Larry Ploof Area Manager NMLS 284701 PRMI NMLS 3094

06/04/2026

Closing day today for another purchase, another purchase cleared for closing next week with anther VA Purchase going in for CTC, 2 offers going in, and hopefully by the end of the day two new pre-approvals for July deals. Good day so far, that could turn into excellent day. My LO team coming to play too, Refi Cd going out on one-, and Million-dollar pre-approval on another one, and docs out on a half million-dollar purchase in Rhode Island. We're working on another team record month after we had the most apps and submissions in June that we've ever had here at PRMI. TCB!!!!!!! Let's goooo. Call me if you want a pre-approval or discuss a loan scenario.
802-310-9235.

06/03/2026

With Home affordability back on the mend with property tax relief on the way and better home insurance options for Florida Buyers, and the fact that we have hundreds of options for buyers to get hooked up with one of our Down Payment Assistance Program Options, now is definitely the time to get qualified. Empower is one of our many programs that works for MOST ALL buyers, first time or not First-Time buyer. But we also have several other State options through Florida Housing, including Hometown Hero's and other national, and lender-based options as well. Over 40% of my team's closings the last two years have been assistance programs that have saved our clients thousands of dollars covering down payments and portions of the closing costs as well, many buyers coming to closing with ZERO out of pocket. Call me today, let's explore the options, let's get you in the home buying game and off the fence. Call me 802-310-9235. We make home ownership dreams a reality.

06/03/2026

GREAT,GREAT NEWS FOR FLORIDA HOMEOWNERS AND FUTURE FLORIDA HOMEOWNERS!! If this is voted in by Florida Citizens in November (and pretty high chance it will be) this goes into effect January 1st. What this means is that on primary residence purchased and own moving forward, that are a persons homesteaded property (which means primary home tax exempted) will get an additional exemption up to 250k of assessed value on your ad volerem tax bill. What does that mean? Lower monthly payments and one major step to restoring home affordability to all buying or owning a primary residence property. If you have been on the fence time to get off now. Call me today to talk about a pre approval as this will raise home loan application volume big time. 802-310-9235. [email protected]

05/26/2026

05/21/2026

I’m sorry real estate agents, but I question you’re negotiating power when my clients can’t win a bid on a home that’s been on the market for 8 months that is simple asking of full list and 3% concessions and the sellers are clearing 220k on a home they bought in 2015 for 140k? Nonsense to me.

05/21/2026

1230 and already got 1 closed, 2 new pre approvals out, 2 appraisals done on current file and disclosures out on a new file, new uw loan approval and conditions out and 1 more set of disclosures going out and submission of another June file. Also have 3 offers out on other deals too. We are burning 🔥!! Call me today if you need a pre approval or want to buy a home. 802-310-9235. Plenty of space for you too!!

05/21/2026

Closing day today for Mrs. Wanda Valez today. Very excited for her, another first time homebuyer joining the home ownership club Then on the other end of the spectrum, disclosures going out for a client that’s buying her 6th home down sizing to a condo. Love the variety of deals we do.

05/19/2026

World is on fire around us economically but the deals are still flowing. We do need to see a break though. My suggestion to everyone pre approved….”GET UNDER CONTRACT NOW”!! Probably hit 7-8 closings for June individually which would be close to a career best and still have 15-20 pre approvals. More coming daily. But folks need to speed it up, lock it down. Oil and war setting fire to inflation. But good May and great June incoming. Call me today for a pre approval, still some gems of deals out there. 802-310-9235.

05/18/2026

Despite the Bond and Rate Market not being very nice to us over the past week, contracts and pre-approvals continue to poor in. People are finding value in purchasing homes and coming to grips with the rate market as it is. 3 New Contracts incoming over the weekend and 3 new pre-approvals. May is absolute fire for me personally and my team as well that has started to pull them in too. Call me today if you would like to get a pre-approval or discuss purchasing or refinancing. Yes cash out refinances are still happening. call me 802-310-9235 [email protected]. June looks like another records month for my team and May is close.