Gerad Nucci - NMLS #1482156

Gerad Nucci - NMLS #1482156 I have been a loan officer since 2003, and I am licensed to originate anywhere in WA State and Hawaii.

Ever been curious as to why you hear different qualifying rules, depending on who you talk to? Lender "Overlay" is most...
09/01/2026

Ever been curious as to why you hear different qualifying rules, depending on who you talk to? Lender "Overlay" is most likely the reason, and it typically will make the lending guidelines more stringent, and tougher to qualify as a result.

Don't potentially limit your financing options because your bank, credit union, or lender has overlays. Reach out and we can go over your personal situation and find the best loan program and options customized for you.

I'm ready to help when you are ready to submit an offer on a new home, including nights and weekends.
08/28/2026

I'm ready to help when you are ready to submit an offer on a new home, including nights and weekends.

New home sales fell 10.5% MoM in July to an annualized pace of 607,000, below expectations. However, June’s sales were r...
08/26/2026

New home sales fell 10.5% MoM in July to an annualized pace of 607,000, below expectations. However, June’s sales were revised up from 628,000 to 678,000.

Your credit score can play an important role when preparing for major financial goals, including buying a home. Small, c...
08/25/2026

Your credit score can play an important role when preparing for major financial goals, including buying a home. Small, consistent steps like making payments on time, keeping credit card balances manageable, paying down debt, and reviewing your credit report can help strengthen your credit profile over time. Building healthy credit habits today can put you in a better position for future opportunities.

Discount points mean paying more upfront for a lower interest rate. For some homeowners, the long-term savings make sens...
08/22/2026

Discount points mean paying more upfront for a lower interest rate. For some homeowners, the long-term savings make sense; for others, keeping cash available for a down payment, repairs, or other priorities may be better. The right choice depends on your goals, timeline, and how long you’ll keep the mortgage. I can help you compare the costs and find the strategy that fits your situation. Have questions? Send me a message – I’m happy to help!

Pending home sales (signed contracts on existing homes) fell for the second straight month, down 2.3% from June to July....
08/20/2026

Pending home sales (signed contracts on existing homes) fell for the second straight month, down 2.3% from June to July. All four U.S. regions saw MoM declines.

While home builder confidence edged higher in August, rising one point to 35, it remains well below the 50 level that si...
08/17/2026

While home builder confidence edged higher in August, rising one point to 35, it remains well below the 50 level that signals a more positive outlook. Builders say economic uncertainty, elevated mortgage rates, and higher construction costs continue to weigh on the housing market.

I am licensed in all of WA State (and Hawaii), so you can take me with you anywhere you decide to move, with confidence ...
08/15/2026

I am licensed in all of WA State (and Hawaii), so you can take me with you anywhere you decide to move, with confidence you will receive the highest level of service and communication in the business.

Existing home sales fell 1.7% from June to July to a seasonally adjusted annual rate of 4.06 million homes. Housing inve...
08/12/2026

Existing home sales fell 1.7% from June to July to a seasonally adjusted annual rate of 4.06 million homes. Housing inventory also dipped 2.0% month over month but remains 2.0% above year-ago levels.

Homeownership is about more than having a place to live. From building equity over time to putting down roots in a commu...
08/11/2026

Homeownership is about more than having a place to live. From building equity over time to putting down roots in a community you love, buying a home can be one of the most impactful financial decisions you make. If homeownership is one of your goals, now is a great time to start exploring your options. Have questions about the homebuying process? I'm here to help. Reach out any time!

Address

Sequim, WA
98382

Telephone

+13605826488

Website

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