Matthew Darren Wall - NMLS 1900703 - PNW Mortgage Guide

08/12/2025

Almost Half of Sellers Are Making Concessions To Get Their House Sold

Almost half of sellers are making concessions right now to get their house sold. If you want to know which concessions are working for sellers in our market, reach out.

08/11/2025

Online Home-Buying Search Terms Recently Hit 2-Year High

If you’ve been thinking, “I’ll sell once buyers come back,” you might want to take another look. Online search trends show they’re already interested.

What would make you feel confident putting your house on the market this year? Let’s connect to talk through it.

Believe it or not, there are clear signs buyer interest is heating up again.

08/11/2025

Are you second guessing if buyers are still out there?

Data shows they are. And actually, buyer activity may be picking up.

Online searches for terms like “home for sale” and “homes for sale” recently hit a multi-year high.

Basically, what these lines show, is the search terms “home or homes for sale” is coming up online more than any other time over the last two years.

That’s a clear sign interest is building behind the scenes, and your future buyer might already be looking.

If you’ve been holding off on selling, this might be your signal to get serious, so let’s have that conversation.

08/09/2025

Selling your house without an agent might feel like a shortcut (and a money saver)… until it costs you thousands.

Last year, on average, homes sold with an agent went for 15% more than those that sold without the help of an agent.

And here's why the gap is so big. The market is balancing out. There are more homes for buyers to choose from right now, and that means the strategies that worked a year or two ago won’t work today.

The best agents have the skills and experience to sell in a shifting market. And if you try to sell without that expertise, chances are you’re going to feel it in your bottom line.

So, before you decide to tackle it on your own, let’s have a quick conversation about what’s changing and what’s working right now so you don’t leave money on the table.

08/08/2025

A second home might do more for your retirement than you realize.

As it grows in value, it can help you build wealth over time, giving you more financial freedom in retirement.

You can also rent it out to bring in some extra income you can add to your existing retirement savings. Just remember, some of the rent coming in will need to be used to pay that mortgage and maintain that house.

And if you decide to sell it down the line, any profit you make could give your retirement savings an extra boost.

If owning a second home could help you retire earlier or with more freedom, would you want to take a closer look? Let’s talk.

08/08/2025

Prices are high. Rates are stubborn. And it can feel hard to find a home you love. But new construction might be your answer for all three of those headaches.

Right now, 1 in 5 homes for sale is a new build. And that’s opening up more choices for buyers. Builders are also offering incentives to close deals, so you may be able to get a lower rate or a lower price.

If you haven’t looked at new construction yet, it may be time to change that. Want to see what builders are offering in our area? DM me.

08/07/2025

Why Selling Without an Agent Can Cost You More Than You Think

In a market with more listings and pickier buyers, many sellers who try to sell on their own end up working with an agent anyway. So why not start there?

Let’s connect so you have a pro who knows exactly what it takes to sell your house in today’s market, for the best possible price, without leaving money on the table.

Reach out if you want a professional assessment on what your house could sell for today.

Cutting out the agent might seem like a smart way to save when you sell your house. But here’s the hard truth.

08/06/2025

A Second Home Might Be the Missing Piece in Your Retirement Plan

Let’s talk about what’s possible and explore whether owning a second home could bring you more security and peace of mind for the road ahead.

If a second home could help you retire earlier or with more freedom, would you want to take a closer look?

Are you wondering if you’re on track to retire someday? 

08/06/2025

2 Advantages of Buying a Newly Built Home Today

Since there are more new homes on the market, builders are motivated to sell and that’s leading to two great perks: price cuts and lower rates. Let’s connect if you want to see what builders are offering in our area.

08/05/2025

3 Advantages of Buying a Newly Built Home Today

Prices, rates, and finding the right home are three of the biggest challenges for buyers today. You may find better luck with all 3 if you look at newly built homes.

There are more available. Builders are more flexible on prices right now. And people who buy new homes tend to get lower rates in this market thanks to the incentives builders can offer.

Let’s connect if you want to see the new builds available in and around our area.

Prices, rates, and finding the right home are three of the biggest challenges for buyers today. You may find better luck with all 3 if you look at newly built homes.

08/04/2025

The Truth About Down Payments (It’s Not What You Think)

If you’ve been putting off buying a home because the down payment feels like too much to tackle, let’s talk. You may not need as much as you think, and there are plenty of resources out there, so you don’t have to do it alone. You just need an expert to point you in the right direction.

If a down payment wasn’t holding you back, would you be ready to start your home search?

Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in.

08/04/2025

Do you think you need a big down payment to buy a home? Most people believe they need at least 10% down.

The truth is that’s not necessarily the case. Many buyers put down less than that.

The typical down payment for first-time buyers is actually between 6% and 9%. And depending on the home loans you qualify for, you might only need 3.5%, or even 0% down in some cases.

Your down payment might not be as big of a hurdle as you thought. Let’s talk about your options and how to make homeownership possible for you.

If the down payment wasn’t the thing holding you back, would you be ready to start your home search?