M & L Insurance and Financial Services, LLC

02/23/2026

Everyone shows love differently, but a universal way to show it? Long-term protection for the ones who matter most.
Insure Your Love Month is a great time to explore your life insurance options, update your coverage and align your goals with your current wishes. If you’d like a quick, no-pressure conversation or life insurance quote, I’m here to help. Give me a call!

Horace Mann Life Insurance Company underwrites Horace Mann life insurance products.

02/18/2026

Life insurance helps protect the people who rely on you most. If you have questions about your coverage options or want to review your current policy to ensure it still fits your needs, I’m here to talk things through with you, one step at a time. Get in touch with me today!

Horace Mann Life Insurance Company underwrites Horace Mann life insurance products.

02/10/2026

Why do you need life insurance?
Everyone’s reason is different, especially for educators who juggle their family, career and future goals. If you’ve ever wondered whether life insurance is a fit for your goals, let’s talk. Already have life insurance? Now’s a great time to review your coverage and beneficiaries. Contact me to learn more!

Horace Mann Life Insurance Company underwrites Horace Mann life insurance products.

02/10/2026

Having the right coverages matters! Contact Kim or Melanie today for a free life insurance quote - 570-884-3524

Flowers fade. Chocolates disappear.
Life insurance is a gift that lasts!
This February, take a moment to think about how you’re protecting the people who count on you – today and in the future.
Visit https://horacemann.com/insurance/life-insurance to learn more and get a free quote.

02/02/2026

One of the most meaningful ways to say “I love you” is by making sure your family is protected no matter what. I understand your unique needs and am happy to answer questions about how life insurance fits into your bigger financial picture. Plus, it may be more affordable than you think. Contact me today to get started!

Horace Mann Life Insurance Company underwrites Horace Mann life insurance products.

01/30/2026

01/25/2026

As a winter storm moves across much of the country this weekend, we want to remind those in its path to put your safety first. Please follow local guidance and only assess damage when it’s safe. If needed, take photos and make temporary repairs to help prevent further damage.

To protect your home, keep the heat on, let faucets drip, open cabinet doors under sinks and know where your main water shutoff is located.

If you need to file a claim, you can do so at horacemann.com/claims or by calling 800-999-1030.

Online filing remains the fastest option during periods of high claim volume. We’re here for you. 💙

01/19/2026

On this day of remembrance, we celebrate Dr. King’s legacy and the changemakers shaping tomorrow. Keep inspiring, keep teaching and keep dreaming.

01/12/2026

Don’t miss your chance to join Crayola Creativity Week (Jan. 26 – Feb. 1), sponsored by Horace Mann!

Get free daily creative resources, fun classroom activities and inspiring videos to keep imagination alive. Plus, enter for a chance to win big in the Creativity Retreat Sweepstakes!
🌟 20 educators will enjoy a four-day creative getaway to southern California
🎨 25 more will each receive $500 in Crayola art supplies

Don’t wait! Sign up and enter today: https://bit.ly/3NFJl6g

NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. Open to legal residents of the 50 U.S./D.C., age 21+ and are an employee with a valid school-issued ID of a public, private or charter school that serves students between ages 5 and 17 (or a subset within those ages). Void outside the 50 U.S./D.C. and where prohibited. Visit link above for full Official Rules.

01/01/2026

Cheers to a new year of learning, leading and inspiring. ✨