FCA Insurance Services Inc

06/07/2022

Join FCA family; https://www.fcafinancial.com/career

02/07/2022

11/10/2021

Business Preservation

Businesses and their owners generally pass through several identifiable stages during their business life cycle. Business Preservation and protection is the first stage: Helping to ensure protection against unexpected pitfalls.

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Would your business be threatened by the death of a key employee?

Regulations change. Have your plans kept pace? When was your last “checkup”?

What about your partners? Do you have a buy/sell plan in place?

How is it funded?

What is your businesses current value?

What about Employee benefit plans? Just as important, what are your “Selfish Benefits”?



15 minutes free consultation with specialist: https://calendly.com/fcafinancial/free-consultation

11/10/2021

Mortgage Protection
Don’t be a greedy, cookie-eating monster!
Protect your investment and your family.

One of the most vital services we offer at FCA Insurance Services is helping our clients establish mortgage protection plans for their homes.

What exactly is mortgage protection? Well, if you’re like most Americans, your home is the largest purchase you have ever made, and the most valuable asset you own, financially-speaking. Your mortgage payment is likely your family’s largest monthly expense, and you work hard to dutifully pay down your mortgage balance every month.

What if you are out of work for several months at a time recovering from a heart attack, and can’t keep up with your mortgage payments? What if you or your spouse passed away unexpectedly, leaving the other to shoulder the burden of the mortgage payment on their own? These aren’t pleasant situations to imagine yourself being thrown into, but it is a risk that is important to be prepared for.
Typically, these plans are designed to pay off the balance of the mortgage should the policyholder pass away within the coverage period (typically 30 years, to cover a 30-year mortgage). FCA Insurance Services’s mortgage protection plans are unique in that they come infused with Living Benefits – meaning they don’t only pay out upon the death of a policyholder. Our plans also put much-needed money in the policyholder’s hands if they suffer a major illness – like a heart attack, stroke, or cancer. This money can be used to keep the mortgage bills paid in those potentially difficult financial times, and offer peace of mind when it comes to keeping a roof over your family’s heads.



15 minutes free consultation with specialist: https://calendly.com/fcafinancial/free-consultation

11/10/2021

Income Protection

Picture this: Imagine you had a 100% legal money-making machine in your garage. This machine does nothing but print nice, crisp, legal tender all day long, and your family relies on that machine’s output to pay for bills, food, and anything else they need.

If given the opportunity, would you take out insurance on that machine to ensure that if it broke down, the money it produced would keep coming until it could be fixed?

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Of course you would.
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Here’s the thing: If you work for a living and provide for your family, YOU ARE THAT MONEY-MAKING MACHINE! If something happens to you and your money-making ability is interrupted, how is your family going to replace that monthly income unless you’re properly protected for such an occurrence?

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At FCA Financial, we work with each of our clients to ensure that their family is properly provided for in the case of an interruption in income – whether that is due to an unexpected death or an illness such a heart attack, stroke, or cancer diagnosis. With our help, our clients can rest assured that no matter what happens, the bills will be paid and the family will be taken care of.

Your income is more than just a paycheck. It represents your family’s ability to continue to lead the life you’ve built together. Protect it. Protect them.



15 minutes free consultation with specialist: https://calendly.com/fcafinancial/free-consultation