Lisa Palmer - Senior Loan Officer - NMLS #487544

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United States
Seattle, WA
Lisa Palmer - Senior Loan Officer - NMLS #487544

Member FDIC | Equal Housing Lender

We make home happen!

04/27/2026

Found your dream home — but haven't sold your current one yet? 😅

You don't have to choose. With our $1,000 Flat Fee Bridge Loan, you can buy your next home NOW and sell when you're ready. No contingent offers. No stress. No rushing.

Make a strong, non-contingent offer and compete like a cash buyer — without waiting for your current home to sell first.

Curious if it's right for your situation? Let's chat — I'm happy to walk you through it! 💬

04/02/2026

I am excited to introduce MED-PRO 1ST — 1st Security Bank's new mortgage program designed specifically for Veterinarians, Pharmacists, Physicians, Dentists, CRNAs and other licensed medical professionals. This loan program features:
✅ Zero down payment options and loan amounts up to $2,000,000
✅ No monthly mortgage insurance (PMI)
✅ Student loans handled more flexibly
Please reach out to me for more information or a no-obligation consultation!

02/26/2026

📊 Let's talk numbers.

One year ago, the average 30-year fixed mortgage rate was 6.76%. As of today, it's sitting at 5.98%. For a $400,000 loan, that difference translates to roughly $200/month in savings and really adds up over the life of the loan.

If you have been waiting for a sign to revisit your homeownership goals, this might be it. Let's run the numbers together and make a plan. I am here to help!

12/10/2025

As we gather with friends and loved ones this holiday season, it reminds us that we're part of something bigger—we're part of a community. That's why we're especially proud to share that through our Annual Holiday Food Drive, 1st Security Bank has donated over $300,000 to support local food banks, with at least $8,000 donated at each of our locations.

These contributions will help ensure families throughout our neighborhoods can enjoy nourishing meals during the holidays and beyond. It's our way of giving back to the communities that have given us so much.

From our family to yours, we wish you holidays filled with warmth, joy, and cherished moments. Thank you for being part of our journey.

11/25/2025

To account for rising home prices, the 2026 conforming loan limit for one-unit properties will be $832,750, an increase of $26,250 from $806,500 in 2025. Please call me for a no-obligation consultation or to find out more.

11/15/2025

🏠 BIG NEWS! This is something I never saw coming!

Starting November 16, 2025, Fannie Mae (one of the biggest mortgage companies in the country) is dropping their minimum credit score requirement of 620. What does this mean for you? If you've been wanting to buy a home, but your credit score wasn't high enough, this could be your chance!

Here's what's changing: ✅ No more automatic "no" if your score is under 620. ✅ They'll look at your whole financial picture - like whether you pay rent on time. ✅This could help SO many people who are responsible with money but just don't have that "magic number" on their credit score. Learn more at: https://brev.is/xOmxC

Know someone who's been trying to buy a house? Please share this with them! 💙

07/04/2025

As we head into the holiday weekend, I just wanted to wish you and your loved ones a safe, joyful, and relaxing 4th of July. However you choose to celebrate—fireworks, barbecues, or just some well-deserved downtime—I hope it's filled with good moments and great company. Enjoy the holiday and stay safe!

06/20/2025

Whether you're planning to make a large purchase, consolidate and pay off high-interest rate debt, or do a few home improvements, a Home Equity Line of Credit (HELOC) offers flexible financing with a little peace of mind.

With a HELOC from 1st Security Bank, you can borrow up to 80% of your home’s value and lines are available from $10,000 to $500,000. During the 10-year draw period, you’ll only pay interest on what you use—and as you repay, those funds become available again. After that, there is a 20-year repayment period at a set interest rate.

To get started, apply online at https://www.fsbwa.com/home-equity. Please reach out for a no-obligation consultation.

04/29/2025

Feeling stuck between buying and selling? In today's market, waiting to sell your home before buying the next one can leave you frozen out of your dream move. That's where a Bridge Loan comes in: Unlock equity in your current home, make a non-contingent offer on your new home, avoid the stress of rushed selling, and defer payments until your current home sells or loan maturity

Buy on your terms—before your home even hits the market. Let's bridge the gap to your next home. Give me a call today!

02/12/2025

If you're thinking about listing a home, and love saving money, our Buyer Advantage program is designed just for you! This unique program has recently been expanded to include existing homes, giving you a powerful tool to attract buyers.

Here's how it works: ✅ Buyers can receive up to a 1% lender credit from 1st Security Bank—that's $7,500 on a $750,000 loan—just for using our financing. ✅ You also get the same benefit on your next home purchase. ✅ No hidden fees, no gimmicks—just a valuable incentive that makes your listing stand out from the competition. ✅ You will receive our best in class service throughout the process.

You can register for Buyer Advantage even If the home is already listed! Just make sure you're working with a licensed real estate agent and have them contact me to get started.

Address

614 Broadway E
Seattle, WA
98102

Website

http://LisaPalmerMortgage.com/

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