Arrive Home Loans

10/16/2026

If you're looking for ways to enjoy the season in Sequim, add these local favorites to your calendar:
🥕 𝗦𝗲𝗾𝘂𝗶𝗺 𝗙𝗮𝗿𝗺𝗲𝗿𝘀 & 𝗔𝗿𝘁𝗶𝘀𝗮𝗻𝘀 𝗠𝗮𝗿𝗸𝗲𝘁
📍 Sequim Civic Center
Weekly

🐦 𝗕𝗶𝗿𝗱 𝗪𝗮𝗹𝗸𝘀
📍 Railroad Bridge Park
Weekly on Wed Mornings

🎉𝗘𝗺𝗶𝗹𝘆 𝗕𝗿𝗼𝗻𝘁ë, 𝗧𝗲𝗲𝗻𝗮𝗴𝗲 𝗡𝗲𝗰𝗿𝗼𝗺𝗮𝗻𝗰𝗲𝗿
📍 Olympic Theatre Arts
Playing Oct 9-25th

🎨 𝗙𝗶𝗿𝘀𝘁 𝗙𝗿𝗶𝗱𝗮𝘆 𝗔𝗿𝘁 𝗪𝗮𝗹𝗸
📍 Downtown Sequim
1st Friday of the month - Next one is Oct 2nd

Whether you're exploring the Dungeness River or catching a local community show, there are plenty of reasons to love calling the Olympic Peninsula home. 💚🏡

What's your favorite way to spend a fall day in Sequim? 👇
Tell us in the comments!

10/13/2026

October is a great time to think beyond your mortgage and make sure your home and family are prepared for an earthquake.

A few important steps every homeowner should consider:
🔹 Secure furniture - Anchor bookshelves, TVs, and other heavy items that could tip during shaking.
🔹 Secure your water heater - Properly strap it to prevent tipping and water damage.
🔹 Know how to shut off your utilities - Make sure you know where your gas, water, and electrical shutoffs are and how to use them.
🔹 Build an emergency supply kit - Include water, food, medications, flashlights, batteries, first-aid supplies, and other essentials.
🔹 Have a family communication plan - Know how you'll reconnect if phone service or transportation is disrupted.
🔹 Know your evacuation routes - Identify multiple ways out of your neighborhood and where you would go if you needed to evacuate.
🔹 Review your earthquake insurance - Standard homeowners insurance generally does not cover earthquake damage. Earthquake insurance is typically a separate policy and can come with substantial deductibles.

Taking a little time now to prepare can make a big difference when an emergency happens.
🌎 Is your home earthquake-ready?

10/09/2026

🏡 Buying your first home, or has it been a while since your last one?

The home-buying process may look a little different than you remember. Before you start scrolling through listings, here are a few things worth knowing:

💰 Know your budget: Your monthly payment includes more than principal and interest. Taxes, insurance, and other costs matter, too.
📋 Get pre-approved: Know your potential buying power before you fall in love with a home.
📈 Interest rates: Your loan amount, down payment, loan type, taxes, and insurance all play a role in your monthly payment.
🔑 Plan for closing costs: Your down payment isn't necessarily the only cash you'll need upfront.
❤️ Understand your credit: Your credit history can affect your mortgage options and terms.
🤝 And most importantly, ask questions! Whether you're a first-time buyer or it's been 20 years since you last purchased a home, you don't have to figure it all out alone.

Swipe through for the things you should know before you buy!

Ready to take the first step? Arrive Home Loans is here to help you understand your options and make a plan. 🏡

10/07/2026

10/07/2026

What's happening in Jefferson County for October?
Fall is officially here, and Jefferson County has plenty happening! From apples and c***r to live music, dancing, pub sings, and Halloween celebrations, there’s many ways to get out and enjoy the community.

Here are a few events to add to your calendar:
Olympic Peninsula Apple & C***r Festival
📍 Port Townsend | October 9–12
Celebrate the season with local apples, c***r, food, and all things autumn!

Wilderson — Live Music
📍 The Keg and I | September 12–13

Bossa Nova — Live Jazz
📍 Bishop Block Bottle Shop & Garden | October 15

Swing Dance with Jonathan Doyle Trio
📍 Finnriver | October 16

Port Townsend Pub Sing
📍 Taps at the Guardhouse | October 20

Lowire Halloween Party — Live Funk
📍 American Legion Hall | October 31

📅 Save this post and share it with someone who needs a few more things on their October calendar! Looking for more? Head to ➡️ https://bit.ly/4iGlCkb

What are you most excited to check out? 👇

10/06/2026

If you’re buying or refinancing a manufactured home, you may have heard the term “permanent foundation.” But what does that actually mean?

