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Carrie Rasmussen at Pollock Insurance, a HUB International Company

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Carrie Rasmussen at Pollock Insurance, a HUB International Company

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Carrie Rasmussen at Pollock Insurance, a HUB International Company, Insurance Agent, 654 S 152nd Street, Seattle, WA.

Whether you are looking for auto, home, or business insurance as an independent agent and broker I'm able to help find the most comprehensive coverage, competitively priced and tailored to your personal needs from multiple carriers in multiple states.

08/13/2026

*What Recent Fires Have Reminded Us About Homeowners Insurance*

The recent fires have been a sobering reminder of how quickly life can change. A home can feel safe and secure one moment—and suddenly be threatened by an event no one expected.

Homeowners insurance is often purchased at closing, included in the mortgage payment through escrow, and then largely forgotten. But your home, rebuilding costs, belongings and insurance marketplace can change significantly over time.

That is why your coverage deserves a regular review—not just to compare price, but to make sure you:

✔️ Have comprehensive protection for your home and belongings
✔️ Understand your underlying coverage limits and deductibles
✔️ Carry enough coverage for today’s rebuilding costs
✔️ Know whether your premium is still competitively priced
✔️ Understand what is—and is not—covered before a loss occurs

It is also important to review optional endorsements that may not automatically be included in your policy, such as:

• Water and sewer backup or overflow coverage
• Buried utility or service line coverage
• Extended or guaranteed replacement cost
• Building-code or ordinance and law coverage
• Increased limits for landscaping, debris removal or valuable belongings

And please do not overlook the importance of a home inventory. Photos, videos, receipts and a room-by-room list of your belongings can make an enormous difference if you ever need to document a claim. It is much easier to create an inventory now than to remember everything you owned after a devastating loss.

Insurance should not simply be something you pay for through escrow and hope you never need. It should be protection you understand and feel confident will respond when life changes in a moment’s notice.

If it has been some time since you reviewed your homeowners policy—or you are not sure what coverage you currently have—reach out for a complimentary comprehensive insurance review.

Client or not, I am always happy to help you understand your coverage, identify potential gaps and determine whether your protection is still competitively priced.

Just Call Carrie—because understanding your insurance before a loss matters.

08/07/2026

🚨 Wildfire Claims Information & Carrier Contacts

If you or someone you know has been impacted by the wildfires in Washington or Oregon, your safety comes first. Once you are safe, report your claim as soon as possible.

Not sure who your insurance company is?

Check your policy declarations page or insurance ID card.

If you can't locate it, call me or my team. We'll help you identify your carrier and get you connected to the appropriate claims team.

Carrier Claims Contacts
🏠 Liberty Mutual Insurance
🌐 https://www.libertymutual.com/claims-center
📞 (800) 225-2467

🏠 Travelers Insurance
🌐 https://www.travelers.com/claims
📞 (800) 252-4633

🏠 Mutual of Enumclaw
🌐 https://www.mutualofenumclaw.com/your-policy/report-a-claim
📞 (877) 425-2580

🏠 Chubb
🌐 https://www.chubb.com/us-en/claims
📞 (800) 252-4670

🏠 The Cincinnati Insurance Companies
🌐 https://www.cinfin.com/cincinnati-insurance-claims
📞 (877) 242-2544

🏠 PURE Insurance
🌐 https://www.pureinsurance.com/members
📞 (888) 813-7873

🏠 Progressive Insurance Home (ASI)
🌐 https://www.americanstrategic.com/claims-center
📞 (866) 960-6925

🚗 Progressive Insurance Auto
🌐 https://www.progressive.com/claims
📞 (800) 274-4499

🏠 Nationwide
🌐 https://www.nationwide.com/insurance-claims
📞 (800) 421-3535

🏠 Capital Insurance Group (CIG)
🌐 https://www.ciginsurance.com/claims
📞 (800) 986-9974

🏠 Foremost Insurance
🌐 https://www.foremost.com/claims
📞 (800) 527-3907

🏠 American Modern Insurance Group
🌐 https://myclaim.amig.com
📞 (800) 375-2075

Don't See Your Carrier?

If your insurance company isn't listed above, call me. I'll help you get connected with the correct claims department as quickly as possible.

After You've Reported Your Claim
As your independent insurance advisor, I'm here to help you understand what comes next.

