Sackett & Associates Insurance Services

10/16/2026

Health benefits feel easier when the options are translated into plain English 🩺

For Sonoma County employers, the big questions are usually simple:
• What does the plan cover?
• Which doctors are in network?
• How do premiums, deductibles, and copays work together?

Sackett Insurance Services helps take the pain out of health insurance by keeping the focus on fit, not pressure 🤝

10/15/2026

How to Help a Parent With Medicare Open Enrollment

Helping parents with Medicare during AEP? Learn what to gather, what you can legally do, and when a local broker can support the whole family.

10/14/2026

Medicare can feel like a stack of rules, letters, and deadlines 📄 Sackett Insurance Services helps Sonoma County neighbors make sense of the basics: what each part does, how prescriptions factor in, and why provider access matters.

Less confusion. More clarity around the choices in front of you. 🩺

10/14/2026

Choosing health coverage shouldn’t feel like decoding a stack of paperwork 🩺

For Sonoma County businesses, families, individuals, and seniors, the key is knowing what each plan changes:
• monthly cost
• doctor access
• prescriptions
• out-of-pocket risk

Sackett Insurance Services helps sort the tradeoffs so the choice matches real life, not just a price tag 📋

What matters most when you compare coverage: lower monthly cost or fewer surprises later?

10/13/2026

"You would be responsible for paying the initial $6,000 of your medical expenses, at which point the insurance company would pay the remaining $8,000, as well as any other medical expenses unrelated to your arm that you incur over the rest of the year."

A health insurance broker in Santa Rosa can help you decide between a high deductible and a low deductible when choosing a health insurance policy.

10/09/2026

Picking health coverage shouldn’t feel like guessing. 🧭

For Sonoma County businesses, families, individuals, and seniors, the basics matter:
• Premiums: what you pay each month
• Deductibles: what you pay before coverage helps
• Networks: which doctors and facilities are included

Clear comparisons make the choice less stressful. Taking the pain out of health insurance starts with knowing what each option really means.

10/08/2026

What's New for 2027 Medicare Plans: Part D Changes to Know

What's new for 2027 Medicare plans? Part D premiums, a $700 deductible, and a $2,400 cap all change. Here's what to check before you renew.

10/08/2026

Medicare can feel like a stack of letters and deadlines 📬

Start with the basics: what doctors you want to keep, which prescriptions you take, and how you prefer to handle out-of-pocket costs. Sackett Insurance Services brings local guidance to Sonoma County residents, taking some of the pain out of health insurance without the pressure.

10/06/2026

"A qualified small employer health reimbursement arrangement allows employers who do not offer health insurance coverage to their employees to reimburse them tax-free for their premiums."
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Are you considering hiring more employees? Work with an employee benefits broker in Santa Rosa to learn what health insurance options are available.

10/06/2026

Health insurance choices can feel like alphabet soup 🧾 For employer benefits, the basics matter: who can use the plan, what care costs, and which doctors are in network. Sackett Insurance Services helps Sonoma County businesses look at the moving parts without the pressure. When you work with us, we work for you. 🤝