Suhr & Lichty Insurance Agency

08/26/2026

🌾 Important Crop Insurance Payment Update

On August 5, the USDA Risk Management Agency (RMA) announced temporary payment flexibility to help farmers and ranchers facing difficult economic conditions.

For federal crop insurance policies with premium billing dates between July 1 and September 30, 2026, Approved Insurance Providers may:

✅ Allow up to 60 additional days to pay premiums and administrative fees
✅ Waive interest during the extension period
✅ Extend certain Written Payment Agreement payments due during that same period

Interest will begin accruing after the additional period ends or when the policy reaches its termination date—whichever occurs first. Your insurance company will provide details about how this flexibility applies to your policy.

⚠️ Important: This federal interest deferral does not extend the Nebraska crop hail cash-discount deadline.

To qualify for the Nebraska crop hail cash discount, your premium must be paid online or postmarked by August 30. A postmark on the next business day will not qualify for the discount.

💻 RCIS policyholders can make an online payment at:
https://www.rcis.com

Please contact Suhr & Lichty Insurance Agency if you need assistance making your payment or have questions about your premium.

Read the official RMA announcement:
https://www.rma.usda.gov/policy-procedure/bulletins-memos/managers-bulletin/mgr-26-009-deferral-interest-charges

📞 Don’t let the interest extension cause you to miss the cash discount—those are two different deadlines! Crop InsuranceNebraska Farmer's Crop Insurance Solutions

08/21/2026

Every third Friday in August, it’s wear a Hawaiian shirt to work day

08/19/2026

Mark Suhr and Thomas Suhr are in Nebraska City today for the 2026 Pro Farmer Crop Tour, getting a firsthand look at crop conditions across Nebraska and learning what the numbers are telling us about this year’s crop.

The Nebraska tour is showing some challenges compared with recent years. The current corn yield estimate is 163.61 bu./acre, down 8.85% from 2025 and 5.60% below the 3-year average. Ear counts are especially notable — the lowest we’ve had in Nebraska since 2013 — and grain length is also below last year’s numbers.

On soybeans, the tour is estimating 1,219.62 pods per 3’ x 3’ area, down 9.54% from 2025, although that is essentially in line with the 3-year average. Soybean moisture is also higher than recent years.

08/12/2026

🌽 Protect More Than Your Yield—Protect Your Margin!

Higher input costs, price changes and area-level production losses can quickly reduce your farm’s operating margin. RCIS Margin Protection is an area-based crop insurance plan designed to help protect against unexpected decreases in margin caused by:

✅ Area-level production losses
✅ Price declines or increases
✅ Rising input costs
✅ A combination of these factors

Coverage levels range from 70% to 95% and may be purchased alone or alongside certain Yield Protection or Revenue Protection policies.

📅 Sales closing date for corn, soybeans and spring wheat: September 30

Availability varies by crop, state and county. Let’s review your operation and determine whether Margin Protection deserves a place in your risk-management plan.

📞 Call Suhr & Lichty Insurance Agency at 402-643-2911.

08/04/2026

07/24/2026

Life Insurance Has Never Been Easier!

Buying life insurance doesn't have to be confusing, time-consuming, or stressful.

With the Suhr & Lichty Insurance Agency online life insurance platform, you can compare quotes from multiple highly rated life insurance companies in just seconds—all from the comfort of your home.

🌐 Get Your FREE Quote Today:
https://www.suhrlichty.com/life

In this video, you'll learn:

✅ Why life insurance is one of the most important financial decisions you'll ever make
✅ Why buying life insurance while you're younger and healthier can save you money
✅ How to compare quotes from multiple insurance companies in one place
✅ How to choose the coverage that's right for your family and budget
✅ How many applicants can complete an online application in just minutes
✅ How some applicants may even qualify for accelerated underwriting or an instant decision

Whether you're protecting your spouse, children, mortgage, business, or planning for your family's future, finding the right life insurance has never been more convenient.

Why Choose Suhr & Lichty?

✔ Compare multiple top-rated life insurance companies
✔ Free, no-obligation quotes in seconds
✔ Easy online application
✔ Expert guidance when you need it
✔ Local service backed by trusted national carriers

Don't wait until life changes—or your health changes.

The best time to explore your life insurance options is today.

Start Your Free Quote Now

👉 https://www.suhrlichty.com/life

Questions? Contact Suhr & Lichty Insurance Agency. We're here to help you protect what matters most.

👍 Like this video if you found it helpful.
🔔 Subscribe for more videos about life insurance, Medicare, retirement planning, and protecting your financial future.
💬 Have questions? Leave them in the comments—we're happy to help!

Important Disclosure

Life insurance policies are issued by individual insurance companies and are subject to underwriting approval. Rates, policy features, benefits, exclusions, and availability vary by carrier and state. Quotes are estimates based on the information provided and are not guarantees of coverage or premium. Accelerated underwriting, instant decisions, no-exam options, and immediate coverage are available only for applicants who meet the participating insurer's eligibility requirements. Some applications may require additional underwriting, including medical records, interviews, or a medical exam. Coverage does not become effective until approved by the issuing insurance company and all policy requirements have been satisfied. Do not cancel any existing life insurance coverage until your new policy has been issued and is in force. This is an insurance solicitation, and a licensed insurance agent may contact you.



https://youtu.be/rhytKC37XvY?si=NcbMMBougROdVswp

Life Insurance Has Never Been Easier!Buying life insurance doesn'...