While I can't make coverage decisions on behalf of the insurance company, I can help you:

-Understand your coverages and deductibles
-Explain the claims process

-Answer questions about Additional Living Expense (ALE), debris removal, and contents claims
-Help you understand next steps
-Be a resource and advocate throughout the process

You don't have to navigate it alone.

Spokane Disaster Assistance Center

If you've been impacted by the fires, assistance is available at:
📍 Shadle Park High School
4327 N. Ash Street
Spokane, WA 99205

❤️ My thoughts are with everyone affected by these devastating wildfires—including the families who have lost homes, the firefighters and first responders protecting our communities, and the carrier claims professionals working around the clock to help people recover.

08/05/2026

- this one is particularly important for my Real Estate and Lending Partners along with those looking to buy or sell in Wildfire prone areas!

🔥 Wildfire Binding Restrictions & Moratoriums: What Home Buyers, Sellers, Realtors & Lenders Need to Know

With the active wildfires across Washington and Oregon, many insurance companies have implemented temporary binding restrictions and moratoriums. At the moment, the list of affected ZIP codes and counties is extensive and continues to change as fire conditions evolve.

What does that mean?

🚫 Binding Restriction
A carrier temporarily stops issuing new homeowners insurance policies or making certain coverage changes in designated areas while wildfire conditions remain elevated.

🚫 Moratorium
A carrier may temporarily suspend:
• New homeowners insurance policies
• Coverage increases
• Replacing cancelled policies
• Certain policy changes

Existing policies generally remain in force, but obtaining insurance for a new purchase or making coverage changes can become much more challenging until restrictions are lifted.

If you're buying a home:

🏡 Your lender will require homeowners insurance before closing. If the property is located in an area under a binding restriction, your insurance options may be limited and finding coverage could take additional time.

If you're selling a home:

🏡 Insurance availability can impact your buyer's financing timeline. Addressing insurance early can help prevent delays as you approach closing.

For my Realtor & Lender partners:

📋 If you have a client thinking about buying, selling, writing an offer, or closing over the next few weeks, call me first.

Because these restrictions are changing frequently and vary by insurance carrier, I can quickly determine whether the property is currently located in an area affected by a binding restriction or moratorium and help identify available insurance options before it becomes a last-minute issue.

One carrier's restriction does not mean every insurance company has stopped writing business. As an independent agent, I work with multiple insurance carriers and can often find solutions when one market has temporarily paused new business.

The earlier we're involved in the transaction, the more options we typically have.

📞 Questions about a specific address or upcoming closing? Just Call Carrie.

I'm always happy to be a resource for homeowners, buyers, sellers, Realtors, and lenders navigating today's changing insurance market.

08/04/2026

Understanding Your Wildfire Insurance Claim

After a wildfire, one of the first questions I hear is:

"What does my insurance actually cover?"

The answer depends on your policy, but here are some coverages homeowners are often surprised to learn about.

🔥 Debris Removal
Your policy may help pay to remove debris from your property after a covered wildfire, subject to policy terms and limits.

🏨 Additional Living Expense (ALE)
If your home isn't livable, your policy may help cover the increased cost of maintaining your normal standard of living, including:
• Hotel or rental housing
• Increased meal costs
• Laundry
• Pet boarding
• Fuel and transportation

Save every receipt.

💨 Smoke Damage
Smoke and soot can damage walls, insulation, HVAC systems, electronics, appliances, and personal belongings—even if flames never reached your home. Have your home inspected if smoke entered the structure.

🌲 Trees & Landscaping
Trees, shrubs, and landscaping often have limited coverage and may be subject to specific policy limits. Coverage can differ if a tree damages a structure versus simply burns or falls in the yard.

📦 Personal Property
A home inventory is invaluable. Document belongings room by room using photos, receipts, credit card statements, or other records to help support your claim.

🏡 Building Code Upgrades
Rebuilding may require compliance with current building codes. Many policies include Ordinance or Law coverage, but limits vary, so it's important to understand what your policy provides.

🔨 Rebuilding
Recovery doesn't end with the first claim payment. Rebuilding often involves permits, contractor estimates, material selections, inspections, and supplemental payments as work progresses.

❤️ One final piece of advice:

Don't navigate a wildfire claim alone.

As an independent insurance agent, I'm here to help explain the process, answer questions, and advocate for you from the first call until you're back home.

My thoughts remain with everyone impacted by the Spokane Complex Fires. I hope this series has helped make a difficult process a little easier to understand.

