Covered by Figgy

Covered by Figgy Helping You Protect What Matters Most -
I’m a licensed insurance producer proudly representing Farmers Insurance and a wide range of other top-rated carriers.

Whether you need coverage for your home, auto, business, or more, I can do it all.

03/23/2026

🏚️ I actually enjoy the weird insurance cases.

Properties like:
• Rural homes
• Large acreage
• Manufactured homes on land
• Older homes
• Mixed-use buildings

If another agent told you “no,” it might just mean they didn’t know where to place it.

03/21/2026

Insurance in California has changed a lot in the past few years.

Companies are tightening underwriting, especially in wildfire areas.

This is where experience matters.

Our agency helps clients navigate difficult placements every week.

03/19/2026

🧳Business owners: quick question.

If your business had to close for 3 months after a fire or storm, could it survive?

That’s what Business Interruption coverage is for — and many policies don’t have enough.

If you haven’t reviewed your policy recently, we should talk.

03/18/2026

Many California homeowners are stuck with the
California FAIR Plan.

What most people don’t realize:

It often doesn’t include everything you think it does.

Sometimes you need additional policies to complete the coverage.

If you’re unsure what you have, send me your policy and I’ll help review it.

03/17/2026

Live in a high fire risk area?🔥

A lot of homeowners think there are no insurance options left.

That’s not always true.

I specialize in helping people in high wildfire zones find real solutions — not just last-resort policies.

If you’ve been non-renewed or are struggling to find coverage, message me. I’ll review your situation.

03/16/2026

Referrals are the biggest compliment in my business.

If I’ve helped you:
• Get off the FAIR Plan
• Solve a tough property
• Improve your business coverage

I truly appreciate you sharing my name.

I don’t take that trust lightly.

03/15/2026

If you own:
• A home in a fire zone
• A unique property
• A small business
• Multiple rentals

You need a strategic insurance partner — not just a policy.

Let’s build a protection plan that actually works.

Message me.

03/12/2026

This week I helped:

✔ A homeowner in a high fire zone move off the FAIR Plan
✔ A contractor lower his GL premium
✔ A landlord insure a hard-to-place rural rental

There are still solutions out there.

You just need someone willing to work the file.

03/12/2026

Many homeowners on the California FAIR Plan don’t realize:

📢It does NOT automatically include:
• Liability coverage
• Water damage protection
• Theft in some cases
• Full replacement extensions

It often requires a wrap-around policy.

If you’re unsure what you have, send me your dec page, I’d love to help.

03/11/2026

🧳Business owners — quick question:

If your building burned down tomorrow:
• How long could you operate without income?
• Could you afford payroll?
• Could you replace inventory fast enough?

Business interruption coverage is often misunderstood — and underinsured.

Let’s review your numbers.

03/10/2026

One advantage of working with me?💪🏼

I represent Farmers Insurance — and I broker when needed.

That means:
✔ Captive strength
✔ Brokerage flexibility
✔ More placement options
✔ Creative structuring

Especially important in today’s California market.

03/09/2026

📬 Got a Non-Renewal Letter?

Take a breath.

You typically have time to secure new coverage — but don’t wait until the last minute.

I specialize in:
🔥 High brush zones
🏔 Rural properties
🏚 Older homes
🌲 Homes near open land

Send me the letter and I’ll walk you through next steps.

Address

237 N Main Street
Sebastopol, CA
95472

Telephone

+17078892297

Website

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