07/22/2026

🌽 Nebraska Farmers — You're Invited!

Join us for the 2026 Pro Farmer Crop Tour, one of the year's premier agricultural events.

✅ Corn & Soybean Yield Forecasts
✅ Market Outlook
✅ Expert Analysis
✅ Networking with Producers & Ag Professionals
✅ Complimentary Admission

Presented by Suhr & Lichty Insurance in partnership with RCIS.

📅 Register today—space is limited!

Click Here👉 https://form.jotform.com/262024753112042

07/21/2026

🎥 Medicare Part B: What does it cover, what does it cost, and when should you enroll?

Medicare Part B is often called the medical insurance portion of Medicare. In this video, I explain how it helps cover services such as:

✅ Doctor and specialist visits
✅ Outpatient care and procedures
✅ Ambulance services when medically necessary
✅ Lab tests, X-rays, and diagnostic screenings
✅ Physical and occupational therapy
✅ Durable medical equipment, including walkers and oxygen equipment
✅ Many preventive services and vaccines
✅ Certain medications administered in a doctor’s office

Part B is not completely free. Most people pay a monthly premium and an annual deductible. With Original Medicare, you generally pay 20% of the Medicare-approved cost for covered services after meeting the deductible—and Original Medicare does not have an annual out-of-pocket maximum.

Part B generally does not cover routine dental care, dentures, routine eye exams for glasses, hearing aids, long-term custodial care, or most medications you take at home.

Your Initial Enrollment Period normally lasts seven months: the three months before you turn 65, your birthday month, and the three months afterward. Delaying Part B without qualifying employer coverage could leave you with a coverage gap and a 10% premium penalty for each full 12-month period you were eligible but did not enroll. In most cases, that penalty continues for as long as you have Part B.

Still working at 65? Don’t assume you should enroll—or delay enrollment—without reviewing your employer coverage first. Employer size, current employment, COBRA, retiree coverage, and HSA contributions can all affect the decision.

Liesel and I can help you understand when to enroll and compare your Medicare coverage options. Schedule a free phone, video, or in-person consultation:

📅 https://calendly.com/d/cx58-q89-ks7/medicare-with-mark-liesel

Medicare has a lot of moving parts. Our job is to help you put those parts together without needing an engineering degree! 😊



Enrollment timing and penalty information is available from the official Medicare enrollment guide.

06/22/2026

🛰️🏡 Think Nobody Sees What’s in Your Backyard? Think Again.

Many homeowners are surprised to learn that insurance companies increasingly use satellite imagery, aerial photography, and artificial intelligence to evaluate properties—often without ever visiting the home.

One of the biggest red flags isn’t necessarily the house itself. It’s what’s sitting around it.

Insurance companies may identify concerns such as:

• Excessive junk or debris in the yard
• Inoperable vehicles
• Abandoned equipment
• Large accumulations of building materials
• Unsecured recreational equipment
• Evidence of poor property maintenance
• Fire hazards created by clutter

Why does it matter?

Underwriters view excessive clutter as a potential indicator of increased risk. Junk and debris can contribute to fire hazards, attract pests, create liability exposures, and signal deferred maintenance.

The result could be:
⚠️ Requests to clean up the property
⚠️ Higher premiums
⚠️ Restrictions on coverage
⚠️ Non-renewal of an existing policy
⚠️ Difficulty finding replacement insurance

Years ago, these issues might have gone unnoticed unless an inspector visited the property. Today, a satellite image can trigger an underwriting review in minutes.

As insurance companies continue to embrace technology, homeowners should understand that curb appeal isn’t just about impressing the neighbors anymore—it can directly impact your ability to obtain and keep insurance coverage.

A few hours of cleanup today could save a lot of headaches tomorrow.

06/12/2026

🌧️ THINK YOUR HOMEOWNERS INSURANCE COVERS FLOODS?

Unfortunately, it usually doesn't.

Many homeowners are surprised to learn that damage caused by rising water, flash flooding, heavy rainfall, overflowing creeks, or storm surge is typically NOT covered by a standard homeowners insurance policy. Flood insurance is a separate policy.

And here's something even more surprising:

✅ Floods can happen anywhere.
✅ Many flood claims occur outside of high-risk flood zones.

Just one inch of water can cause thousands of dollars in damage to your home and belongings.

The good news? Getting flood insurance has never been easier.

🌊 Get an instant flood insurance quote in minutes.
🌊 Compare coverage options online.
🌊 Apply electronically from the comfort of your home.

Protect your biggest investment before the next storm arrives.

👉 Get your instant quote today:
https://www.suhrlichty.com/flood

Questions? Contact Suhr & Lichty Insurance Agency and we'll help you find the right flood protection for your home, lake property, rental property, or business.

SuhrMark Anthony Suhr