08/03/2026

Over the past several days, I've spoken with clients forced to evacuate due to the Spokane Complex Fires. My heart goes out to every family wondering what they'll return to.

If your home was impacted, here are the first steps I recommend:

🏠 1. Don’t return until officials say it’s safe.

Even if your home is standing, hazards may include unstable structures, downed lines, gas leaks, contaminated water, or hot spots.

📸 2. Document everything before cleanup.

Take photos and videos of all damage inside and out. Capture each room before moving or discarding items, unless needed for safety.

📞 3. Contact your insurance carrier ASAP.

Early reporting helps start the claims process. Your agent can explain coverage, deductibles, and next steps.

🧾 4. Save all receipts.

Many policies include Additional Living Expense (ALE) if your home is uninhabitable. Keep receipts for hotels, meals, laundry, pet boarding, clothing, toiletries, fuel, and other necessary costs.

🛠️ 5. Be cautious of contractors.

Disasters attract scammers. Verify licensing, check references, get written estimates, and avoid pressure to sign or pay upfront.

📝 6. Start a property inventory.

Work room by room and update as you remember items. Photos, receipts, and statements can help document losses.

📂 7. Keep a claim file.

Track claim numbers, contacts, estimates, receipts, photos, and notes in one place.

❤️ 8. Give yourself grace.

Wildfire loss is overwhelming. Focus on safety first—everything else can be handled step by step.

As your insurance agent, I’m here to help guide you through the claims process. If you have questions—client or not—please reach out. Knowing the next step can ease the stress.

My thoughts are with everyone affected by the Spokane Complex Fires, and with the firefighters, utility crews, and responders working tirelessly.

Stay safe—recovery is a process, and you don’t have to do it alone.

08/01/2026

When the phone rings twice in one afternoon with the same question, it hits differently.

I just took my second call from clients I know personally who are under Level 3 "GO NOW" Evacuation due to the Old Trails Fire near Spokane (the photo attached is from one of them). With the fire crossing the river and high winds driving it west of Division Street, the threat to homes and businesses is changing rapidly.

Both of them asked me the same question:

"What do we do?"

If you're under a Level 3 evacuation, leave immediately. Your life, your family, and your pets are far more important than anything you own.

If you're in an area under an earlier evacuation level and you have time to prepare safely, one of the most valuable things you can do from an insurance perspective is create a quick video inventory.

🎥 Walk through your home with your phone. Open closets, cabinets, and drawers. Capture your furniture, electronics, artwork, jewelry, tools, appliances, and anything else you would want to remember later. It doesn't have to be perfect. Even a few minutes of video can make the claims process much easier if the unthinkable happens.

If time allows, also gather:
• Prescription medications
• Important documents
• Pets and pet supplies
• Family photos and irreplaceable keepsakes
• Valuables that cannot be replaced

But if authorities tell you to GO NOW, don't stop to make a list or record a video.

Just go.

One thing that brought me a little peace today is knowing that both of these clients have policies that include Wildfire Defense Response. When conditions allow and response teams are available in the area, specially trained crews may be deployed to help protect insured homes from approaching wildfire. While no program can guarantee a home will be saved, having that additional layer of protection can make a meaningful difference when every minute counts.

My thoughts are with everyone affected by the Old Trails Fire, along with the firefighters, law enforcement, and emergency responders working tirelessly to protect our communities.

Please stay safe, follow official evacuation orders, and check on your neighbors if you can do so safely.

❤️ Homes can often be rebuilt. Possessions can often be replaced. People cannot.

07/31/2026

One month into working from home...

It's hard to believe it's already been a month since our office officially transitioned to a fully remote team.

I'm still figuring it out.

If I'm being honest, the biggest challenge has been creating healthy boundaries. I find myself logging in early, staying on late, and thinking, "I'll answer just one more email..." before realizing another hour has passed.

But there have been some unexpected gifts, too.

One of my favorites happened this week. Instead of grabbing a quick lunch at my desk, I took the opportunity to walk up to Nelle’s in Burien to meet my daughter, Hanna, who was working nearby at St. Anne Hospital.

It wasn't anything extravagant—just lunch, sunshine, a walk, and time together.

Those are the moments I probably would have missed before.

I'm learning that working remotely isn't just about changing where I work—it's about being intentional with how I spend my time.

