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Turning 65 is an important Medicare milestone, but enrolling is not always as automatic or as simple as people expect. T...
10/08/2026

Turning 65 is an important Medicare milestone, but enrolling is not always as automatic or as simple as people expect. The right next step depends on various factors, and missing the timing or misunderstanding how your current coverage works with Medicare can lead to penalties, gaps in coverage, or both.

Swipe to see the key Medicare considerations to keep in mind if you are about to turn 65.

If you are approaching 65 and want help understanding what to do next, don’t hesitate to reach out to our team. We are here to help guide you.

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about earl...
10/06/2026

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about early screening. Breast cancer remains one of the most common cancers in the U.S., and early detection through routine screenings can make a meaningful difference.

Swipe for a few important facts and statistics to keep in mind.

As a reminder, many health insurance plans cover preventive screenings at little or no cost, making it easier to take an active role in your health. And, if you're not sure whether your plan covers preventive breast cancer screenings, our team is happy to help. Please do not hesitate to reach out with any questions.

10/05/2026

Medicare open enrollment coming up soon, starts on the 15th.

As you look at plans for next year ask about a hospital plan to help cover those hospital copays from your Medicare plan.

10/02/2026

Hospital Indemnity plans

Cost Control Measures with a Medicare advantage plans

Year after year you have seen your out of pockets costs go up.

Higher copay for the Emergency room?

Higher copay for hospital days, for more days?

Higher copay for outpatient procedures?

Higher copay for ambulance ride?

Higher copay for diagnostic scans?

Higher, Higher, Higher….

There is additional coverage you can get to cover some of these costs.

These plans are customizable and affordable for most people.

If you don’t qualify for Medicaid assistance this type of coverage can really help cover some of those out of pockets costs.

The Centers for Medicare & Medicaid Services (CMS) recently announced several updates related to Medicare Advantage and ...
10/01/2026

The Centers for Medicare & Medicaid Services (CMS) recently announced several updates related to Medicare Advantage and Part D prescription drug plans for 2027. While many of the changes happen behind the scenes, some could affect the plans and benefits available to Medicare beneficiaries in the years ahead. Swipe to learn more.

If you have questions about how these Medicare updates may affect your current coverage or if you’d like to review your options during an upcoming enrollment period, please feel free to contact us anytime. We are happy to help.

09/29/2026

Medicare

Many of you are getting your notices of change for your drug plan or you Medicare advantage plan.

These notices will go over the changes in your current plan for 2027.

Pay particular attention to the

- Premium
- Change of copays for P*P and specialists
- Change in Hospital costs and the number of days of copays.

But look over the entire thing and take it to any meetings you have while shopping for different plans.

If you would like to meet with me reach out and we can make an appointment to meet.

09/25/2026

Marketplace open enrollment

There are significant changes on the health insurance marketplace for 2027.

One of the two companies in Arkansas are reducing their plan offerings by 2/3rds so there will be less choice available.

You will start to get letters from your insurance companies in the next two weeks or so.

Let me know if you have any questions

As you may know, it’s almost time for Medicare’s annual enrollment period (AEP), a key opportunity to alter your Medicar...
09/24/2026

As you may know, it’s almost time for Medicare’s annual enrollment period (AEP), a key opportunity to alter your Medicare health and prescription drug plans for the upcoming year. The Medicare AEP runs from October 15th to December 7th every year, making now a potentially advantageous time to review your current coverage and plan ahead for any changes next year.

Thinking about this now, before the period opens, can make the process easier and give you enough time to compare options and make an informed decision about your care. Swipe for a few areas to revisit as you prepare for the beginning of the AEP.

A little preparation now can make the process simpler and help you choose coverage that fits your needs. That said, if you’d like to go over your current plan, feel free to reach out. We are always here to help you carefully assess your needs so you can make an informed decision.

09/24/2026

Recently the government cancelled thousands of health insurance plans, some because they have not been used.

If you have a plan through the marketplace, you may want to check to make sure it has not been cancelled.

If your plan was cancelled recently for no apparent reason, maybe I can help.

This is a new phenomenon so we’d have to figure it out as we go. But I’m willing to help.

Contact me for more information

09/23/2026

Planning for the unexpected

Life is unpredictable. One day you’re talking to someone about the future, the next day they are gone. It throws your life in to turmoil. Your every day routine is gone. So much stuff you had talked about and planned is now gone. You are starting over on some things. Other things continue but are different.

But, in most cases, life goes on. Tomorrow comes and so does the next day. You have to carry on, but….

There may have been loss of income

There may be expenses associated with that loss (final expenses).

Unpaid bills that you’re responsible for.

Your own well being (counseling?).

There are lots of expenses associated with the passing of a loved one, too many to list.

Many people left behind face significant financial hardships. Some have to liquidate assets to cover debts or other expenses. I have seen this first hand. People having to sell all their assets and home just to cover bills.

When a person leaves your life suddenly, it’s devastating, You don’t want the people you leave behind to face any additional stressors, it’s bad enough already.

Life insurance can really help reduce those stressors.

I went through this. It’s a truly horrible experience. We had a bit of life insurance on her that helped, but there were more expenses than life insurance $.

If you have life insurance now, is it enough?

If you don’t have life insurance you may really want to consider getting some.

Contact me for more information

Address

100 S Spring Street
Searcy, AR
72143

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