Tiger Insurance Agency

06/03/2026

On Health Insurance

Marketplace insurance too expensive?

Are you healthy?

If so there are other options available. They do require health questions and sometimes a review of health history, but if your in good health you scan save some money.

Contact me if you’d like to discuss.

06/02/2026

When unexpected health events happen, medical bills shouldn’t be an extra worry. That’s where supplemental insurance comes in, adding a financial safety net on top of your regular health coverage.

Here’s a quick breakdown of three common types and how they differ:

✅ Accident Insurance - Pays you cash benefits after accidental injuries like a fall, fracture, or car crash. You can use the money for hospital visits, therapy, or any other expenses while you recover.

✅ Critical Illness Insurance - Provides a lump-sum payment if you’re diagnosed with a serious condition such as cancer, heart attack, or stroke. The funds go directly to you, covering treatment, lost income, or even household bills.

✅ Hospital Indemnity Insurance - Offers a set cash benefit for each day you’re hospitalized. It helps with costs your primary plan may not fully cover, including co-pays and other daily expenses.

Even with strong health insurance, major health events can be financially devastating — and your finances should be the last thing on your mind.

If you’d like help reviewing your coverage or exploring supplemental options, give our office a call. We’re here to help you find the right fit.

05/31/2026

Now that spring is in full swing, you might find yourself tidying your space and taking time to refresh all aspects of your life. While you’re at it, you should add spring cleaning your life insurance beneficiaries to your list. This can go beyond just making sure your designations reflect your life today; it can also include ensuring they are beneficial in the long term.

For example, did you know that naming a minor child or a loved one with special needs as a beneficiary can carry potential financial consequences? Swipe for more information.

If you want to review life insurance beneficiaries, give us a call. We can find some time to schedule a review and make sure your life insurance policies are protecting what matters most.

05/29/2026

Medicare Supplement

A lot of confusion on this subject. I regularly hear people refer to their advantage plan as a supplement and the supplement plan referred to as advantage plan. Even politicians I’ve spoken to get them confused.

I usually ask to see the card.

A supplement works with core Medicare to help cover some or most of your out of pocket costs.

An advantage plan is when you choose an insurance company to provide your Medicare benefits.

People ask me all the time which is best. I don’t make that judgement, there are a lot of things to consider, including cost.

Contact me if you want to talk more about this subject.

05/28/2026

If you’re turning 65 soon and are unsure about what it means to enroll in Medicare, you are not alone. One of the most common questions we hear from those nearing retirement is around the timeline for signing up for Medicare.

So, we wanted to share a few important reminders to help you stay on track:

✅Know your enrollment window. Your initial enrollment window lasts for seven months — three months before your 65th birthday, your birthday month, and three months after your birthday. Enrolling early in this timeframe can help ensure your coverage begins right when you need it.

✅Understand how to sign up. Some individuals are automatically enrolled in Original Medicare, while others need to take action themselves to enroll in Original Medicare. This often depends on whether you are already receiving Social Security benefits.

✅Do not delay without a plan. Waiting too long to enroll without qualifying coverage can result in delayed coverage start dates and ongoing late-enrollment penalties.

✅Be aware of other options. If you are still working and covered under an employer plan, you may qualify for a Special Enrollment Period that can allow you to defer your enrollment. However, missing all enrollment windows can limit your options and increase costs, so it's best to clarify this early.

Medicare decisions can feel overwhelming, but you do not have to navigate them alone. Whether you are approaching 65 or are simply evaluating your options, contact us for guidance tailored to your situation.

05/28/2026

05/28/2026

Long Term Care

It’s scary to think about. What is your plan if and when you need help doing your day activities of life?

Most people in Arkansas rely on Medicaid assistance or family.

Need is going up and Medicaid is being cut, not good math there.

Depending on family members can destroy families. Who has to quit their job to provide the care. What are the financial resources available? It’s scary to think about.

Long term care insurance might be out of your price range but there are other options to know about.

Your life insurance. Some life insurance is accessible for care in long term care situations. Know what your life insurance covers besides just death.

Short term care plan. If you need assistance for a few weeks or few months while you recover from an injury, or until long term insurance kicks in, this may be of interest.

Some annuities are built to provide long term care.

Contact me if you’d like to talk.

05/26/2026

Your Medicare coverage should not be something you only think about once a year. Certain life changes, plan questions, or coverage issues are good reasons to reach out sooner to avoid surprises and make sure your plan still fits your needs.

Swipe to see when it is a good time to call your Medicare agent.

The best time to call your Medicare agent is before a small question becomes a bigger coverage problem. If you need help reviewing your plan, preparing for enrollment, or understanding a recent life change, contact our office.

05/21/2026

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of the most important ways to help safeguard your shared financial future and provide stability no matter what comes next. Swipe for some key life insurance considerations for newlyweds.

Starting your journey together with the right protection in place can make all the difference. Contact us today to learn more about your life insurance options and find coverage that fits your goals.

05/19/2026

Life can be unpredictable, but your family’s future doesn’t have to be. Life insurance helps safeguard your loved ones from financial uncertainty and gives you the peace of mind that they’ll always be cared for. What’s more, many policies offer a financial cushion you can draw on during your lifetime.

Choosing your life insurance policy is a big decision; don’t go it alone. Our team is here to guide you through the process, avoiding cookie-cutter solutions and ensuring you find the right policy for your lifestyle and budget.

Want to explore your options? Call our office today. We are here to help.