ShareBuilder 401k

05/22/2026

A 401(k) loan can feel like a smart move when you need cash fast.

But there are real risks most people do not find out about until it is too late.

 
Miss a payment, leave your job, or hit a rough patch in your business and what started as a quick fix can become a big tax bill with penalties on top. 

Check out the full video on YouTube.

05/19/2026

Nobody warns small business owners about this part of a 401(k) loan.

You're not borrowing from a bank, you're borrowing from your future self.

A 401(k) loan can be a real lifeline when cash flow dries up or an emergency hits.

But the rules are not as simple as they look.

Miss a payment, leave your job, or hit a rough patch in your business and what started as a quick fix can become a big tax bill with penalties on top.

We break it all down in plain language so you know exactly what you're signing up for before you decide.

05/07/2026

Most small business owners pick a 401(k) plan and never look inside it again.

That's a problem. And our CEO Stuart Robertson explains exactly why in his latest piece for Forbes Business Council.

The short version: the wrong fund lineup and hidden fees could cost you and your team hundreds of thousands of dollars over a career. That's not a typo.

Stuart put together a plain-language guide to help business owners ask the right questions before they sign anything. No finance degree needed.

Read the full article here:https://www.forbes.com/councils/forbesbusinesscouncil/2026/05/06/considerations-for-finding-the-best-401k-plan-for-your-team/

ShareBuilder 401k does not offer tax or legal advice. Consult with your tax or legal advisor before engaging in specific strategies.

Call now to connect with business.

05/04/2026

May the Fourth Be With You... and with your retirement savings. 50% off 401(k) setup starts TODAY. � �A long time ago in a galaxy far, far away... small business owners left money on the table by not having a 401(k). � �Whether you are self-employed or have employees, a 401(k) lets you save way more than an IRA and shrink your tax bill at the same time. � �This offer self-destructs May 26. Link in bio.

You must purchase a plan by May 26th, 2026 to receive your 50% off setup discount offer. Only one offer per customer. Pricing does not go below $0. Discount only applies to setup costs.

04/28/2026

Thinking about pulling from your 401(k) early? Read this first.
 
Early withdrawals sound like a quick fix, but most people don’t realize how much it actually costs them.  
 
You’re looking at a 10% penalty on top of regular income taxes. And that’s just the immediate hit.
 
The part that stings longer term is the lost compounding. Every dollar you pull out today is a dollar that won’t be growing for the next 10, 20, or 30 years. The math works against you fast. 

That said, life happens. Next week we’re breaking down the real exceptions to the 401(k) early withdrawal penalty, including situations where you can access your money without getting hit. Follow us so you don’t miss it. 

Save this post if you’re weighing your options. 

Read the full write up on our link in bio. 

ShareBuilder 401k does not offer tax or legal advice. Consult with your tax or legal advisor before engaging in specific strategies.

04/19/2026

Crypto in your 401(k)? ShareBuilder 401k’s CEO Stuart Robertson has some thoughts.

President Trump signed an executive order in August that could open the door to cryptocurrency inside retirement plans. But a 401(k) is built for steady, long-term growth, not high-risk speculation.

Our CEO just wrote about what this really means for your retirement savings: https://lnkd.in/g_yG__bk

What do you think? Drop a comment below.

ShareBuilder 401k does not offer tax or legal advice. Consult with your tax or legal advisor before engaging in specific strategies.

04/14/2026

Most people know they should have a 401(k). Far fewer actually understand how one works.

Swipe through to get the basics down in under 2 minutes! 

Here’s what we cover: 
How a 401(k) saves you on taxes (yes, really), the difference between pre-tax and Roth contributions, and when you can actually access your money without getting hit with a penalty. 

The biggest mistake small business owners make?  

Waiting too long to start.

Whether you’re a solopreneur or running a team, a 401(k) is one of the smartest ways to lower your taxable income AND build long-term wealth at the same time. 

Save this post. You’ll want it when you’re ready to set one up. 
 
 
ShareBuilder 401k does not offer tax or legal advice. Consult with your tax or legal advisor before engaging in specific strategies.