ICS Loans - Commercial, Multifamily & Investment Real Estate Financing

ICS Loans - Commercial, Multifamily & Investment Real Estate Financing ICS is a Commercial Mortgage Lending Company providing multifamily, commercial, and investment real estate financing nationwide.

08/06/2026

I'm excited to share the upgraded Commercial Mortgage Funding Platform from ICS Loans.

Our platform connects commercial lending professionals with 1,000+ institutional and private lenders nationwide.

Over the years, I've used just about every commercial mortgage platform available to arrange financing for commercial, multifamily, and investment properties. While each platform had its strengths, they also had limitations that made it difficult to communicate with lenders efficiently and build direct lending relationships.

That's why we built our own.

At ICS, we focused on simplicity, speed, and giving independent commercial mortgage brokers the tools they actually need to close more loans.

Beyond our extensive database of vetted lenders, the ICS Funding Platform includes a streamlined commercial Loan Origination System (LOS) featuring:
• Automated lender funding requests
• Instant rate estimates by property and loan type
• Built-in funding fee agreements
• AI-powered underwriting that delivers a comprehensive loan analysis, funding conditions, and lender recommendations in less than five minutes.

What I like most about the platform is how quickly it transforms a loan scenario into actionable financing opportunities. Instead of spending hours researching lenders and underwriting a deal manually, brokers can receive a comprehensive underwriting report and identify potential lending sources in just minutes.

If you're a commercial mortgage broker looking for a faster, more efficient way to source capital, check it out at www.icsloans.com.

CRE capital requests continue to rise at ICS as we've entered Q2 2026.We offer both institutional and private lending so...
04/13/2026

CRE capital requests continue to rise at ICS as we've entered Q2 2026.

We offer both institutional and private lending solutions, and we’re seeing a clear pullback from banks on cash-out commercial and multifamily transactions. Sponsors seeking cash-out above 65%–70% LTV are increasingly being directed to our private lending channel, where leverage in the 75%–80% range is still achievable.

We’re also seeing a notable increase in SBA 7(a) loan requests for owner-occupied business properties.

If you have questions or would like to discuss a deal, feel free to reach out:

https://icsloans.com/ryan-mosley

MARKET RATE UPDATE:Rates are looking good folks! We are seeing an influx of commercial, multifamily, and investment prop...
02/10/2026

MARKET RATE UPDATE:

Rates are looking good folks! We are seeing an influx of commercial, multifamily, and investment property applications come in at ICS in 2026. Agency spreads on multifamily assets remain in the 140 to 200 basis point range above the corresponding Treasury with Bank spreads slightly higher, typically 200 to 250 basis points, and as high as 300 basis points on commercial properties. Private Bridge Loan rates have dropped with our average loan closing this year at 10.5% on 1 to 2-year interest only terms.

SOFR: 3.65%
Prime: 6.75%
5-YR Treasury: 3.77%
7-YR Treasury: 3.99%
10-YR Treasury: 4.22%

See our rates and programs at https://icsloans.com/loan-product-search

11/04/2025

Learn more about how you can fund commercial and investment property loans through the ICS Funding Platform.

www.icsloans.com

Mid-Week Market Rate Update: The 7 and 10-year Treasuries are running slightly higher today since Monday's opening. We a...
10/29/2025

Mid-Week Market Rate Update: The 7 and 10-year Treasuries are running slightly higher today since Monday's opening. We are seeing many lenders at this time taking second looks with considerable interest on commercial financing requests that were passed on in September and early October. This is a reminder that when brokering commercial mortgage loans, it's often simply about timing.

To see our commercial, multifamily, and investment property rates and programs, please visit us at https://icsloans.com/search-commercial-loan-products/?rep=91946

Rates are looking good this week in the commercial real estate world. Prime sits at 7.25%, SOFR 4.19%, with Treasuries h...
10/16/2025

Rates are looking good this week in the commercial real estate world. Prime sits at 7.25%, SOFR 4.19%, with Treasuries hovering between 3.61% and 4.02%.

Search our commercial, multifamily, and investment property rates and programs at: https://icsloans.com/search-commercial-loan-products/

ICS has become one of the most well-known Commercial Mortgage Brokerages nationwide. Our Broker Partner Program allows p...
10/14/2025

ICS has become one of the most well-known Commercial Mortgage Brokerages nationwide. Our Broker Partner Program allows professionals originating commercial property loans the ability to source capital through 1,000+ lenders within our network, regardless of experience, earning full commission on deals. To learn more about our Broker Partner Program, please visit the link below.

https://icsloans.com/careers/

We see hundreds of Commercial & Multifamily Construction loan requests at ICS each year. We underwrite and secure financ...
10/01/2025

We see hundreds of Commercial & Multifamily Construction loan requests at ICS each year. We underwrite and secure financing for these projects at the institutional and private level. One of the biggest misconceptions, or perhaps, misunderstandings between Sponsorship groups and lenders is "true cash equity" into the project. Often times, less experienced borrowers assume all cash into the project will be counted towards total cash equity in the project. This is definately not the case. For example, cash down to purchase the land and funds spent on soft costs certainly do count towards equity, but are not considered cash equity, or better stated, "Fresh Cash" into the actual hard construction costs. As a general rule of thumb at ICS we like to see 10-15% fresh cash into the construction project based on total project cost. So if the total project cost is $20MM, including land purchase, soft costs, hard costs, and contingency reserves, we like to see $2MM to $3MM cash available or already contributed. This "Fresh Cash" can be front-loaded, escrowed, or prorated alongside lender disbursements until the cash equity position is met.

Visit us at www.icsloans.com to learn more about our loan products.

Commercial mortgage rates are looking great today with treasuries hovering between 3.57% and 4.05%. The Prime rate remai...
09/09/2025

Commercial mortgage rates are looking great today with treasuries hovering between 3.57% and 4.05%. The Prime rate remains at 7.5% with SOFR at 4.42%. A general rule of thumb is that banks and credit unions typically add 200 to 300 basis points to the 5, 7, or 10-year treasury determining final rate on commercial and multifamily properties. Fannie and Freddie Mac loans on Multifamily apartment buildings are more competitive, at 150 to 200 basis points above the corresponding Treasury.

For rate information by property and loan type, please visit us at https://icsloans.com/start-loan-request/?rep=91946.

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5608 17th Avenue NW
Seattle, WA
98107

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