Tom McMurray

Tom McMurray Tom McMurray
NMLS 39007 | DRE 02105227

C2 Financial Corp. dba Karbon Financial
NMLS 135622 | DRE 01821025

Tom McMurray is a top-rated mortgage broker in Southern California who has been helping families secure smarter home financing since 2001. With nearly 25 years of experience and a track record of thousands of successful closings, Tom specializes in simplifying the mortgage process and delivering personalized loan solutions for homebuyers, homeowners, and real estate investors. His career includes

roles as a top-producing mortgage advisor and national sales leader for a major mortgage lender. Now, as an independent broker, Tom provides clients access to more than 100 wholesale lenders, ensuring competitive mortgage rates, fast approvals, and custom financing strategies tailored to each client. Tom has been recognized by Mortgage Executive Magazine, National Mortgage News, Scotsman Guide, and Los Angeles Magazine for his dedication to excellence. With over 300 verified 5-star reviews on Google, Zillow, Yelp, and LendingTree, he is known for delivering expert guidance, clear communication, and strong long-term relationships with clients, real estate partners, and his community. Whether you’re a first-time buyer, upgrading your home, or refinancing, Tom McMurray is a trusted Southern California mortgage expert committed to helping you finance your next chapter with confidence.

01/13/2025
12/04/2024

The million-dollar question: “When will rates go down?”

The short answer? Experts expect rates to ease next year as things stabilize.

The long answer? It depends on a lot—like inflation, unemployment, and market trends.

Want to stay in the know and make the most of the market? Follow us and DM with any questions!

10/29/2024

A shortage of 3 million homes means more competition and rising prices...even with higher mortgage rates.

Waiting could cost you more so if you’re thinking of buying let’s talk about how the right strategy can help you save $$$ in a hot market.

10/28/2024
New Construction Homes for Sale!🏡 ❤️Learn about new homes, schedule tours and get the inside info on any available buyer...
07/08/2024

New Construction Homes for Sale!🏡 ❤️

Learn about new homes, schedule tours and get the inside info on any available buyer incentives before everyone else NOW! 😃

🎯 Go to https://TomMcmurray.NewConstructionHomesNOW.com to get the FREE Information Now!

Learn about new homes, schedule tours and get the inside info on any available buyer incentives before everyone else NOW!

What is Your Home Worth NOW 🏡Recent home sales have affected your home's value! 💰 📈Click to get your new home value esti...
07/01/2024

What is Your Home Worth NOW 🏡

Recent home sales have affected your home's value! 💰 📈

Click to get your new home value estimate FREE and INSTANTLY! 🎯

https://TomMcmurray.FreeHomeValues.net

Recent home sales have affected your home's sale potential! Get your new list price range instantly for free!

Downpayment Assistance for First Time Home Buyers! 🏡 💰 Learn how to qualify for downpayment assistance from available go...
07/01/2024

Downpayment Assistance for First Time Home Buyers! 🏡 💰

Learn how to qualify for downpayment assistance from available government and financial Programs! 😃 🙏🏻

🎯 Go to https://TomMcmurray.StopRentingStartOwning.org to get the FREE Information Now!

Learn how to qualify for downpayment assistance from available government and financial programs!

05/07/2024

If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home? And chances are, you’re worried that’s not going to be in the cards with inflation, rising home prices, mortgage rates, and more seemingly stacked against you. While there...

02/15/2024

Over the past few months, experts have revised their 2024 home price forecasts based on the latest data and market signals. And now, they’re even more confident prices will rise, not fall. If you’re curious about what that means for prices in our area, let’s connect.

Address

3020 Old Ranch Parkway Suite 300
Seal Beach, CA
90740

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About Us

Since 2001, Tom has personally helped thousands of homeowners purchase and refinance their homes with Low Rates, Five-Star Service and Advice You Can Trust. Tom has held numerous roles ranging from top-producing loan officer, the head of retail sales for a national mortgage lender and now as an independent mortgage broker he’s proud to offer his clients and surrounding communities an extensive array of low rate mortgage programs and a world-class experience for all their home purchase and refinance needs.

Tom has been named one of the Top 1% Mortgage Originators in America by Mortgage Executive Magazine and Top Producers according to National Mortgage News. He is also one of the most highly reviewed mortgage professionals in Southern California.