08/03/2026
Over the past several days, I've spoken with clients forced to evacuate due to the Spokane Complex Fires. My heart goes out to every family wondering what they'll return to.
If your home was impacted, here are the first steps I recommend:
š 1. Donāt return until officials say itās safe.
Even if your home is standing, hazards may include unstable structures, downed lines, gas leaks, contaminated water, or hot spots.
šø 2. Document everything before cleanup.
Take photos and videos of all damage inside and out. Capture each room before moving or discarding items, unless needed for safety.
š 3. Contact your insurance carrier ASAP.
Early reporting helps start the claims process. Your agent can explain coverage, deductibles, and next steps.
š§¾ 4. Save all receipts.
Many policies include Additional Living Expense (ALE) if your home is uninhabitable. Keep receipts for hotels, meals, laundry, pet boarding, clothing, toiletries, fuel, and other necessary costs.
š ļø 5. Be cautious of contractors.
Disasters attract scammers. Verify licensing, check references, get written estimates, and avoid pressure to sign or pay upfront.
š 6. Start a property inventory.
Work room by room and update as you remember items. Photos, receipts, and statements can help document losses.
š 7. Keep a claim file.
Track claim numbers, contacts, estimates, receipts, photos, and notes in one place.
ā¤ļø 8. Give yourself grace.
Wildfire loss is overwhelming. Focus on safety firstāeverything else can be handled step by step.
As your insurance agent, Iām here to help guide you through the claims process. If you have questionsāclient or notāplease reach out. Knowing the next step can ease the stress.
My thoughts are with everyone affected by the Spokane Complex Fires, and with the firefighters, utility crews, and responders working tirelessly.
Stay safeārecovery is a process, and you donāt have to do it alone.