MCPS Credit Cards, LLC.

MCPS Credit Cards, LLC. We provide credit/debit card processing for merchants. We have an A+ Rating with the Better Business Call us today at (570)884-8338!

We have been saving merchants a lot of money on their credit card processing for over 25 years by offering as low as $0 Processing Fees and a $5 Service Fee. We are members of the Greater Susquehanna Valley Chamber of Commerce. We are dedicated to top-notch customer service and go out of our way to ensure the needs of our merchants are met in a professional and timely manner.

⏰ Missing your daily batch window can cost you money — quietly, every time.When transactions aren't settled before your ...
09/16/2026

⏰ Missing your daily batch window can cost you money — quietly, every time.

When transactions aren't settled before your processor's batch cutoff (typically midnight), they may be reclassified to a higher interchange category. This "downgrade" can increase your rate by 0.5–1.5% on those transactions alone. Over a month, it adds up.

When did you last confirm your batch schedule?

💡 DM "BATCH" and we'll help you set up an optimal batching routine.

💡 5 strategies to reduce your credit card processing costs:1️⃣ Switch to interchange-plus pricing2️⃣ Batch daily before ...
09/15/2026

💡 5 strategies to reduce your credit card processing costs:

1️⃣ Switch to interchange-plus pricing
2️⃣ Batch daily before your processor's cutoff time
3️⃣ Use chip/tap instead of swipe when possible
4️⃣ Collect full transaction data (AVS, zip, invoice for B2B)
5️⃣ Review your statement monthly for fee creep

None of these require switching processors overnight. Start with what you can control today.

📲 DM "TIPS" and we'll review which strategies apply to your business.

09/14/2026

🔢 Your interchange rate has two components: a percentage and a per-transaction fee.

For example: 1.65% + $0.10 means 1.65% of the sale amount plus $0.10 flat. These numbers vary by card type and transaction method. On a $50 transaction, that's $0.93 — on a $500 transaction, it's $8.35. Volume matters.

Understanding your per-transaction mix helps project your true cost.

📲 DM "RATE" and we'll calculate your effective rate together.

📋 There are hundreds of interchange categories — and the one your transaction lands in determines your cost.Categories d...
09/13/2026

📋 There are hundreds of interchange categories — and the one your transaction lands in determines your cost.

Categories depend on card type (rewards, business, debit, premium), how the card was entered, what data was submitted, and more. "Downgraded" transactions — ones that miss qualification criteria — can cost significantly more.

Understanding your transaction mix helps identify where you're losing money.

📊 DM "CATEGORIES" for a free review of your transaction breakdown.

🏢 If your business sells to other businesses or government entities, you may be leaving significant savings on the table...
09/12/2026

🏢 If your business sells to other businesses or government entities, you may be leaving significant savings on the table.

Level 2 and Level 3 processing data — including tax amounts, customer codes, and line-item detail — can qualify B2B transactions for substantially lower interchange rates. Most processors never mention this. Most B2B merchants never know it exists.

Do you sell to businesses or government accounts?

📲 DM "B2B" and we'll assess your Level 2/3 eligibility.

📉 Not all transactions qualify for the lowest interchange rates — but you can influence which ones do.Key factors: card ...
09/11/2026

📉 Not all transactions qualify for the lowest interchange rates — but you can influence which ones do.

Key factors: card entry method (dip/tap vs. swipe vs. key), transaction data completeness, batch timing, and card type. Transactions with more complete data (address, zip, invoice number for B2B) often qualify for lower interchange categories.

Small adjustments at the point of sale can add up to meaningful savings over a year.

💡 Ask us how to optimize your transaction data for lower rates.

📊 Interchange-plus pricing is the most transparent way to be billed for card processing — and most business owners have ...
09/10/2026

📊 Interchange-plus pricing is the most transparent way to be billed for card processing — and most business owners have never been offered it.

With interchange-plus, you pay the exact interchange rate set by Visa/Mastercard, plus a fixed markup from your processor. No tier manipulation. No guesswork. You see exactly what the network charges and exactly what your processor keeps.

This is how we price every account at MCPS.

📲 DM "INTERCHANGE" to get a free interchange-plus quote.

✅ Here's what a properly implemented cash discount program can do for your business:→ Reduce monthly processing costs→ I...
09/09/2026

✅ Here's what a properly implemented cash discount program can do for your business:

→ Reduce monthly processing costs
→ Improve cash flow
→ Keep card-paying customers happy with transparent pricing
→ Reduce your effective processing rate
→ Work across most card types

Results vary based on your card volume, business type, and program structure. Eligibility requirements apply.

📲 DM "BENEFITS" to find out what a cash discount program could look like for you.

🛍️ Retail margins are under pressure from every direction. Processing fees don't have to be one of them.Retailers using ...
09/08/2026

🛍️ Retail margins are under pressure from every direction. Processing fees don't have to be one of them.

Retailers using compliant cash discount programs display clear cash and card pricing at the point of sale. Customers who pay cash save a little — and the business retains more of every card transaction.

Transparency + simplicity = a program that works for your customers and your bottom line.

📲 DM "RETAIL" to see if a cash discount program fits your store.

🍽️ Restaurants operate on razor-thin margins. Processing fees shouldn't make them thinner.Food and beverage businesses t...
09/07/2026

🍽️ Restaurants operate on razor-thin margins. Processing fees shouldn't make them thinner.

Food and beverage businesses that implement a compliant cash discount program can redirect significant monthly processing costs back to their bottom line. With proper signage and transparent pricing, the experience for your diners remains smooth.

Every dollar saved on processing is a dollar that can go toward staff, ingredients, or your own pocket.

📲 DM "RESTAURANT" to explore your options.

Address

333 S. Market Street , Suite B
Selinsgrove, PA
17870

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 10am - 5pm
Friday 10am - 5pm

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