Mike Bass, Loan Officer

Mike Bass, Loan Officer You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate.

Helping Local People Finance Their Dream Homes | Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout MD, VA, PA, DC, & SC I've got great news...When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle.

09/08/2026

Everyone has a different version of what the housing market “should” look like.

But today’s mortgage rates, home prices, inventory, and buyer demand are writing their own story. 📈

If buying is on your radar, let’s see what the numbers look like for you.

09/07/2026

Mortgage rates change. That doesn’t automatically mean you should put your homebuying plans on hold. 🏡

The right time to buy isn’t just about the rate. It’s about your payment, budget, goals, and the full picture.

Don’t let a headline make the decision for you.

Keys in hand. Mission accomplished.” 🔑July brought 5 buyers across the finish line in Crownsville, Baltimore, Annapolis,...
09/05/2026

Keys in hand. Mission accomplished.” 🔑

July brought 5 buyers across the finish line in Crownsville, Baltimore, Annapolis, Arnold, and beyond. Nothing better than watching house hunting turn into homeownership.

Thinking about buying a home in Maryland? Send a message and get your search started.

Where are you hoping to buy?

09/03/2026

This is the wealth-building side of homeownership most buyers never hear about.

A $300,000 home appreciating at 3% per year could add roughly $45,000 in value over five years, and that does not include the principal you’ve paid down. 🔑

Let’s connect and find a home loan that fits your goals.

09/01/2026

Waiting for the “perfect” mortgage rate could mean overlooking everything you CAN control. 👀

Getting preapproved, knowing your buying power, and having a plan can put you in a stronger position when the right home comes along.

Thinking about buying this year? Let’s see what’s possible.

08/31/2026

20% down is not the rule most home buyers think it is. 🔑

There are mortgage programs that allow qualified buyers to purchase a home with less money upfront, and PMI may only be temporary.

Instead of assuming you need to keep saving, find out what you actually qualify for. Message me to see what your options look like.

08/28/2026

One thing I will happily help you with: mortgage homework. 😅

Your Closing Disclosure can be a lot to take in, especially if you are buying your first home. That is why your lender should walk you through the payment, fees, closing costs, and cash to close before closing day.

Bring the questions. That is part of the job.

08/27/2026

Mortgage rates matter, but they are not the only number that can change your deal. 👀

Seller concessions may help cover eligible closing costs or even help with a mortgage rate buydown, depending on your loan program.

Before you decide that waiting is your only option, send me a message and let’s run the numbers.

08/26/2026

Starting a new job while buying a home? Here’s what I want you to know. 👇

Please talk to me before you put in your notice. 😅

Changing jobs doesn’t automatically mean you can’t buy a home, but the timing matters.

If you’re starting a new job, I’m going to need to know:

👉 When is your last day at your current job?
👉 When does the new job officially start?
👉 What will your new pay be?
👉 Are there any conditions you still have to complete?
👉 When are we planning to close?

Depending on your loan type, we may also need an offer letter and additional documentation before we can use that new income to qualify.

This is one of those situations where I’d much rather you call me before making the change than tell me after everything is already in motion. 😂

Changing jobs? Moving money around? Making a big purchase?

When you’re buying a home, keep your loan officer in the loop. A quick conversation can save us both a headache later. 🙌

08/25/2026

Here’s the part of a mortgage payment people don’t talk about enough. 🏡

Even a few hundred dollars toward principal each month can build equity over time. Rent gives you a place to live. Homeownership helps you build something of your own.

Let’s see what mortgage options make sense for you.

Address

2568 A Riva Road, Annapolis MD
Severna Park, MD
21401

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