1892 Capital Partners, LLC

1892 Capital Partners, LLC 🏢 Fix & Flip | Bridge Loans | New Construction | Land Loans | Acquisition
đź“ŤWA, UT, HI

1892 Capital Partners has deep roots in Washington state and its partners have been in the industry of private capital lending for decades. We are invested in our community and committed to providing strategic lending to help growth.

TRUTH: A lot of today’s deals are not distressed. They are simply reaching maturity in a very different capital market t...
05/26/2026

TRUTH: A lot of today’s deals are not distressed. They are simply reaching maturity in a very different capital market than the one they were financed in.
Over the next several years, a significant amount of commercial real estate debt will come due in an environment shaped by higher borrowing costs, tighter underwriting, and more conservative leverage expectations.

Lower-rate loans are now meeting:
▶️higher borrowing costs
▶️tighter underwriting
▶️more conservative leverage
▶️increased scrutiny around cash flow and exits

That does not automatically make projects bad deals, but it does create pressure around refinancing, timing, and structure, especially for transitional or recently stabilized assets.

We are already seeing more conversations centered around:
▶️ bridge extensions
▶️ refinance gaps
▶️ lease-up timelines
▶️ recapitalization strategies
▶️ protecting project momentum while markets recalibrate

This is one reason bridge lending continues to play an important role in today’s market. Not to “save” broken projects, but to help good operators navigate changing capital conditions with flexibility and realistic ex*****on timelines.

The deals moving successfully right now tend to have one thing in common: thoughtful structure early.

If you are working through refinancing pressure, timing challenges, or a transitional asset that needs a clear path forward, we are always open to a conversation. ▶️ Contact our Fund Director, Charles M. Farnsworth → (253) 592-3452 | ✉️ [email protected]

05/21/2026

One of the biggest shifts we’ve watched in private lending over the last several years is the movement away from operator understanding and toward pure spreadsheet lending. A lot of capital today is trying to fit every borrower into the same box.

That has never made much sense to us.

At 1892 Capital Partners, we spend a significant amount of time evaluating the person behind the deal, not just the asset itself. Experience, ex*****on capability, reputation, and decision-making under pressure still matter deeply in real estate.
Our Principal, Eric Corliss, recently explained this through a car wash construction loan the team funded. On paper, the borrowers had never developed a car wash before. Most lenders likely stop there. What mattered to us was that they were highly experienced general contractors with the right consultants, market understanding, and operational support around them.
That deal performed well because underwriting is rarely just about checking boxes. Sometimes it is about understanding whether the people involved are capable of navigating complexity successfully.
We think that distinction is becoming increasingly important as markets tighten and ex*****on risk rises.

is not about rescuing bad deals. It’s about helping good projects keep momentum when timing, structure, or traditional...
05/15/2026

is not about rescuing bad deals. It’s about helping good projects keep momentum when timing, structure, or traditional financing creates friction.

We built our platform around the realities of modern real estate, not outdated underwriting formulas. We’re a discretionary fund backed by five generations of real estate experience, which means we can evaluate deals through the lens of ex*****on, not just checklists.

Sometimes a deal doesn’t need perfection...It needs the right structure and a lender willing to understand the plan.

That’s the difference.

$2M–$15M | 65–75% LTV | Short-Term Bridge | Built to Close  → Contact our Fund Director, Charles M. Farnsworth → (253) 592-3452 | ✉️ [email protected]

JUST FUNDED! 🌲 We recently closed two bridge refinance loans for Big Foot Cabins, LLC in Ashford, Washington, helping pr...
05/12/2026

JUST FUNDED! 🌲 We recently closed two bridge refinance loans for Big Foot Cabins, LLC in Ashford, Washington, helping provide additional runway while the borrower prepares the sites for future development.

Both transactions were secured by land parcels near Mount Rainier and structured as short-term bridge refinances until the borrower is ready to move into the next phase of construction, sale, or permanent financing. Deals like these are a reminder that bridge lending is not always about complexity. Sometimes it is simply about providing flexible timing and practical ex*****on when traditional financing is not the right fit.

Deal Terms:
▶️ Loan Amount: $67,625
▶️ Term: 12 months
▶️ LTV: 61.10%
▶️ Interest Rate: 12.00%
▶️ Exit Strategy: Sale or Refinance
▶️ Loan Amount: $102,825
▶️ Term: 12 months
▶️ LTV: 74.27%
▶️ Interest Rate: 12.00%
▶️ Exit Strategy: Sale or Refinance

To discuss a similar deal, contact our Fund Director, Charles M. Farnsworth → (253) 592-3452 |  [email protected]

In private lending, capital matters, but so does communication. So does trust. So does having a team that actually picks...
05/11/2026

In private lending, capital matters, but so does communication. So does trust. So does having a team that actually picks up the phone when timelines get tight and decisions matter.

