Adam Boss NMLS ID 110775 Generations Home Loans/Seattle Metro

Adam Boss NMLS ID 110775 Generations Home Loans/Seattle Metro Adam Boss I NMLS ID # 110775
Branch Manager/Mortgage Consultant
Generations Home Loans

WA-CL 252939

Do you know your Debt-to-Income Ratio (DTI)? It’s the percentage of your monthly income that goes toward debt payments. ...
05/29/2025

Do you know your Debt-to-Income Ratio (DTI)? It’s the percentage of your monthly income that goes toward debt payments. Lenders typically look for a DTI around 40-45%. Is your ratio ready for mortgage approval?

Want To Know More About DTI? Reach out and we can help answer any questions!

FHA loans are a popular option—especially for first-time homebuyers—but like any loan, they come with tradeoffs. An FHA ...
05/23/2025

FHA loans are a popular option—especially for first-time homebuyers—but like any loan, they come with tradeoffs. An FHA loan might be perfect for your path to homeownership—but it’s not one-size-fits-all.

Want help figuring out your best option? We're just a message away!

Wondering what’s happening in the housing market right now? Here’s a quick snapshot of what buyers and homeowners need t...
05/21/2025

Wondering what’s happening in the housing market right now? Here’s a quick snapshot of what buyers and homeowners need to know this May.

Mortgage rates are holding steady around 6.7%, with a possible dip later this year.

Home prices are up 2.1% year-over-year, but inventory is rising, giving buyers more options.

Buyers have more negotiation power, with many homes selling below asking in key markets.

FHA & VA loans are trending as buyers look for lower down payment options.

Thinking about buying or refinancing? Let's chat!

“Homeownership is the cornerstone of a strong family and community.” – President Jimmy CarterWe know that owning a home ...
05/19/2025

“Homeownership is the cornerstone of a strong family and community.” – President Jimmy Carter

We know that owning a home goes beyond the walls and roof. It’s about creating a foundation for your family, contributing to the growth of neighborhoods, and strengthening the fabric of your community.

When you invest in a home, you’re not just investing in yourself—you’re helping to build a stronger, more connected future for everyone around you

Need a second opinion on your mortgage offer?Our Second Look Program is designed to provide prospective homebuyers with ...
05/15/2025

Need a second opinion on your mortgage offer?

Our Second Look Program is designed to provide prospective homebuyers with a no-commitment review of their current mortgage offers. This service aims to ensure that you are receiving the best possible rates and have explored all available options before finalizing your mortgage decisions. By obtaining a second opinion through this program, you may potentially save thousands of dollars over the life of your loan.

An inspection is a crucial step in the home-buying process! It provides a detailed analysis of a property’s structural c...
05/13/2025

An inspection is a crucial step in the home-buying process! It provides a detailed analysis of a property’s structural condition, helping buyers make informed decisions. Always know what you’re investing in before closing the deal!

Is a conventional mortgage right for you?When it comes to buying a home, a conventional mortgage is one of the most comm...
04/07/2025

Is a conventional mortgage right for you?

When it comes to buying a home, a conventional mortgage is one of the most common options. But what does it actually mean?

A conventional mortgage is a loan that isn’t insured or guaranteed by the government (like FHA or VA loans). It typically requires a higher credit score and larger down payment but offers more flexibility and lower fees in return.

Thinking of upgrading your home? Whether you’re boosting resale value or enhancing your living space, these top investme...
04/05/2025

Thinking of upgrading your home? Whether you’re boosting resale value or enhancing your living space, these top investments give you the best bang for your buck!

Pro Tip: Small changes like fresh paint, new hardware, and deep cleaning can make a BIG impact!

Looking for reliable tools and guidance on your home-buying journey? We’ve got you covered with a wide range of free res...
04/02/2025

Looking for reliable tools and guidance on your home-buying journey? We’ve got you covered with a wide range of free resources right on our website!

Here’s what you’ll find:
+ Mortgage calculators to help estimate payments
+ Educational blogs on everything from down payments to closing costs
+ Step-by-step guides to make your path to homeownership smooth

Ready to get started? Visit our website today and explore all these helpful tools and more!

What is an appraisal? It’s a professional valuation used to determine a home’s market value—not its condition. Appraisal...
03/31/2025

What is an appraisal? It’s a professional valuation used to determine a home’s market value—not its condition. Appraisals help ensure the price aligns with its worth, giving buyers and lenders confidence.

Got Questions? Reach out to me today!

Owning a home is a keystone of wealth… both financial affluence and emotional security.’ – Suze Orman.Your home is more ...
03/29/2025

Owning a home is a keystone of wealth… both financial affluence and emotional security.’ – Suze Orman.

Your home is more than just a place to live—it’s an investment in your future. From building equity to creating a sanctuary for your loved ones, homeownership provides stability, pride, and the opportunity to grow your financial foundation.

Spring cleaning isn’t just for decluttering!  It’s the perfect time to prep your home for selling. Check out our top tip...
03/27/2025

Spring cleaning isn’t just for decluttering! It’s the perfect time to prep your home for selling. Check out our top tips for maximizing your home’s value.

A little effort now can lead to big rewards when it’s time to sell.

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Seattle, WA

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