood Financial Point of Light,
Your Financial Point of Light,
Danielle and Dave
856-582-3500
https://www.maxwellforsman.com/
Danielle Forsman, CFP®
David Maxwell, CEBS®, AAMS®

This material is for general information only and is not intended to provide specific advice or recommendations for any individual.

03/12/2026

March is Credit Education Month!
We are here to help you make sense of your credit score!

For 7 STEPS to INCREASE Your CREDIT SCORE see the link below!

Your credit score is a three-digit assessment of your credit worthiness that has the potential to impact your financial health.

Why is a VERY GOOD Credit Score IMPORTANT?
Credit score is used by lenders and credit companies that are considering doing business with you to determine how trustworthy a borrower or renter you will be.

Your credit score is determined by 5 factors:
+ Payment History
+ Credit Usage
+ Age of Credit Accounts
+ Credit Mix
+ New Credit Inquires

Raising your credit score takes time but will save you money in the long run!

7 STEPS to INCREASE Your CREDIT SCORE:
https://www.maxwellforsman.com/blog/credit-education-steps-improve-your-credit-score

WE ARE HERE TO HELP YOU PLAN AND PREPARE.
Your Financial Point of Light,
Danielle and Dave
856-582-3500
https://www.maxwellforsman.com/
Danielle Forsman, CFP®
David Maxwell, CEBS®, AAMS®



This material is for general information only and is not intended to provide specific advice or recommendations for any individual.

03/10/2026

March is Developmental Disabilities Awareness Month!

Special Needs Planning requires special care to protect those who need additional overall care.
This can be done through:
- Life Insurance
- ABLE Plans
- Wills
- Guardianships
- Custodianships
- Special Needs Trusts

Check out our Special Needs Planning Page here:
https://www.maxwellforsman.com/special-needs-planning

We are here to help you plan and prepare for life's unexpected and expected situations!
Give us a call!
Dave and Danielle,
Your Financial Point of Light!
856-582-3500
David Maxwell, CEBS®, AAMS®
Danielle Forsman, CFP®
https://www.maxwellforsman.com/



This material is for general information only and is not intended to provide specific advice or recommendations for any individual.

03/08/2026

We are Celebrating INTERNATIONAL WOMAN'S DAY 2026!

Women carry many roles in life, I am sharing mine...

I am mom to a daughter who was born with an ultra-rare disease called Alpha-Mannosidosis. She received a bone marrow transplant in 2003 to stop the disease in its tracks and is currently living a healthy life of a 26 year old!

I serve as Treasurer, an officer and board member for ISMRD, the international advocate for glycoprotein storage diseases.
For more information on ISMRD's please visit site:
https://www.ismrd.org/

I am a licensed Financial Advisor, a CERTIFIED FINANCIAL PLANNER™ and Managing Partner of Maxwell Forsman Investment Services Inc, a financial investment firm in Washington Township, NJ.

My passion is helping others achieve quality of life, sharing the blessings through struggles that we can accomplish!

We are a financial point of light.
Please contact us at (856) 582-3500 with any questions!
https://www.maxwellforsman.com/
Danielle Forsman, CFP®
David Maxwell, CEBS®, AAMS®

03/06/2026

Take a moment, give thanks, and be aware, today is World Day of Prayer!

We are here to help you plan and prepare for life's unexpected and expected situations!
For our resources: https://www.maxwellforsman.com/

Give us a call!
Dave and Danielle,
Your Financial Point of Light!
856-582-3500
David Maxwell, CEBS®, AAMS®
Danielle Forsman, CFP®



This material is for general information only and is not intended to provide specific advice or recommendations for any individual.