Our team knows bridge lending is about helping good operators keep momentum, solve problems, and execute with confidence. We are grateful to work alongside developers, investors, and builders who trust us to be part of their projects and their long-term vision.

The goal has never been to be the biggest lender in the room...Just one of the most reliable | www.1892capital.com/

The best deals rarely show up perfectly packaged. They’re moving fast. They’re missing a piece. They need structure, tim...
05/07/2026

The best deals rarely show up perfectly packaged. They’re moving fast. They’re missing a piece. They need structure, timing, creativity, or someone willing to actually talk through the business plan instead of immediately saying no.

That’s the role we want to play.

Our team is not trying to be another name in a lender database. We want to be one of the first people brokers and operators call when a deal hits friction:

➡️The “this might work, but…” deals.
➡️The “I need someone reasonable to look at this” deals.
➡️The “traditional financing is making this harder than it needs to be” deals.

We’ve lived the development side ourselves. We understand that real estate rarely moves in straight lines. That’s why we built a discretionary lending platform with common-sense underwriting, real estate experience behind it, and the flexibility to structure around reality instead of forcing reality into a box.

Add us to the rolodex. We’re always open to taking a look → Charles M. Farnsworth (253) 592-3452 | ✉️ [email protected]

Not every deal is broken. Some just need the right bridge. We built our Income Producing Bridge Loan Program for assets ...
05/04/2026

Not every deal is broken. Some just need the right bridge. We built our Income Producing Bridge Loan Program for assets with income today and a better story ahead.

Currently focused on:
▶️ Multifamily, industrial, and retail
▶️ $1MM–$12MM
▶️ Up to 75% LTV
▶️ No DSCR floor
▶️ Terms up to 24 months
▶️ Sale or refi exit

If you’re working on something that fits, let’s connect→ Charles M. Farnsworth (253) 592-3452 | ✉️ [email protected]

05/04/2026

We’re not a bank or fund. We’re a discretionary direct hard-money lender specializing in bridge, construction, and income-producing loans across Utah, Idaho, and Washington.

We move fast. We structure flexibly. And we say what we mean.

What sets us apart: our underwriting is backed by five generations of hands-on real estate ownership and development experience — including our affiliate, , which actively acquires and operates commercial real estate in the same markets we lend in.

We know what good deals look like. We know where they break down. And if things get complicated, we have the experience to work through it.

Working on a deal that needs a lender who gets it? Contact our Fund Director → Charles M. Farnsworth (253) 592-3452 | ✉️ [email protected]

We’re proud to share that our Fund Director, Charles M. Farnsworth has been featured in the Q2 print and digital issue ...
05/01/2026

We’re proud to share that our Fund Director, Charles M. Farnsworth has been featured in the Q2 print and digital issue of the Magazine (page 74).

Charles authored “Underwriting in the Dark: A Case Study on Judgment, Nuance, and Lending Beyond the Template,” exploring how strong lending decisions are made when spreadsheets alone do not tell the full story.

Using a real RV park transaction, the article highlights the importance of market insight, tested assumptions, valuation scrutiny, and disciplined judgment when conventional formulas fall short.

At 1892 Capital Partners, we believe the best underwriting often happens where certainty ends, and experience begins.

04/17/2026

There’s a growing middle ground in this market and it’s being underserved. Not distressed. Not stabilized. Just… in transition and that’s exactly where deals get stuck.

We built our Income Producing Bridge Loan Program for that gap: assets with income today, but a better story tomorrow.

▶️Multifamily, industrial, retail
▶️$1MM–$12MM
▶️Up to 75% LTV
▶️No DSCR floor
▶️Terms up to 24 months
▶️Sale or refi exit

No red tape. No over-engineering. Just practical capital for real deals.

If it’s not quite bankable yet but clearly headed there… we should talk → Charles M. Farnsworth (253) 592-3452 | ✉️ [email protected]

JUST FUNDED! 👏 🏡 We recently funded a bridge loan for a residential asset in Puyallup, Washington, supporting a rate and...
04/14/2026

JUST FUNDED! 👏 🏡 We recently funded a bridge loan for a residential asset in Puyallup, Washington, supporting a rate and term refinance.

This property includes a single-family residence and a triplex with 3 units, offering a mix of 1–3-bedroom layouts. Our financing provided a straightforward solution to refinance the existing debt and create a clean path toward long-term stability. (Another example of bridge capital doing what it’s meant to do: stepping in with speed, clarity, and flexibility when timing matters.)

Deal Terms:
▶️ Loan Amount: $451,925
▶️ Term: 6 months
▶️ LTV: 50.22%
▶️ Interest Rate: 12%
▶️Exit Strategy: Refinance

To discuss a similar deal, contact our Fund Director, Charles M. Farnsworth → (253) 592-3452 | ✉️ [email protected]





Address

Seattle, WA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12532644657

Website

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