ShareBuilder 401k

10/16/2026

Good markets don’t last forever. But good plans do. 
Bear markets have happened about 22 times since 1929. Every single one turned around. The savers who come out ahead usually make the fewest moves: stay invested, keep contributing, and rebalance when you need to. 
Swipe through for the simple game plan, then take our risk quiz to see if your 401(k) is ready for whatever comes next. 
 
Past results are not guarantees of future returns. ShareBuilder 401k does not offer tax or legal advice. Consult with your tax or legal advisor before engaging in specific strategies.

10/09/2026

An extra 1% in fees may not sound like much, but it can cost you and your employees thousands over time.

That's why we advocate keeping all-in investment costs under 1%. Every ShareBuilder 401k plan is built on a low-expense fund lineup, monitored by our investment committee. That helps keep more money in the pockets of you and your employees

Do you know what your current plan costs?

Past results are not a guarantee of future returns. ShareBuilder 401k does not offer tax or legal advice. Consult with your tax or legal advisor before engaging in specific strategies.

10/08/2026

Your 401(k) won’t grow in a straight line. Here’s why that’s okay. 
  
Like this golf ball, it’ll bounce off things you didn’t plan for: market dips, a rough year, a detour you didn’t see coming. That’s a normal part of investing.  
  
Doesn’t mean it’s off course. Retirement planning isn’t about a perfect path; it’s about staying focused on the goal. That’s the mindset behind good personal finances too. 
  
Keep your eye on where your retirement balance is headed, not every bounce along the way. 
  
We have plans that can help you adjust your swing when the course throws you off. 
 
ShareBuilder 401k does not offer tax or legal advice. Consult with your tax or legal advisor before engaging in specific strategies.

10/04/2026

Think offering a 401(k) is too much work for a small business? You’re not alone. 

Here’s the good news: buying a plan with ShareBuilder 401k only takes about 5 minutes. 

After that, our team walks you through setup step by step, so you and your employees can start saving sooner. 

It’s a small time investment that can make a big difference for you and your team.

10/02/2026

Your 401(k)'s target date fund might be riskier than you think, and you'd have to read a prospectus to find out.

Target date funds are built to get safer as you near your chosen year. But every fund does this differently. Most savers can't see how their money is split without digging through the fine print.

So what's the fix? Our CEO Stuart Robertson breaks it down for Forbes Business Council. He explains why model portfolios, built around how much risk you're comfortable with instead of your retirement year, can work better for most investors. Read more below.

https://www.forbes.com/councils/forbesbusinesscouncil/2026/10/02/target-date-funds-versus-model-portfolios-making-sense-of-401k-options/

Past results are not guarantees of future returns. ShareBuilder 401k does not offer tax or legal advice. Consult with your tax or legal advisor before engaging in specific strategies.

It’s a fiduciary duty of companies to ensure their retirement plan is run in the best interest of employees.

09/24/2026

Don’t pay yourself with what’s left over. Pay yourself first.

There is always going to be somewhere else for money to go besides back in your own pocket.

By automating your 401(k) contributions, you’re prioritizing paying yourself- before all the other things eat away at your monthly income.

If you run a business, you know that there will always be many costs, like payroll, operations, taxes, etc.

Most of these costs are deducted automatically. So why treat saving for your future any differently?

Start paying yourself first by saving for your future with a 401(k).

ShareBuilder 401k does not offer tax or legal advice. Consult with your tax or legal advisor before engaging in specific strategies.

09/22/2026

The most important part about saving for retirement is simply to start. 
  
Saving just $50 a month at an 8% average annual return for 40 years grows to about $174,600.  However, only $24,000 of that comes out of your pocket. The other $150,600 comes from compounding. 
  
Wait ten years to start, and the same $50 gets you around $74,500. That’s about $100,000 less in the long run. 
  
The amount you invest matters, but what makes a 401(k) work is time. 
  
You don’t need to be an expert to start investing in a 401(k), but your future self will thank you for starting today. 
  
ShareBuilder 401k does not offer tax or legal advice. Consult with your tax or legal advisor before engaging in specific strategies.

09/18/2026

As a small business owner, here's how a 401(k) can work in your favor:

• May help lower your taxable income
• Can help reduce the cost of turnover
• Offers extra room for contributions after age 50

Swipe through the slides for more & see how ShareBuilder can make starting and managing a 401(k) plan more attainable for business owners like you.

Saving for retirement is often more affordable and easier than business owners think.

ShareBuilder 401k does not offer tax or legal advice. Consult with your tax or legal advisor before engaging in specific strategies.