Tommy Kwong - Sound Lending Team

Tommy Kwong - Sound Lending Team Tommy Kwong, NMLS # 2068426
Sound Lending Team, NMLS # 2451903
Licensed Mortgage Broker

I am a Licensed Mortgage Broker, and I work with a wide variety of wholesale lenders all across the US. Some called me a matchmaker because I search for the best mortgage product for my client based on their financial situation, and then connect them with lenders that offer them. I also gather paperwork from the borrower and pass it along to a mortgage lender for underwriting and approval. Working

with a mortgage broker can the client time and effort during the application process, and potentially a lot of money over the life of the loan. Moreover, most wholesale lenders work exclusively with mortgage brokers, providing borrowers access to loans that otherwise would not be available to them.

👉 Get Your Custom Mortgage Quote📩 DM me or email tommy@soundlendingteam.com📱 206-889-9495
04/04/2026

👉 Get Your Custom Mortgage Quote
📩 DM me or email [email protected]
📱 206-889-9495

JUST FUNDED! 🔥 DSCR Cash-Out Refi – Investment Property in Tacoma, WA 🏡💼Another DSCR deal closed — this time for a singl...
03/17/2026

JUST FUNDED! 🔥 DSCR Cash-Out Refi – Investment Property in Tacoma, WA 🏡💼

Another DSCR deal closed — this time for a single-family rental in Tacoma!

Our client needed access to equity for some light remodeling and to knock out a few debts. Instead of jumping through hoops with income docs, we used the property’s cash flow to get it done clean and efficiently. 💪

✅ Cash-out based on rental income
✅ No personal income required
✅ Perfect for investors scaling their portfolio
✅ Flexible guidelines & competitive rates

This is exactly how smart investors use their properties — leverage the equity, improve the asset, and keep moving forward.

If you’ve got equity sitting in your rental and want to put it to work, let’s talk.

📩 DM me or email [email protected]
📱 206-889-9495

02/07/2026

2-Unit investment property in Tacoma WA, very close to JBLM. 20% Down on a DSCR loan will cash flow about $800 a month.

Licensed agent and loan officer here. Please reach out to me if interested.

206-889-9495
[email protected]

02/05/2026

Great investment property in Tacome, WA.
I am a real estate agent and a licensed loan officer. I can negotiate this deal and find a lender for you, save you time and hassle of dealing with agents and lenders.

206-889-9495
[email protected]

🔥 Turn-Key Fourplex Opportunity in Tacoma, WA 🔥Solid, income-producing fourplex with strong cash flow and upside in rent...
02/05/2026

🔥 Turn-Key Fourplex Opportunity in Tacoma, WA 🔥

Solid, income-producing fourplex with strong cash flow and upside in rents. Each unit features 2 beds / 1 bath, nearly 1,000 SF, in-unit washer/dryer, and a fireplace. Three units have been recently updated with high-end finishes, plus recent exterior improvements.

As both a licensed real estate agent and loan officer, I can walk you through:
✔️ Listing details
✔️ Cash flow numbers
✔️ Possible DSCR loan with only 20% Down

👉 Comment your email below and I’ll send you the full listing info plus example loan terms that could work for you.

02/03/2026

2/3/26: I found a rental property that will give you over $1000 positive monthly cash flow in Aberdeen, WA, with only 20% down.

Investors — big update.We now offer a NO RATIO DSCR loan option, meaning no rental income requirement. This is perfect f...
12/12/2025

Investors — big update.
We now offer a NO RATIO DSCR loan option, meaning no rental income requirement. This is perfect for properties that are vacant, under renovation, or not leased yet.

✔️ Up to 70% LTV cash out
✔️ 660+ credit
✔️ Vacant/unleased properties allowed
✔️ No tradelines required
✔️ Flexible qualification

Whether you’re repositioning a property, mid-renovation, or need cash out fast — I’ve got you covered.

📞 206-889-9495
📩 [email protected]

JUST FUNDED! 🔥 Foreclosure Rescue – Rancho Santa Margarita, CA 🏡⛑️Another win — this time for a homeowner who was days a...
12/11/2025

JUST FUNDED! 🔥 Foreclosure Rescue – Rancho Santa Margarita, CA 🏡⛑️

Another win — this time for a homeowner who was days away from losing her condo.

Our client had a hard money loan that matured back in April, and once it did, the lender stopped accepting payments entirely. By July, a Notice of Default was issued. Every traditional lender turned her away because of the foreclosure status… and she was running out of time.

That’s when she came to us — and we got it done. 🙌

We secured a 24-month bridge loan that pays off the hard money lender, stops the foreclosure process, and gives her the time she needs to rebuild her finances and repair her credit.

✔️ Foreclosure rescue
✔️ No income docs required
✔️ Flexible underwriting
✔️ 24-month interest-only bridge loan

If you or someone you know is facing foreclosure — or stuck in a loan no one else will touch — there ARE solutions. You just need the right team in your corner.

📩 DM me or email [email protected]
📱 206-889-9495

Address

158 SW 148th Street , #1173
Seattle, WA
98166

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