Royal Benefits

10/16/2026

Socktober is on in Renton: Iden's Dealer Services and HopeSparks are collecting new socks for local families through Oct 31, an easy one to pitch in on.

SOCKTOBER IS HERE! 🧦

This October, Iden’s Dealer Services is teaming up with HopeSparks Family Services to collect new socks for individuals and families in need. Every pair donated helps bring warmth, dignity, and hope to someone in our community.

Renton Drop-Off Locations:
📍 Oct. 1–16: 1000 SW 34th St, Renton, WA 98057
📍 Oct. 17–31: 102 Lake Ave S, Renton, WA 98057

Socks can also be donated anytime at any of Iden’s 35 Puget Sound locations.

Can’t make it to a drop-off location? Purchase socks through the Socktober

Amazon Gift List, and they’ll be donated directly to those in need: https://amzn.to/4dcB6J5

Together, we can step up for our community, one pair at a time.

10/15/2026

How Much Should Employers Contribute Toward Employee Health Insurance? | Royal Benefits

There isn't one right amount for employers to contribute toward employee health insurance. Carrier requirements, employee affordability, dependent coverage, recruiting pressures, rising premiums, and the company's budget all play a role in finding the right contribution strategy.

10/12/2026

Year-end HR compliance doesn't have to be overwhelming if you stay organized. Here's what's on your checklist right now:

October:
🔹 Creditable coverage notices (by Oct 15)
🔹 COBRA audit
🔹 Rate updates for 2027

November–December:
🔹 Open enrollment comms
🔹 Section 125 testing
🔹 Handbook updates
🔹 Plan closeout

Before year-end:
🔹 Verify Form 5500 status
🔹 Start gathering ACA data for 2027 filings

Missing even one deadline creates serious liability. Start your checklist now. Reach out to us for guidance.

10/08/2026

Benefits Bite: What is an Out-of-Pocket Maximum? | Royal Benefits

The deductible isn't the most an employee could pay for healthcare in a year. Learn how the out-of-pocket maximum works, which expenses count toward it, and why employees should understand both numbers when comparing and using their medical benefits.

10/07/2026

Proceeds from the Southside Chamber's gala on Nov 6 go to the Workforce Discovery Lab, a free summer program that connects local students with real careers. Love seeing this kind of investment in the next generation.

Join the us on Friday, November 6 for our Annual Gala, this years Golden Gatsby Gala. This celebration is about more than a night of golden glamour, it’s about investing in the next generation in the Seattle Southside Region.

The Gala helps support the Workforce Discovery Lab (WDL), a free 10-day summer youth program connecting students from the Highline and Tukwila school districts with real-world career opportunities. Through hands-on workshops, industry experiences, professional development, and connections with local businesses, students explore careers and gain the skills and confidence they need to take their next steps.

From aviation and engineering to finance, hospitality, healthcare, and more, WDL opens the door to possibilities and every student receives a $500 stipend for their commitment and participation. This year we hosted our record highest of 60 students, and with your help we want to continue expanding our reach.

Want to learn more about the impact of WDL and how your support helps students discover their future?

📖 Read our 2026 Workforce Discovery Lab Newsletter: https://myemail.constantcontact.com/2026-Workforce-Discovery-Lab-Newsletter.html?soid=1101254129635&aid=4AZtx6aI1yQ

🥂 Golden Gatsby Gala | https://seattlesouthsidechamber.chambermaster.com/eventregistration/register/7715
📅 Friday, November 6, 2026 from 6:00–10:00 PM
📍 Washington Athletic Club, Seattle, WA

Put on your finest Gatsby-era or modern formal attire and join us for an evening celebrating community, collaboration, and the future of our workforce. Get a chance to learn about our program, hear from hosts, volunteers, and our newly 2026 WDL Alumnis.

10/02/2026

Should You Offer More Than One Medical Plan? | Royal Benefits

Offering employees more than one medical plan can increase flexibility—but more choice isn't always better. Learn when multiple plan options make sense, the common pitfalls to avoid, and how to determine the right strategy for your workforce.

09/25/2026

Who wants to play? Type this prompt into ChatGPT and post your picture in the comments ☺️
———
Give my personality a mascot using what you know about me and the uploaded photo for my appearance, invent a funny cartoon mascot that represents my personality.
Feature a glamorous cartoon version of me posing beside the mascot as if we are an iconic duo. The mascot can be an animal, creature, object, or completely imaginary character. Give it one small accessory or detail that connects it to me. Add one short tagline explaining its energy. Keep everything else minimal. White background, clean composition, polished colorful cartoon artwork. Do not ask me what the mascot should be. You decide.

09/24/2026

Benefit Basics for Employers: Why Employees Think Insurance Didn't Pay Their Claim | Royal Benefits

One of the most common benefits questions employers receive is, "Why didn't my insurance pay?" In many cases, the claim wasn't denied at all. Understanding the most common reasons claims aren't paid as expected can help employers better educate employees and reduce confusion throughout the year.

09/17/2026

Royal Benefits will be joining DAWN’s Purple Light Nights Community Walk this October. 💜

If you’re looking for a meaningful way to support survivors and stand with our community, consider participating in one of the upcoming walks. Every show of support matters.

Four communities. One message: survivors are not alone. 💜

This October, neighbors in Covington, Puyallup, Renton, and Kent will gather for Purple Light Nights® Community Walks to honor those we have lost, support survivors, and make our community’s commitment to ending domestic violence visible.

You don’t need to have the perfect words or a personal connection to participate. Simply showing up says something powerful: We believe survivors. We stand beside them. And everyone deserves to feel safe in their own home.

Join us:
💜 September 26 — Covington
💜 October 1 — Puyallup
💜 October 5 — Renton
💜 October 8 — Kent

Choose the walk closest to you or join us for all four!

Sign up here: t-sml.mtrbio.com/public/smartlink/pln2026

09/17/2026

The Lowest Renewal Isn't Always the Best Renewal | Royal Benefits

The lowest renewal isn't always the best value. Learn why employers should look beyond premium increases and consider employee experience, carrier service, provider networks, and long-term costs when evaluating health insurance renewals.