A permanent foundation is a foundation system designed to support the home and securely connect it to the property. Depending on the home, property, location, and loan program, the system may involve different types of foundation construction, installation methods, and anchoring.

🔨 Installation matters. The foundation needs to be properly installed and the home securely anchored according to the applicable requirements.

📋 Local requirements matter, too. Building codes and property-specific requirements can vary depending on where the home is located.

💰 And why does your foundation matter when it comes to financing? Certain loan programs have specific foundation and installation requirements, and lenders may need documentation showing that those requirements have been met.

The important thing to remember: Foundation and installation requirements can vary by property and loan program. Your lender can help determine what documentation and requirements apply.

Thinking about financing a manufactured home? 🏠
Arrive Home Loans can help you understand what to expect before you get too far into the process.

10/02/2026

What Does the Fed Have to Do With My Mortgage?

You may have heard the Federal Reserve meets quarterly and wondered: What does that mean for mortgage rates?

The Federal Reserve sets its target for the federal funds rate, which influences short-term borrowing costs. Mortgage rates, however, are driven more closely by factors like inflation, the economy, and the 10-year Treasury yield.
That’s why mortgage rates can move up or down even when the Fed doesn’t change rates.

If you’re thinking about buying a home, refinancing, or simply wondering what today’s economic news means for your mortgage, understanding the bigger picture can help you make a more informed decision.

📩 Have a mortgage question? Drop it in the comments or reach out, we’re happy to help break it down!

09/30/2026

🏡Manufactured Home FAQ
Is a Manufactured Home the Same as a Mobile Home?

If you’ve ever wondered about the difference between a manufactured home and a mobile home, you’re not alone!

The terms are often used interchangeably, but there’s an important distinction.
𝗠𝗮𝗻𝘂𝗳𝗮𝗰𝘁𝘂𝗿𝗲𝗱 𝗛𝗼𝗺𝗲
A manufactured home is built in a factory according to federal construction standards established by HUD. It can be placed on private land or in a manufactured-home community, depending on the property and local requirements.

𝗠𝗼𝗯𝗶𝗹𝗲 𝗛𝗼𝗺𝗲
“Mobile home” is generally a term associated with homes manufactured before the HUD construction standards took effect in 1976.

𝗪𝗵𝘆 𝗱𝗼𝗲𝘀 𝘁𝗵𝗲 𝘁𝗲𝗿𝗺𝗶𝗻𝗼𝗹𝗼𝗴𝘆 𝗺𝗮𝘁𝘁𝗲𝗿? 🤔
When you're buying or financing a home, details such as when it was built, how it is classified, how it is installed, the land it sits on and the foundation can all matter.

That means a manufactured home isn't automatically treated the same way as every other manufactured home—or every traditional site-built home.

💙💚 Have questions about buying or financing a manufactured home? Arrive Home Loans is here to help you understand your options!

What manufactured-home question should we answer next? 👇

09/29/2026

🔑 3 Things to Do Before You Start House Hunting
Ready to start scrolling through listings and touring homes? Before you fall in love with your dream home, take a few important steps first!

1️⃣ Know Your Budget
Take a realistic look at your income, monthly expenses, debts and savings. Remember, homeownership costs can include more than just your mortgage payment—think property taxes, insurance, maintenance and more.

2️⃣ Check Your Credit
Your credit history can play an important role in your mortgage options and interest rate. Review your credit report, look for errors and understand where you stand before you start shopping.

3️⃣ Talk to a Lender & Get Preapproved
A preapproval can help you understand your potential buying power and gives you a clearer idea of what you may be able to afford. It can also help you move quickly when you find the right home.

💡 Pro tip: Don't start with the house—start with the numbers! Knowing what you're comfortable spending can make the home search much less stressful.

💙💚 Have questions about getting ready to buy? Learn more at https://bit.ly/4fYYdIG or give us a call at 360-477-4414

What part of buying a home feels the most confusing to you? Drop your question below! 👇

09/25/2026

We proudly offer a full range of loan products including; Conventional, VA, FHA, USDA, 203K, Construction, Bridge Loans, HELOCs, and more - ensuring you have the right options to fit your needs.

We are community-minded professionals committed to exceptional service, fast pre-approvals (even on evenings and weekends!), and a caring, personalized approach to every client.

Whether you’re a first-time buyer or a seasoned homeowner, we’re here to help you navigate the lending process with confidence—because securing a mortgage isn’t just about financing, it’s about arriving home. Learn more on our website

Call Our Local Experts Today!We have talented staff ready to serve you and your home loan needs. We are state licensed and specialize in home loans for purchase or refinance. Call 360-477-4414 Call our Local Experts Today!We have talented staff ready to serve you and your home loan needs. We are sta...