I'm definitely still a work in progress, but I'm trying to remind myself that stepping away from my computer doesn't make me less productive. Sometimes it makes me better at what I do.

For those of you who have been working remotely for years...

What's the one habit that's made the biggest difference in helping you create healthy boundaries between work and home?

I'm still learning, and I'd love to hear your advice.

☀️ (And if you're in Burien and haven't tried Nelle’s yet... I highly recommend adding it to your lunch list.)

07/30/2026

Sometimes the hardest work in insurance happens before a client ever receives a proposal.

This week, my team and I lost an account.

Of course, that's disappointing. We invest a lot in every client we serve.

This particular client first came to us because her insurance carrier was non-renewing her apartment building. The age of the property made finding replacement coverage challenging, and many carriers simply weren't interested.

So we rolled up our sleeves.

We spent hours working with underwriters, answering questions, gathering documentation, advocating for the risk, and ultimately found a carrier willing to insure the property.

When renewal came around this year, we went back to work.

After another round of negotiations with underwriters, we were able to find substantial premium savings while ensuring the coverage remained appropriate for her investment.

Then came the email.

She had decided to move her insurance elsewhere.

Would I have loved to keep the account? Absolutely.

But I've been in this business long enough to know that the lowest premium or the biggest promise doesn't always tell the whole story.

As independent insurance advisors, our job isn't simply to sell a policy. It's to understand risk, advocate for our clients, and build long-term relationships. Sometimes that work is visible. Often, it isn't.

If history has taught me anything, it's that relationships built on honesty, responsiveness, and expertise have a way of coming full circle. Many of our best clients are people who eventually discovered the difference between a quote and an advisor.

So we keep showing up. We keep advocating. We keep doing the work behind the scenes that most people never see.

And we leave every conversation with the door open.

Because today's "no" isn't always forever.

07/09/2026

🚗🏡 Is your insurance still the right fit?

One of the biggest misconceptions I hear is:

"I've been with the same insurance company for years, so I must be getting the best rate."

The truth is, insurance companies don't price every customer the same way forever.

Each carrier has a different appetite for risk. Every year, their actuaries analyze claims, loss ratios, repair costs, weather events, litigation trends, and dozens of other factors. Based on those results, they adjust their pricing and the types of customers they're most competitive for.

That means the company that was the best fit for you five years ago may not be the best fit today.

That's one of the biggest advantages of working with an independent insurance agent.

Instead of being limited to a single company, I have access to multiple highly rated insurance carriers and can compare options to help find the best combination of:
✅ Coverage
✅ Price
✅ Claims experience
✅ Discounts
✅ Long-term value

If it's been 3–5 years (or longer) since you've had a comprehensive insurance review—or if you've experienced a major life change such as buying a home, adding a teen driver, getting married, starting a business, or purchasing new vehicles—it's worth taking another look.

A review doesn't always mean changing companies.

Sometimes it confirms you're exactly where you should be. Other times, it uncovers coverage gaps, missed discounts, or opportunities to save hundreds—even thousands—of dollars each year.

The goal isn't simply to find the cheapest policy.

It's making sure your insurance is still working as hard as you are.

📞 If you're curious whether your current coverage is still the best fit, let's schedule a complimentary insurance review.

Just Call Carrie.

07/08/2026

There's nothing better than earning the trust of someone you've worked with for the very first time.

After helping one of our mutual clients with their new home insurance, the lender shared this with me:

💬 "It was a pleasure working with you. We are so happy for our mutual client! I've saved your information and will certainly refer future clients. You were very responsive—which means a great deal to me—and your rate was phenomenal."

That absolutely made my day.

Whether you're buying a home, reviewing your current insurance, or helping clients through one of life's biggest purchases, I believe everyone deserves an insurance advisor who communicates quickly and makes the process easy.

If you know an outstanding Lender, Real Estate Agent or Broker, Estate Planning Attorney, CPA, or Financial Advisor who would appreciate a responsive insurance partner, I'd love an introduction.

Thank you to everyone who continues to trust me with your referrals. It never goes unnoticed. ❤️

Address

654 S 152nd Street
Seattle, WA
98148

Opening Hours

Monday	8am - 4:30pm
Tuesday	8am - 4:30pm
Wednesday	8am - 4:30pm
Thursday	8am - 4:30pm
Friday	8am - 4:30pm

Telephone

+14253298389

Website

https://pollockinsurance.com/carrie/

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